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Interview Experiences of T.I.M.E. Students - IBPS CLERICAL CWE 2014 (Interviews held in FEB 2015)

FEEDBACK – 1
Duration : 10 min
Panel : 1 Female member and 3 Male members

Questions :
1) Have you attended the IBPS PO interview?
2) How many marks did you score in IBPS PO?
3) How was the interview?
4) Which questions did they ask you?
5) What is budget?
6) When is it presented?
7) Why is the Railway budget presented?
8) What is the meaning of your name?
9) Why did the Saudi King give 24 billion dollars to his people?
10) Did you derive any benefit from the division of the Andhra Pradesh State?

FEEDBACK – 2
Duration : 10 min
Panel : 1 Female member and 3 Male members

Questions :
1. Who is the IT minister of Telangana?
2. Who is the Finance minister of Telangana?
3. Venkaiah Naidu is a minister for
4. What is a fiscal deficit?
5. What is Liquid Adjustment Facility?
6. What is a biometric ATM?
7. Why do you want to join a bank?
8. What do you understand by the term sub-prime crisis?
9. Why did you resign from your previous job?
10. What are the functions of the SIDBI?
11. Tell us something about your family.
12. What are the functions of the National Housing Bank?

FEEDBACK – 3
Duration : 10 min
Panel : 1 Female member and 4 Male members

Questions :
1. What is mobile computing?
2. What is data warehousing?
3. Where do we use it?
4. What is a cheque?
5. Tell us something about your B. Tech college.
6. What is Data Mining?
7. What do you mean by 'page fault'?
8. Tell us about the pocket banking that has recently been launched by the ICICI bank?
9. Who is chairperson of ICICI bank?

FEEDBACK – 4
Duration : 10 min
Panel : 1 Female member and 4 Male members

Questions :
1. Why did you opt for Banking?
2. Of what use is the Electrical stream in banks?
3. Name some Electronics-related company.
4. Did you attend the PO Interview?
5. What is an NPA?
6. In my B.Tech I had a subject called Business Communication; they asked me the purpose of the subject and what I had done in that.

FEEDBACK – 5
Duration : 10 min
Panel : 1 Female member and 4 Male members

Questions :
1. Give me a peice of the latest news related to Business.
2. What does your father do?
3. What is VLSI?
4. What is Unix Ma? Give me complete details about Unix.
5. You have Rs. 1,00,000 and you have deposited them for 6%. The inflation rate is 8%. Will the value of your money decrease or increase?
6. Tell me something about 'MAKE IN INDIA'?
7. How many types of accounts are there?
8. How many types of loans are there?
9. What comes under the Priority Sector?
10. What is fiscal deficit?
11. What is CAD?
12. Is our country facing a current account deficit?
13. What do we majorly import?

FEEDBACK – 6
Duration : 6 min
Panel : 1 Female member and 4 Male members

Questions :
1. Where are you from?
2. what is your hobby?
3. What is the current political situation in Bihar?
4. Which party is most likely to win the Delhi Assembly Elections?
5. Who is an NRI?
6. Can an NRI open a bank account in India?
7. What is a cheque?
8. Which subject did you have in M.Com?
9. What is Break-Even Analysis?
10. What are RTGS and NEFT?
11. Enumerate the features of RTGS.
12. Tell us something about your family background.
13. What is your father?
14. What do your brothers do?

FEEDBACK – 7
Duration : 10 min
Panel : 1 Female member and 3 Male members

Questions :
1. Write anything on a paper in the regional language of the state (Telugu).
2. Please introduce yourself.
3. Why did you choose banking after graduation?
4. Why did you opt for Biotechnology during graduation?
5. Did you attempt the IBPS PO exam paper? What was your score there?
6. Give any two of your strengths and a weaknesses.
7. Have you written any other banks exams?
8. Tell us what you know about Policy Rates. What have the recent changes been, and what are the reasons for these changes?
9. What are the duties and responsibilities carried out by a clerk?
10. Which yojanas have been introduced by PM Narendra Modi?
11. If you were a citizen of New Delhi, Whom would you vote and why?

FEEDBACK – 8
Duration : 10 min
Panel : 1 Female member and 4 Male members

Questions :
1. Tell us something about yourself.
2. Why did you choose a clerical job after a degree in M.B.A?
3. Why did you choose a bank, when you have a six-year experience in Marketing? You can earn more in a Marketing job, so why this?
4. What is the difference between Marketing and Sales?
5. Tell us something about your family.
6. What are bank products?
7. What is cross-selling?
8. Did you appear for the IBPS PO exam? What is your score?

FEEDBACK – 9
Duration : 10 min
Panel : 1 Female member and 4 Male members

Questions :
1. You graduated in 2012. What have you been doing since then?
2. Among hydro, thermal, and solar electric power plants, the installation of which of these is more?
3. Can you name some hydro electric power plants in Andhra Pradesh and Telangana?
4. What is pumping?
5. Name some thermal electric power plants.
6. What are the uses of confluence of rivers?
7. Which of these does India involve in more – imports or exports?
8. What is a Current Account Deficit?
9. What are the major imports of India?
10. Why are the prices of crude oil reducing in India?
11. What are NOSTRO and VOSTRO accounts?

FEEDBACK – 10
Duration : 10 min
Panel : 1 Female member and 3 Male members

Questions :
1. Please introduce yourself to us.
2. Tell us something about yourself which has not been mentioned in your resume.
3. Which e-commerce activities are prevalent in Hyderabad?
4. What is a Micro Processor?
5. Who is C.E.O of Microsoft?
6. Other than Satya Nadella, who is the other C.E.O from Hyderabad?
7. Tell us whqat you know about Satya Nadella.
8. What is disinvestment?
9. Tell us something about your family.
10. What was your previous salary package?
11. How much is your IBPS PO score?
12. Are you interested in relocating?

FEEDBACK – 11
Duration : 12 min
Panel : 1 Female member and 4 Male members

Questions :
1. From which place are you?
2. What are your educational qualifications?
3. When did you finish Engineering?
4. You graduated in 2013; what have you been doing since then?
5. Have you heard about the RBI?
6. What is the RBI?
7. What are the functions of the RBI?
8. What are the other chief regulators in India?
9. Who is chairman of IRDA?
10. What are the main functions of the IRDA?
11. Does the RBI grant loans to individuals?
12. What is CASA?
13. Tell about what you can about CASA deposits.
14. What is the main difference between a Current Account and a Savings Account?
15. What is your IBPS P.O score?
16. Will you be able to secure a PO job with that score?
17. How many marks you are expecting in the IBPS clerk exam?

FEEDBACK – 12
Duration : 10 min
Panel : 1 Female member and 3 Male members

Questions :
1. Tell us something about the Monetary Policy.
2. What are the different methods for regulating the Monetary Policy?
3. What is a Bank Rate and a Base Rate?
4. What is SLR and what is its present percent?
5. Name the deputy governors of the RBI.
6. What is a mutual fund?
7. What is NABARD and what are its functions?
8. Tell us about your educational qualifications.
9. Tell us something about your family.

FEEDBACK – 13
Duration : 10 min
Panel : 1 Female member and 3 Male members

Questions :
1. Where are you from?
2. Why did you do a course in computers after B. Tech?
3. Why did you stop studying further?
4. What is your father?
5. With which organization does he work?
6. What is the logo and the tag Line of Syndicate Bank?
7. Why did you give your first preferenceto Bank of India, when your father is working with Syndicate Bank?
8. In which branch is your father working and what is his scale (I, II, III,IV)?
9. Name a few women Bharat Ratna recipients.
10. Name some women Chief Ministers of India.
11. Who has won the Nobel Prize recently?
12. What we have to observe while purchasing a computer?
13. Which is the best selling computer in India?
14. What are your hobbies?
15. What is the difference between the Syndicate Bank and Bank of India?

FEEDBACK – 14
Duration : 15 min
Panel : 1 Female member and 3 Male members

Questions :
1. Tell us something about yourself.
2. Tell us about your home town.c
3. What is the currency of Malaysia?
4. What is the currency of Soudi Arabia?
5. What is the currency of South Africa?
6. What is the currency of Vietnam?
7. What is DICGC?
8. What are your hobbies?
9. Why did you choose a career in banking?
10. Why did you not choose the software industry?
11. Did you attend the IBPS PO exam?
13. What is the capital of Russia?
14. What is the capital of South Korea?

FEEDBACK – 15
Duration : 15 min
Panel : 1 Female member and 4 Male members

Questions :
1. Please introduce yourself to us.
2. Tell us somethingabout your family.
3. What is the difference between RTGS and NEFT?
4. What was the share of the government before nationalisation of banks and what is its share now?
5. At present, what is the percentage of its share?
6. Who was the first Union Finance Minister of India?
7. Who is the present Finance Minister?
8. What is the difference between the former and the present finance ministers?
9. Which schemes have been launched by the Narendra Modi government?
10. Why have you opted for a bank job after pursuing B. Tech?

FEEDBACK – 16
Duration : 10 min
Panel : 1 Female member and 4 Male members

Questions :
1. What is your father?
2. Who is a famous flute player?
3. What are KYC norms?
4. What is the role of bank in the development of India?
5. What is money laundering?
6. What is plastic money?
7. How does a satellite work?
8. If satellites fail to function, whta will be the consequences?
9. What is the different between analog communication and digital communication?
10. What is the difference between the customer of a bank and a normal person?v 11. What is G.D.P?

FEEDBACK – 17
Duration : 10 min
Panel : 1 Female member and 3 Male members

Questions :
1. Why did you opt for a bank job?
2. You passed out in 2013. What have you been doing since then?
3. When you had already been placed in an MNC with a good package, why didn't you join? Why you prefer a clerical job?
4. Did you attend the IBPS PO exam? What is your score?
5. Tell us about the about nationalisation of banks.
6. Tell us something about the Bharatiya Mahila Bank.
7. Name any two countries other than India which have special banks for women.
8. Are they planning to open any new branch in Telangana and Andhra Pradesh?
9. Who was the first lady Prime Minister of India?
10. What is a cheque?
11. What is a stale cheque and a post-dated cheque?
12. Tell us what you know about the Cricket World Cup.
13. Do you read a newspaper?
14. What are KYC norms?
15. What is the limit for small and medium enterprises?
16. Do you expect a good score in the IBPS PO exam?
17. Why did you attend a bank clerical interview?

FEEDBACK – 18
Duration : 10 min
Panel : 1 Female member and 4 Male members

Questions :
1. What is a 360 degree appraisal?
2. What is networking capital?
3. What are Basal norms?
4. What is Credit Risk?
5. What is Market Risk?
6. What is Operation Risk?
7. What is a working capital cycle?
8. What is Risk Mitigation?

FEEDBACK – 19
Duration : 8 min
Panel : 1 Female member and 4 Male members

Questions :
1. Please introduce yourself to us.
2. Tell us something about NPAs.
3. What are Negotiable Instruments?
4. What are your strengths?
5. Why did you choose a bank job after graduating as a B. Tech?

FEEDBACK – 20
Duration : 10 min
Panel : 1 Female member and 4 Male members

Questions :
1. What is the differnce between a petrol engine and a diesel engine?
2. What is a Crew Bar working principle?
3. What is a Pulley system?
4. How does it work?
5. What are its uses and benefits?
6. Did the Pulley system exist in the olden days?
7. What is banking?
8. What is your father?
9. Why did you apply in the state of Karnataka?

FEEDBACK – 21
Duration : 7 min
Panel : 1 Female member and 4 Male members

Questions :
1. What is Base Rate?
2. What is Prime Lending Rate?
3. What are CRR and SLR?
4. What is Repo rate and Reverse Repo rate?
5. What is the current savings bank interest rate?
6. What are the different types of loans and their rates of interest?
7. What are the different kinds of programmes for Women Empowerment in India?
8. Who is the Chief Minister of Punjab?
9. Who is the Chief Minister of Kerala?