Interview Experience – 1
Duration: 8 min.
Panel: 5 members
Questions:
- Tell us about yourself, your educational qualifications and your family.
- Where are you from? Tell us something about your home town.
- Why did you choose banking after completing B. Tech?
- What is banking?
- What are the different types of accounts?
- According to you, which deposit is advantageous to a bank?
Interview Experience – 2
Duration: 15 min.
Panel: 5 members
Questions:
- Tell us something about yourself.
- What is core banking? Explain in detail.
- Which team won the Football World cup and by how many goals?
- Who scored the final goal in the Football World Cup?
- Where was it held?
- What was the title given to the Man of the Match player in the World Cup Football?
- What is the capital of that country?
- Who is the famous player from Portugal?
- For which club is he playing now?
- What is his Jersey number?
- Who is the other player from Argentina on whom the Argentina team was dependent on in the finals?
- Other than interest, what are the other sources from which banks earn?
- What challenges are faced by banks today?
- What is the difference between Marketing and Sales?
- How will you introduce bank products to customers?
- How will you introduce a new customer to a bank?
- What is disguised employment?
Interview Experience – 3
Duration: 15 min.
Panel: 4 members
Questions:
- What you have done in the past 2 years?
- Did you qualify the IBPS PO last year?
- How many types of banks are there in India?
- What is the difference between public sector banks and private sector banks?
- What are scheduled banks?
- Are there any non-scheduled banks?
- What is current account deficit?
- What types of loans are given by banks?
- How are banks useful in developing the economy?
- Define Bank Rate, Repo Rate, Reverse Repo Rate.
- What is VLSI? What is the advanced technology in VLSI?
- Tell me a few things about Mahaboob Nagar.
- On what basis have you given priority to banks?
Interview Experience – 4
Duration: 10 min.
Panel: 4 members
Questions:
- Tell us about yourself.
- What will you do if there is excess surplus money?
- What is the difference between a bank and the postal department?
- What is the difference between financial inclusion and financial institutional investment?
- What are self help groups?
- What is a capital market?
- Where will you suggest your friend to invest money - save in a bank or in a capital market?
- What do you know about Muthoot Finance?
Interview Experience – 5
Duration: 10 min.
Panel: 4 members
Questions:
- From which college are you?
- Why did you choose that college?
- On whose advice have you chosen the banking sector for your career?
- After 5 years and 10 years, where would you wish to be?
- What is the source of income for a bank?
- What are assets and liabilities of a bank?
- How many types of accounts are there?
- Why do aeroplanes fly above clouds?
- Should I give you or one of your seniors a chance to work?
Interview Experience – 6
Duration: 10 min.
Panel: 4 members
Questions:
- What is the difference between Electronics and Instrumentation?
- If you were posted to a rural area, how will you make people understand the usefulness of a bank?
- What is the difference between Analog communication and Digital communication?
- What are the applications of digital communication in banking?
- In a balance sheet, what will you enter in the assets and liabilities column?
- What is VLSI design?
- What are the applications of VLSI in banking?
- If you get through the civil services, which would you prefer - Bank or Civils?
Interview Experience – 7
Duration: 10 min.
Panel: 4 members
Questions:
- Tell us about yourself.
- Tell us about the Make in India campaign.
- When was the Pradhan Mantri Jan Dhan Yojana started? When is it expected to reach its target?
- What is your opinion on women empowerment?
- What are the recent happenings in the area of women empowerment?
- What is special about March 8?
- On which date was the Bharatiya Mahila Bank started and on whose birthday was it opened?
Interview Experience – 8
Duration: 10 min.
Panel: 5 members
Questions:
- Tell us about yourself.
- What is the difference between money lenders and chit funds?
- Will you be interested in working if you were posted in Rajasthan?
- What is the difference between a savings account and a current account?
- What is the difference between a debit card and a credit card?
- What is the difference between an account number and an ATM pin number?
- Name the schemes that banks offer for Agriculture.
Interview Experience – 9
Duration: 10 min.
Panel: 5 members
Questions:
- Apart from you, why are engineering students getting into banks?
- What is priority sector lending?
- What is financial inclusion?
- Tell us about the Pradhan Mantri Jan Dhan Yojana.
- What is Negotiable Instruments Act?
- How do NRIs transfer their money to India?
- What is an NRE account and an FCNR account?
- Do banks give loans to IT companies or not?
- Who issues a one-rupee note? Is it a negotiable instrument or not?
Interview Experience – 10
Duration: 15 min.
Panel: 4 members
Questions:
- Why you have chosen this bank as your first priority?
- What you have done for the India cleanliness program – ‘Swachh Bharat Abhiyan’?
- Why are today’s youth getting addicted to drugs?
- What is the difference between creativity and innovation?
- Why have you chosen banking as your career?
Interview Experience – 11
Questions:
- How did you prepare for Banking exams?
- Which places did Obama visit on the 27th of Jan 2015?
- What do you mean by a Recurring deposit?
- What is a Savings bank account and why do banks give a 4% interest on these accounts?
- What will be the effect on the Indian market, if the international market is affected by recruitments?
Interview Experience – 12
Questions:
- Tell us about your family background.
- In B.Tech, why did you choose Computer Science?
- What is a computer?
- What is software?
- What is hardware?
- Differentiate between hardware and software.
- In which year were the RBI Acts and Banking Regulation Acts established?
- Name the nationalised banks and private banks.
- Differentiate between private banks and nationalised banks.
Interview Experience – 13
Questions:
- What is the use of a cheque book?
- What are the basic documents needed for giving a loan?
- Why is your surname Gandhi?
- Differentiate between credit cards and debit cards.
- What is the use of Internet banking?
- If you were to be posted to your home town, what would you do for the natives of your home town?
Interview Experience – 14
Questions:
- Who was Kalpana Chawla?
- Who is the 1st Lady Lieutenant General of India?
- What are your hobbies?
- Tell us something about your native place.
- Who is our PM?
- Tell us something about him.
Interview Experience – 15
Duration: 10 - 12 min.
Panel: 5 members
Questions:
- Tell us about yourself.
- How did you prepare for this interview?
- What are the 5 initial questions they (TIME) asked you in your mock PI?
- Why did you opt for banking?
- You passed out in 2012. What did you do these past 2 years?
- Teaching and banking are two different areas. Will you be able to manage?
- How will you handle our customers?
- Your preference is Bank Of Baroda. Is it there in your home town?
- Why you are not open to working away from your home town?
- What is a Negotiable Instrument?
- What is a Bill of Exchange?
- What is the sealing of BOE?
- What is CPS?
- What is Hundi?
- How will you identify a false cheque?
Interview Experience – 16
Duration: 20 min.
Panel: 6 members
Questions:
- Tell us about yourself.
- Are you nervous?
- Tell us something about Allahabad Bank and about your father who worked with that bank.
- Tell us about your family.
- As you said, most of the candidates are from the finance sector. Do you think you will be the best among them?
- What is the difference between IT, CSE and MCA?
- What is an organization? Is a hospital an organization?
- What is the product of any teaching institute?
- How many exams have you qualified in till now?
Interview Experience – 17
Duration: 12 - 15 min.
Panel: 5 members
Questions:
- Tell us about yourself.
- What is team working?
- I was given a Case Study. What you will do in this situation if you are the team leader?
- Describe your hobbies and strengths.
- What is the ISRO Missile Plan?
- What is ISIS?
- Tell us something about World Cup Cricket?
- What is a hydro projects?
- How will you work in a rural area?
Interview Experience – 18
Duration: 10 min.
Panel: 5 members
Questions:
- Tell us something about yourself.
- What is the economic status of your state?
- Define the banking terminology - Self Help Group, RBI rates etc.
- What has been your role in the development of your society, community and the state?
- Social issues.
- Why you want to join the Banking sector?
Interview Experience – 19
Duration: 10 min.
Panel: 5 members
Questions:
- What is a Bank?
- What is an ATM?
- What is Green Banking?
- What is Customer Bank Relationship?
- What is the tagline of BOI?
- Who is the governor of BOI?
- What are the qualities of an officer in a bank?
- How will you convince people in rural areas to take a car loan?
- Debate on “Learning Never Ends”.
- Tell us something about your hometown.
Interview Experience – 20
Duration: 10 min.
Panel: 5 members
Questions:
- Why you want to leave Infosys and join the banking sector?
- How is rexin produced?
- Who was the first President of India?
- Name the bank employee who joined the IT field.
- What is Down Level ATM and White level ATM?
Interview Experience – 21
Duration: 10 min.
Questions:
- Questions related to work experience.
- Give us your educational details.
- Why do you want to join the banking sector after completing an MBA?
- What is the HDI ranking of India?
Interview Experience – 22
Questions:
- What does the word 'Herbert' mean and where does it come from?
- Do you have a Driving Lience? Tell me about the fuel prices declared globally.
- What is the difference between SBI and other banks?
- Define a leader.
- What is LED and LCD?
- Being an Electrical engineer, aren’t you at risk and how can you be valuable to a bank?
- Which is the smallest country in the world?
- What is its capital?
- Name the two saints who got canonized from India recently.
- Why are the RBI And SBI not included in the participating banks list?
- What do you know about the recent happening in Sundergarh?
- Sundergarh has given us many sports personalities. Which game do you follow?
- What is customer service?
Interview Experience – 23
Duration: 10 min.
Panel: 5 members
Questions:
- What is a bank?
- What is priority sector lending?
- To whom should we give priority sector lending?
- What kind of loans are given to farmers?
- What are your hobbies?
- Name a few people who received the Bharat Ratna.
- Name the 6 persons who received the Padmashree award.
- Name the first woman chief minister.
- Name the first woman President of India.
- Who was our first prime minister?
- What do you understand by Banking Ombudsman?
- Where is it in Odisha and who is its chairperson?
- Tell us something about yourself.
Interview Experience – 24
Duration: 10 min.
Questions:
- Tell us something about yourself.
- How will your education be of use in the banking sector?
- Name the various types of banking.
- Situation: A rural bank has refused to sanction loan and the local villagers, the MLA and the gram panchayat have come to protest. How will you handle the situation?
- What is the current technology being used in banks?
- What are the latest news headlines?
Interview Experience – 25
Duration: 30 min.
Questions:
- Where are you from?
- What is the heritage of Cuttack?
- Give us your educational details.
- Who is chief minister of Andhra Pradesh?
- What are inflation control tools?
- What is the difference between a capital market and a share market?
- Who determines the price of shares and when?
- Is the savings account interest regulated or deregulated?
- What is deregulation?
- What is the SBI account interest rate for an SB account?
- If it is 4%, then has it been deregulated?
- What are GDR and ADR?
- State the difference between these two.
- What is SDR?
- What is an intangible asset?
- Can it be shown in terms of numbers?
- Patent and copyright come under which side of a balance sheet?
- Give the names of a few CMDs of banks and taglines from your preferred bank list.
- Why was Modi's jacket in news?
- What are your hobbies and strengths?
- Who was the recipient of the Padmashree award from Odisha and for which song?
- When was Odiya declared an individual language?
Interview Experience – 26
Duration: 7 - 8 min.
Panel: 4 members
Questions:
- Introduce yourself.
- Tell us about your family.
- Have you qualified in any other exam like the RRB, IBPS Clerks etc.?
- What are the other sources of power?
- Why did you leave your previous job?
- Tell us about your B. Tech project.
- Why have you chosen a bank job?
Interview Experience – 27
Duration: 8 min.
Panel: 4 members
Questions:
- What is your name?
- Tell us about your family.
- Which place are you from?
- What is your father’s profession?
- What is your qualification?
- How many marks do you expect?
Interview Experience – 28
Duration: 10 min.
Panel: 4 members
Questions:
- Tell me about your qualifications and your achievements.
- What is ‘Employ Stock Option’ (ESOP)?
- How many ESOPs have you been awarded? What was the market price of that ESOP?
- Why do you want to join a bank?
- Why did you leave your previous job?
- With which bank will you prefer to work?
- Why you are interested in Bank of Baroda?
- What do you understand by the term ‘socialism’?
(P.S. - No questions were asked on Banking, GK and Current Affairs)
Interview Experience – 29
Panel: 5 members
Questions:
- What are the functions of the RBI?
- What is Forex reserve?
- Why is CASA important for banks?
Interview Experience – 30
Panel: 5 members
Questions:
- Tell me something about yourself.
- Why did you quit your previous job?
- Some people can take defeat and some can't. What's your take on this?
- Tell me an instance where you have tried to adapt yourself to the prevailing situation.
- What is intelligence mapping?
- What is call money market?
- When repo rate exists, then why is call money in existence?
- What is human capital?
- What is capital adequacy? Is it a simple asset? How can you classify risk weightage assets?
- What is depreciation and how does it occur?
- How can your skills help in PMJDY?
- What are BEP, variable cost and marginal cost?
- What is an operating system?
- What do you know about a bank? Is it simply taking deposits and giving loans, or anything else?
Interview Experience – 31
Panel: 5 members
Questions:
- How can we increase productivity?
- What do you know about the Jan Dhan Yojana?
- What is the difference between PAN and a voter ID card?
Interview Experience – 32
Panel: 5 members
Questions:
- What is ECGC bank?
- What is EXIM bank?
- Enumerate the credit control policies of the RBI.
Interview Experience – 33
Panel: 5 members
Questions:
- What is cheque truncation system? What is the involvement of ECE in banks?
- What are the functions of a bank?
- What is priority sector lending?
- What is the difference between micro credit and micro finance?
Interview Experience – 34
Panel: 5 members
Questions:
- What has been the impact of the decrease in prices of international oil on India?
- What are OCR and PIO cards?
- What is encryption and digital signature?
Interview Experience – 35
Questions:
- What are your educational qualifications and your family background?
- Mention your percentage marks.
- You said your father works for MSTC. I haven't heard about it. Can you give me some details?
- Can Vizag Steel sell its furniture through MSTC?
- Where is it headquartered?
- Differentiate between public and private banks.
- Do you know that private banks also involve in priority sector lending? What do you understand by the term priority sector lending?
- What is RIDF?
- Your home town is Chinna Weltair. Tell me about the Girijan Corporation.
- Who is its head? What is his cadre?
- You studied about Management Science in your third year. What is it about?
- What is it for?
- What procedure does it involve?
- What is a diode?
- What is P-N diode?
Interview Experience – 36
Time: 5 min.
Panel: 4 members
Questions:
- From which college are you?
- What is a bank?
- What are the different types of banks?
- What is a current account deficit?
- What are the different types of loans?
- What are the different types of accounts for N.R.Is?
- Tell about your home town.
Interview Experience – 37
Time: 5 min.
Panel: 4 members
Questions:
- Are you an M.C.A. student?
- You passed out in 2012; since then, what have you been doing?
- What did you prepare for IBPS?
- Is it profitable or a loss to a bank when 50 basic points are reduced on deposits and loan amounts?
- Does it have an effect on new deposits or on previous deposits?
- If the rate of interest changes, how will it effect loans?
- How do NPAs affect banks?
- Tell about your family.
- What is your father?
- What factors help in reducing sound pollution?
- What is the effect on banks by N.P.As?
Interview Experience – 38
Time: 5 - 7 min.
Panel: 4 members
Questions:
- Tell us about yourself.
- Tell us about your parents’ native place.
- What is the occupation of your parents?
- Tell us about your B. Tech project.
- What remedies are available to overcome failures in projects (mcro controller waste vehicle tracking and accident notification)?
- What is a diode and a transistor?
- Who is governor of R.B.I?
- Who is the first lady I.P.S?
- What did you learn in engineering economic and management?
Interview Experience – 39
Time: 10 min.
Pane: 5 members
Questions:
- Tell us about your native place.
- Why is your native place famous and name the famous places there?
- What is your father?
- Who is chairman of the cement factory INDIA CEMENTS Limited?
- Name the person who indulged in the scam?
- What is I.R.D.A?
- How do banks gets money?
- Which categories are under priority sector lending? What are the various percentages given to various sectors?
- Will minorities come under weaker sections of priority sector lending?
- What is bank assurance?
- What is G.D.P?
- What are credit card and debit card and what are their differences?
- Which company manufactures credit cards?
- Which banks give credit cards?
Interview Experience – 40
Time: 5 - 7 min.
Panel: 4 members
Questions:
- What is a bank rate?
- What is R.B.I.?
- What is the difference between public sector banks and private banks?
- What is C.R.R. and S.L.R.?
- What are Repo and Reverse Repo rates?
- If you are posted in a rural area how would you work?
- What are the land rates at your place?
- How many acres of land do you have?
- Did you take any coaching for this exam?
- Where did you take coaching?
- What is a bank?
- What was your role in your college?
Interview Experience – 41
Time: 10 min.
Panel: 5 members
Questions:
- Tell us about yourself.
- What business does LIC do?
- Tell us about Self Help groups.
- Tell us about the Pradhan Mantri Jandhan Yojana.
- How are the customers in rural areas, villages, towns and cities?
- Which type of loan will they take in rural areas, villages, towns and cities?
- In which places are customers easy to handle–rural areas, villages, towns and cities?
- What is your father?
- What is your mother?
Interview Experience – 42
Time: 10 min.
Panel: 4 members
Questions:
- What is your designation in A.P. Co-operative bank?
- What work do you perform, as a clerk?
- What is the procedure for giving a gold loan?
- How many types of gold loan does your bank offer?
- What are the interest rates for gold loan and period loans?
- What is the RBI circular on gold loans?
- State the difference between NEFT and RTGS.
- What are the different types of fixed deposits?
- What are the types of electronic fund transfer in banks other than NEFT and RTGS?
- What are your hobbies?
- What are your strengths?
- What are your weaknesses?
Interview Experience – 43
Time: 15 min.
Panel: 4 members
Questions:
- Tell us about yourself.
- What were your subjects in B. Tech?
- What is an NPA?
- Have you ever seen a balance sheet?
- In the bottom of the balance sheet where do you find sources of profit for a bank?
- The SARFAESI ACT does not work on agricultural loans, then how will you recover the loan?
- What is the provision in banking?
- Tell us about your present and future.
Interview Experience – 44
Time: 15 min.
Panel: 5 members
Questions:
- Please introduce yourself.
- What is your father (Readymade Garment Business)?
- What is stock and who helps your father?
- Is the shop small or big?
- What is a balance sheet?
- What is the validity of D.D.?
- What are the KYC norms?
- Have you appeared for any other exams?
- What is the full form of GMAT?
- What are the types of loans?
- How will you decide the loan for a business. Purpose or for higher education (abroad)?
- Give the currencies of countries of your choice.
- Who is the Telangana I.T minister?
- Who is the Telangana District Collector?
- What are the duties of a P.O?
- Which documents are required for KYC norms verification?
- The number on AADHAR card is called _______.
- Tell us about the Bharatiya Mahila Bank.
- Do you know Hindi (write and speak)?
Interview Experience – 45
Time: 5 min.
Panel: 4 members
Questions:
- Tell us about yourself.
- Being an Engineering student, why did you opt for the banking sector as a career choice?
- Tell us about the Pradhan Mantri Jandhan Yojana.
- Recently the RBI has cut Repo, Rev. Repo rates. Why?
- What is Inflation and Deflation?
- What is the difference between depreciation and devaluation?
Interview Experience – 46
Time: 8 min.
Panel: 4 members
Questions:
- What is Financial Accounting?
- What is Management Accounting?
- What will be bearing Management Accounting
- Explain Theory X and Y?
- Tell us about any famous author in H.R.
- What will you do if you are posted in a rural area?
- What is a credit card and a debit card?
- What is credit risk loan?
- What is a Medium Enterprise?
Interview Experience – 47
Time: 20 min.
Panel: 6 members
Questions:
- Tell us about Make in India.
- What are KYC norms?
- Explain Net Banking with examples.
- How can we retrieve data from the database and which software can we use?
- Tell us about priority sector.
- What is cache memory?
Interview Experience – 48
Time: 12 min.
Panel: 4 members
Questions:
- What is your father?
- Do you know mantras and slokas?
- Do you know any poems in Telugu?
- What is your brother?
- What is your sister?
- In how many ways can we get a solution, when there are 10 questions with 2 options each?
- Give a lecture on any topic of your subject for 4 minutes.
- What do you know about cloud computing?
- Which bank guarantees letter of credit?
- Tell us about a Balance Sheet.
- What are current assets and liabilities?
- What is contingent liability?
Interview Experience – 49
Time: 12 min.
Panel: 5 members
Questions:
- What is your father? (Goldsmith)
- What is today's gold rate?
- What is your job experience?
- What is the full form of CARD abbreviation in the Stamps and Registration Department?
- What is your role in your department?
- What are the different types of works in your department?
- What is a cheque and crossed cheque?
- What is your ATM Pin No. and abbreviation?
- Who was the first lady prime minister of India?
- Who is the first lady Bharat Ratna recipient?
Interview Experience – 50
Time: 10 min.
Panel: 5 members
Questions:
- Why did you choose banking as a career afterB.Tech?
- What is your family background?
- Explain your B.Tech project.
- What are monetary policies?
- What is Repo Rate?
- Who is the recent Miss World?
- Who is nightingale of India?
- Who was the first president of India
Interview Experience – 51
Time: 12 min.
Panel: 5 members
Questions:
- Tell us about yourself.
- Why did you choose bank after B.Tech?
- What is banking?
- Will you give loan to anybody?
- The banking industry runs in LAN or WAN
- Explain your B.Tech project.
- What are the main points in your project?
- What is the maximum capacity of a mobile phone memory?
- The government has launched a scheme specially for vegetable and Fruit sellers. What is that?
Interview Experience – 52
Time: 15 min.
Panel: 5 members
Questions:
- What is financial inclusion?
- What are KYC norms?
- What is the full name of the present Prime Minister of India?
- Why do you want to join a bank?
- Why do you want to change your field, because the government has spent some money on you to become a software engineer?
- Who will you prefer for this post, someone already employed or unemployed?
- Why don't you choose Civils?
Interview Experience – 53
Time: 10 min.
Panel: 5 members
Questions:
- Where did you do your M.B.A?
- What is your specialisation in M.B.A?
- What is Retail Management?
- What is Brand Management?
- What is Inventory valuation?
- What is Monetary Policy and how does it work?
- What is G.D.P?
- What is Inflation?
- Who implements the Monetary Policy?
- Who is governor of RBI?
- Who is Sumithra Mahajan?
- Who is SBI C.E.O?
- Who is Chanda Kochhar?
- Where is the fresh water lake in Andhra Pradesh?
- Tell me about your MBA project.
Interview Experience – 54
Time: 15 min.
Panel: 5 members
Questions:
- From where have you done your B.Tech?
- From where have you done your MBA?
- What is NEETI AAYOG and what is your understanding about that topic
- What is Make In India? Tell us in detail.
- What is priority sector lending?
- What is financial statement and what are the types of financial statements?
- What is the difference between CASH FLOW and FUND FLOW?
- What is the difference between Capital Market and Money Market? Who regulates them?
- What is the difference between Marketing and Selling?
- What is Law of Demand?
- What are Small and Medium Enterprises? Give examples.
- What is your favourite subject in B.Tech?
- What are the types of Operating Systems and which is convinient to use?
- What is the full form of Windows XP?
- Tell about Hyderabad Central University.
- What are the different types of Windows versions?
Interview Experience – 55
Time: 10 min.
Panel: 5 members
Questions:
- What is a private banking?
- What is investment banking?
- How would you attract customers?
- What is Repo rate and Reverse Repo rate?
- What is Reverse Mortagage?
- What is specialised banking?
- What is Financial Inclusion?
- How would your hobbies help our bank?
- What are the disadvantages of credit cards?
- Which top qualities does a banker need?
- How many banks have headquarters in Hyderabad?
Interview Experience – 56
Time: 15 min.
Panel: 5 members
Questions:
- What is your father? (Handloom waiver)
- How do we make silk sarees? Explain the process.
- Tell us about Pochampally sarees and their market.
- Other than sarees, why is Pochampally famous?
- Tell us about your native place. (Yadagiri gutta )
- What are the initiatives taken by the Telangana government to develop Yadagiri gutta?
- How many types of deposit accounts are in banks?
- What are the different types of loans?
- What is the rate of interest for savings bank accounts?
- What is the rate of interest for term deposits?
- Why is first priority given to ECGC?
- What are the functions of ECGC?
- What are the RBI policy rates?
- What did you learn in the 3 years of your teaching?
- Which subject did you teach?
- What is the full form of COBAL?
- Which version of Oracle is used while studying and teaching?
- Which type of deposit account is healthy for a bank?
Interview Experience – 57
Time: 12 min.
Panel: 4 members
Questions:
- Tell us about yourself.
- Why did you choose bank after B.Tech?
- How is civil engineering helpful in banking?
- What is your father? (Employee in National Remote Sensing Centre)
- What is Remote Sensing? How it is useful to agriculture?
- What is the composition of cement in brick wall construction?
- What is GPRS?
- What are KYC norms?
- What is the recent step taken by the RBI?
- What is Repo rate and Reverse Repo rate?
- What are today's headlines?
- What is MOM?
Interview Experience – 58
Time: 10 min.
Panel: 5 members
Questions:
- Tell us about your family.
- Tell us about yourself.
- You passed out in 2012; since then, what have you been doing?
- What is CIBIL and what is its role?
- Who is governor of RBI?
- What is the role of exports for India?
- What are the initiatives of Mr. Narendra Modi after becoming prime minister of India?
Interview Experience – 59
Time: 15 min.
Panel: 5 members
Questions:
- What is RBI and what are its functions?
- Tell us about MAKE IN INDIA Campaign.
- Tell us about the NITI AAYOG.
- Tell us about DMAT account.
- Why has the value of shares increased?
- How do you market bank products?
- Tell us about 2G, 3G, 4G communications.
- Tell us about your B.Tech project.
Interview Experience – 60
Time: 8 min.
Panel: 4 members
Questions:
- What is SUZZY LOGIC in load despatch?
- What is Ultra Mega Power Plant?
- Tell us about your home town. (Warangal)
- What is Stock Market?
- Who is Bull and Bear?
- Tell us about the Telangana C.M.
- Why should power from the KrishnaPatnam Thermal Power Plant be given to Telangana?
Interview Experience – 61
Time: 10 min.
Panel: 5 members
Questions:
- Tell us about your family. (Gold business)
- How do you purchase gold (in the form of biscuit or ornaments)?
- How do you weigh gold?
- Name the instrument used to measure gold.
- Do you have any account in a bank?
- Have you ever taken a loan from a bank?
- What is the rate of interest for gold loans?
- What is mortagage, lien and SARFAISI ACT?
- In which year was SARFAESI ACT established and in which year was it amended?
- How bank will implement the SARFAESI ACT?
- What is the duration of the SARFAESI ACT?
- Tell us about the Pradhan Mantri Jandhan Yojana.
- What is Financial Inclusion?
- Who will check the purity of gold in banks for gold loans?
Interview Experience – 62
Time: 10 min.
Panel: 5 members
Questions:
- Tell us about yourself.
- What is your educational qualification?
- What is your father?
- What are the risks that a person in a real estate business sales is subjected to?
- Have you ever visited a bank; what are the general things you noticed in a bank?
- What are the risks bankers face?
- What is Dollar Rate?
- Tell us about IMF.
- Tell us about the Bharatiya Mahila Bank.
- What is meant by Women Empowerment?
- What is today's headlines?
Interview Experience – 63
Time: 10 min.
Panel: 5 members
Questions:
- Why do you want to change from teaching to banking?
- Tell us about the MAKE IN INDIA campaign, What are the pros and cons and your views about it?
- Tell us about the Clean Ganga campaign.
- What is DIODES, LED, CAPASITOR, INDUCTOR?
- Tell us about NEFT & RTGS.
- What is SWOT analysis?
- Have you been to any village?
- What did you notice there?
- What were the major crops in that village?
- What is Corporate Management?
Interview Experience – 64
Time: 7 min.
Panel: 4 members
Questions:
- Tell us about your native place Vijayawada.
- Who are the central and state ministers from Krishna district?
- What is a Transconductor?
- What is a Semi-Conductor?
- What is an Insulator?
- What is a Conductor?
- Tell about your B.Tech project.
- What is an ATM?
Interview Experience – 65
Time: 10 min.
Panel: 4 members
Questions:
- You got good marks in Intermediate. Why did you score poorly in EAMCET?
- Why did you go the other states for studying?
- What happened in France recently?
- What is the Mahatma Gandhi National Rural Employees Guarantee Scheme?
- What are Treasury bills?
- What is your father?
- What are government securities?
- Who is the founder of your college?
- Describe your college atmosphere
- How was the hostel food
Interview Experience – 66
Time: 10 min.
Panel: 5 members
Questions:
- Tell us something about Self Help Groups.
- Name the women C.M.Ds of Public Sector Banks.
- Name the women C.Ms of Indian States.
- Who are the governors of Maharashtra and Kerala?
- After becoming a bank employee, while giving an agricultural loan, what criteria you will follow?
- Who is the father of White Revolution?
- Which two states have been successful in implementing the White Revolution?
- Which place do you come from?
- From which place did you do your graduation?
- From which college did you do your graduation?
- Have you ever attended college placements? In how many were you placed?
Interview Experience – 67
Time: 15 min.
Panel: 4 members
Questions:
- Why did you choose banking after 6 years of experience in the software industry?
- Did they fire you because of your poor performance?
- Why did you leave software industry?
- How will you collect a loan, if the customer does not repay the loan amount?
- On which criteria will you give a loan?
- What was the controversy over the Clean Ganga Campaign?
- Who is the river water development minister?
- What is inflation?
- Which factors influence inflation?
- What is Repo Rate, CRR? Who controls these. Explain.
- Tell us about Brain-drain. Do you support this or oppose it?
- Do you have a bank account?
- What are the rates of interest in savings account, current account, and fixed deposits?
Interview Experience – 68
Time: 10 min.
Panel: 5 members
Questions:
- Tell us about the something Bharatiya Mahila bank.
- Who is Sania Mirza, Saina Nehwal and who is next to Saina Nehwal?
- What is the impact on existing banks of new banks?
- What are Repo Rate and NPA?
- Which bank accounts on twitter
- What are the types of Savings Accounts?
- What is controller panel and how does it work?
- Name the youngest parliamentarian whose name is recorded in the LIMCA book of records.
- What is the motto of the speech given by Dr. A.P.J. Abdul Kalam?
Interview Experience – 69
Time: 20 min.
Panel: 5 members
Questions:
- Tell us about your family.
- Please introduce yourself.
- What are the major reforms in the banking sector?
- Why is the % of NPA increasing?
- What is Vijayawada famous for?
- Why did you choose bank after B. Tech?
- What are the differences between Rupay card Vs Credit Card?
- Who is the founder of Andhra Bank and who is its present CMD?
- What is the reason for combining the posts of Chairman and CMD?
- What is Plastic Money?
- Tell about U.S. Sub-prime crisis
- What are the long term effects due to a fall in prices?
Interview Experience – 70
Time: 10 min.
Panel: 4 members
Questions:
- How will your engineering be helpful in the field of banking?
- How do you lead your team as a team leader?
- How will you handle a situation during stressful periods?
- What are your hobbies?
- Which is your favourite musical instrument?
- According to you, which is the most melodious instrument?
- Which is your favourite character in animation?
- How do you overcome stress?
Interview Experience – 71
Time: 8 min.
Panel: 5 members
Questions:
- What is your father?
- Tell us about yourself.
- What are the advantages of a computer?
- What are the types of ATMs?
- What is modulation?
- Tell us something about Andhra Bank.
- Do you read the newspapers?
- Tell us something about Charlie Hepdo?
- Why do you want to change your field when there is no change in your salary?
Interview Experience – 72
Time: 10 min.
Panel: 4 members
Questions:
- Why you have given first preference to Punjab National Bank?
- Where is the headquarters of Punjab National Bank?
- Who is the CMD of Punjab National Bank?
- How many types of deposits are there? What are the differences?
- Which schemes have been presented by Chief Minister Mr. KCR for minorities?
- Is there any reservation for minorities?
- Who is the present Chairman of ISRO?
- Who is ex-chairman of ISRO?
- What is Mangalyaan?
Interview Experience – 73
Time: 10 min.
Panel: 6 members
Questions:
- Please introduce yourself.
- How do you identify the value of Resistor?
- How many colours are there in the colour coding scheme?
- What is W.T.O?
- What is G – 20?
- What are the differences between G-20 and W.T.O?
- What is SWIFT in banking?
Interview Experience – 74
Time: 10 min.
Panel: 4 members
Questions:
- Tell us what you know about the Pradhan Mantri Jandhan Yojana.
- Tell us something about Swachh Bharat Abhiyan.
- Tell about Beti Bachao and Beti Padao.
- What is generation gap?
- If you are posted in rural areas, what you will do?
- Why do you want to join the banking sector?
- What are your goals in life?
- Tell us about your family.
Interview Experience – 75
Time: 15 min.
Panel: 5 members
Questions:
- Tell us about your education and family.
- In what capacity did you work in Bank of America and what was your role there?
- On whom was the Bharat Ratna conferred recently?
- Which award did L K Advani receive recently?
- Who received which awards from our Telangana state in the Padma categories?
- What is a white label ATM?
- What are those private companies (which run white label ATM's) called?
- Which NBFC became a bank in 2003?
- What is Micro-Finance Regulation Act?
- You did Pharmacy and then MBA and worked for 6 months, and now you are unemployed. Why do you think we should select you?
- There are leaders in banks. Can you be innovative leader? Because this is a big problem for banks that leaders aren't able to bring it down or control and it's continuously giving losses, How can u bring “that something” down by ur innovative leadership?
- Why is Hyderabad Famous now?
Interview Experience – 76
Time: 10 min.
Panel: 4 members
Questions:
- Tell me something about yourself.
- How does the RBI exercise control over the banking system? What mechanisms does it use?
- What are the various instruments of monetary policy?
- What are the current policy rates fixed by the RBI.
- Apart from accepting deposits from people, by what other means can banks raise money?
- What are RTGS and NEFT?
- What is the difference between the two?
- You graduated in Computer Science. Can you tell me how Computer technology is currently being applied in the Banking sector?
- Women empowerment: How do banks play a role in empowering women?
- What is Disinvestment?,
- Can you name the company in which the government is disinvesting next?
- You graduated in 2010. What have you been doing since then?
- Did you take any coaching for your Bank exam preparation?
- What does your name mean? Does it have any relation with your native place?
Interview Experience – 77
Panel: 5 members
Questions:
- Please introduce yourself.
- What is your father?
- What is the difference between a public and a private company?
- Is there any ceiling regarding the number of members in a partnership firm?
- Define debt equity ratio.
- What is merchant banking?
- What are underwriting companies?
- Define current assets.
- Define current liabilities.
- How do you take failure?
- Which you prefer, Banking or C.A final?
- What is your previous work experience.
- What is your experience regarding bank audit.
- What are your strengths and weakness.
Interview Experience – 78
Time: 10 min.
Panel: 4 members
Questions:
- Tell me something about yourself?
- Why did you choose banking?
- What is the proportion of cement used for a constructing a brick wall?
- How is remote sensing used for agriculture?
- How is Civil Engineering useful for banking?
- Do you read the newspaper daily?
- How have fallen oil, prices impacted Iran’s economy?
- What do you know about MOM?
- Which messaging service has crossed SMS?
- What are KYC norms?
- What are the recent steps taken by the RBI?
- What are the current Repo and Reverse Repo rates?
Interview Experience – 79
Time: 15 min.
Panel: 5 members
Questions:
- What is your name?
- What does your father do?
- What did you do after Graduation?
- What qualities do you possess for becoming a PO/Manager?
- Why should we select you?
- What are agro-industries?
- What are agro-animal industries?
- Describe working in Bank in two sentence.
- How did you prepare for Bank exams?
- Where do you hail from?
- Did you appear for IBPS-PO last year?
- Did you appear for Clerical exams last year?
Interview Experience – 80
Time: 10 min.
Panel: 5 members
Questions:
- Where are you from?
- How are you in Hyderabad? How long have you been in Hyderabad? And why are you in Hyderabad?
- Can you read, write, speak and understand Telugu?
- Where have you graduated from?
- Why do you want to work in a Bank? Why did you not go for college placements?
- What are the different types of deposits?
- What are your hobbies?
- Do you know about Marketing? How can you market in the Banking sector? What are the different Banking products?
- What is “MAD”? (The NGO I've worked with) What does it do?
- What was the theme of Republic Day?
- Who won the Ashok Chakra gallantry award?
Interview Experience – 81
Time: 15 min.
Panel: 4 members
Questions:
- Tell us about your job experience, and the roles and responsibilities of your job.
- Define Marketing.
- Define Marketing management.
- What is Customer satisfaction?
- What is Financial inclusion?
- What is the name of the scheme started by Modi to Financial inclusion?
- What is CRR? What is the current rate of CRR?
- What is Consumer Behavior?
- How many districts are there in Telangana?
- Which rivers flow through Telangana?
- Define Cash management.
- Who is a Volunteer.
- Why do you want to join a bank?
- What is the difference between Mechanical Engineering and Automobile Engineering.
Interview Experience – 82
Time: 10 min.
Panel: 4 members
Questions:
- What’s your name?
- Whats is your qualification?
- You have done PGDM in Marketing. Now tell me how will you sell our bank product?
- One question related to mobile banking and internet banking.
- You passed out in 2011. What have you been doing all these days?
- What are your hobbies?
- Why are you attending an interview in Hyderabad though your hometown is Bangalore?
- Why have you chosen banking?
- What’s your father?
- How many siblings do you have?
- How will you rate yourself on a scale of 100?
- So Madhuri, do you know the meaning of your name?
- Is there any specific reason behind you being named Madhuri?
- Who named you?
Interview Experience – 83
Time: 15 min.
Panel: 5 members
Questions:
- Tell us about yourself and your family background.
- Do you have a bank account? What is a debit and a credit card?
- What is the difference between credit and debit cards.
- What are policy rates? Explain them and give their current values.
- What is the full form of Repo?
- What is MSF?
- Which is the your field of interest other than banking?
- Questions about event organising.
- Why do you want to work in the public sector?
- How many types of banking are there?
- Is internet banking secured and why?
- What are the important items needed for online banking. Explain.
Interview Experience – 84
Time: 10 min.
Panel: 6 members
Questions:
- Introduce yourself.
- Why do you want to join the banking sector?
- What is the condition of agriculture in your area, and why has its contribution to G.D.P. reduced?
- What are the functions of NABARD?
- Use of signals and system. ECE in banks.
- What is the difference between a Switch, Router and a Hub.
- Explain P.S.L. and its required limits for different types of banks.
- What do you read in Fibre optics technology?
- Where it is being used recently?
- Define Repo rate and what is the latest news about it.
- What is the difference between currency and money?
- What is going on in currency notes now-a-days?
- How many questions did you attempt in the exam?
- What could be your score?
Interview Experience – 85
Time: 10 min.
Panel: 5 members
Questions:
- Tell me about yourself and your family background.
- What is the use of your CA and PGDBA qualifications to your bank post and to the bank?
- Define a Balance Sheet and all various accounts in it.
- Define Contingent Liability.
- What is FICCI?
- What is DRT (Debt Recovery Tribunal)?
- What is ASBA (Application Supported by Blocked Amount) and its practical usage?
- What is Commercial Paper?
- What is Certificate of Deposit?
- What are Bills of Exchange?
- What is Lien?
- Define Negotiable Instruments.
- What is a Common Seal and why it is used?
Interview Experience – 86
Time: 8 min.
Panel: 4 members
Questions:
- What is the difference between hard work and smart work?
- What is the meaning of your name?
- What do you mean by working capital and a working capital gap?
- What should be the ideal current ratio and debt equity ratio?
- What is consumer surplus?
- What is marginal utility?
- What is deferred liability guarantee?
- What do you mean by a closed-ended and open-ended scheme?
- What is Rupay?
- Are you willing to work anywhere in the state?
Interview Experience – 87
Time: 12 min.
Panel: 4 members
Questions:
- What is the practical work in banking?
- How do banks give loans to small scale industries?
- How do banks give crop loans?
- Why was N. Srinivasan in news recently? (Jan 22)
- The Supreme Court ordered N. Srinivasan to opt for either Chennai Kings or BCCI.
- Can N. Srinivasan challange his decision in Supreme Court or not?
- Tell us about the power dispute between Telangana and Andhra Pradesh.
- Where does your father work?
- Have you visited your father's factory?
- Who is the C.M.D of your company?
- Why do you want to a join a bank?
Interview Experience – 88
Time: 10 min.
Panel: 4 members
Questions:
- Tell us about Bluetooth.
- Tell us about the Telangana issue.
- Who is chairman of the Telangana State Public Service Commission?
- What is RTGS & what are the charges?
- Tell us about your B.Tech college.
- You passed out in 2012; what have you been doing since then?
- Why you are not placed in software industry?
- What is Food Security Bill & Food Security act?
Interview Experience – 89
Time: 15 min.
Panel: 4 members
Questions:
- Why is there a four-year gap after your Engineering?
- How much capital is required to start a new bank?
- Name two banks started recently.
- What is a bank?
- What is NBFC?
- What are the differences between a bank and an NBFC?
- Have you taken any advantage of your father's job?
- What do you want to do in future other than banking?
- What is your father?
- What are the posts in the State Public Service Commission?
- What does B.P.O mean and what are its functions?
- Why did you not opt for a software job?
Interview Experience – 90
Time: 15 min.
Panel: 4 members
Questions:
- Where are you from?
- What is your father's occupation?
- When did you complete your Engineering?
- What are your hobbies?
- What are your strengths and weaknesses?
- What do you mean by banking?
- What are the types of deposits?
- How many types of lending are there?
- What do you mean by CASA and NDTL?
- What is NPCI?
- What is its mandate?
- What is Rupay Card?
- What is SIDBI and where is its headquarters?
- How does SIDBI provide finance to smaller and micro enterprises?
- Name any two recipients of the Padma Vibhushan from different fields?
Interview Experience – 91
Time: 10 min.
Panel: 4 members
Questions:
- You are 2011 passed out, since then what you are doing
- What was your role at MANAPPURAM loan?
- What is the role of Bank Manager?
- If you are posted in North India, are you willing to join.
- Tell about Pradnan Mantri Jandhan Yojana
- Do you find any generation gap between old generation and New generation.
- What is your turning point in future.
Interview Experience – 92
Time: 12 min.
Panel: 4 members
Questions:
- How was the day
- Which paper you read daily
- What are today’s head lines
- What are the tournaments in lawn tennis
- What is major tournament in lawn tennis
- Which type of court in Coimbledon & French open lawn tennis
- What is Engineering
- Which field you like Electrical (or) Electronics
- How digital Camera works
- What is your interesting subject in Electrical Engineering
- Explain about “Make in India Campaign”
- Explain NEFT & RTGS
- Difference between NEFT & RTGS
- What is financial Inclusion
- What is Retail Banking
Interview Experience – 93
Time: 12 min.
Panel: 4 members
Questions:
- What is your father
- Why bank after B.Tech, you got good percentage
- Why vacancies are huge in banking
- How the vacancies are created
- What is the Capital required for Based III committee
- What is N.P.A
- What is money laundering
- What are the Nava Ratna Companies
- What are the Maha Ratna Companies
- Tell about Credit Rating Agencies
- Who is the famous and biggest person from Karimnagar
- From which village he belongs to
- Famous poet from Karim Nagar
- Recently which award he got
- Which Actoress died in Air Crash while travelling to Karimnagar to attend election campaign
- Belongs to which party
- How many brothers you have & what they are doing
Interview Experience – 94
Time: 8 min.
Panel: 5 members
Questions:
- Tell about “Make in India” Campaign
- Difference between 2 stroke & 4 stroke engine
- What are today’s head lines
- What is Initial Public offering
- What are the various types modes of raising capital for company.
- What is the role of RBI in Controlling inflation
- What is galloping inflation
- Explain CRR, SLR, Repo Rate, Reverse Repo Rate.
Interview Experience – 95
Time: 10 min.
Panel: 5 members
Questions:
- What are today’s headlines
- What is banking
- What is financial inclusion
- Difference between Public Sector Banks and Private banks
- Difference between NEFT & RTGS
- What are your hobbies
- Who is the author of book ‘RED SAREE’
- What is your Ambition
- You are passed out in 2012 since then what are you doing
Interview Experience – 96
Time: 10 min.
Panel: 4 members
Questions:
- Why banking after B.Tech
- Tell about self help group
- What are KYC norms
- Tell about your home town
- What is required to open a bank account
- What is the role of P.O in bank
- You have good scope with ‘IIT’, why bank
- What is your weakness
- Explain your project
Interview Experience – 97
Time: 12 min.
Panel: 4 members
Questions:
- Tell about yourself, Parents
- How many brothers & Sisters you have, what they are doing
- Why do you want to join bank, you are already employee of TC’s
- What is Pradhan Mantri Jandhan Yojana
- How bank will get benefit with Jandhan Yojana with Zero balance account.
- Tell about Bati Bachao & Beti Padhao Yojana
- What is Electronic voting Machine (EVM)
- Tell about Bhopal gas tragedy, which gas it was
Interview Experience – 98
Time: 12 min.
Panel: 5 members
Questions:
- What is your role in bank [Bank Employee]
- What is the process for gold loan
- What is DMAT Account
- What is P.M. Jandhan Yojana
- What documents are required to establish a company, under company Act 1956.
- Is, Insurance facility is applicable to the fixed deposit amount
- What is the abbreviation of “DICGC”
- Define Marketing
Interview Experience – 99
Time: 10 min.
Panel: 4 members
Questions:
- Tell about yourself
- Who is the supreme Commander of Armed forces
- What is commercial paper
- When was banks Nationalised
- How many banks
- In II Phandse of Nationalisation, how many banks.
- Who is the chief election commissioner
- Who is lok sabha speaker
- What is financial Risk management
- What are the tools used to minimize the risk
- Why should bank returns peoples money
- Why should they minimize their N.P.A
- Are you willing to relocate, how will you manage your family
Interview Experience – 100
Time: 10 min.
Panel: 4 members
Questions:
- What is your letter
- What kind of crops grow
- Difference between genetic drug & Branded drug
- What is more effective
- What are Patents
- What is the role and functions of Bank
- What is customer Acquisition and customer retention
- What is money laundering
- What kind of steps bankers take to promote economy
- When is Army day, National voter’s day observed
- Who is J.C. Bose
- Name some important pharma companies.
- Who is the CEO of sun pharma
Interview Experience – 101
Time: 6 min.
Panel: 4 members
Questions:
- Tell about yourself
- What is famous in Anantapur
- If Prime Minister came to your home town, you got an opportunity to speak to him, so what would you discuss with him.
- Tell about swami Vivekananda
- Tell about his foreign meeting
- Puttaparti society how it is running
- What is ECGC, Repo Rate, CRR
Interview Experience – 102
Time: 10 min.
Panel: 4 members
Questions:
- If a customer of village comes a bank, then how will you help him in his transactions.
- Tell about P.M. Jandhan Yojana
- What is benefit for a bank by opening account with zero balance under P.M. Jandhan Yojana
- If no power then telephone signals how it will work
- You are passed out in 2012, what are you doing since then
- Why bank after B.Tech
- Tell about your father, Mother, Siblings
Interview Experience – 103
Time: 20 min.
Panel: 5 members
Questions:
- Tell about yourself
- Why bank after B.Tech
- If a person wants to open an account, who is salaries person, which account you will suggest
- In which bank Indian people maintaining their black money in Switzerland
- Elaborate the 1st budget of NDA government
- Which facility banks offer for business people
- What is the difference between economic growth and economic development
- What is the difference between Pay banks and small banks.
- Where ‘G-20’ summit recently held
- What is the difference between bank and NBFC (Non Banking Financial Company)
- If NBFC wants to open bank in private sector, what is authorised capital
- Recently R.B.I given licenses to Private sector, What are they
- What are the functions of R.B.I
- What is RBI currency management department
- In which city of Maharashtra currency notes printing is done
- Tell about home town (Nanded)
- Tell about recent elections held in Maharashtra, which party won the elections
- How do you spend your leisure time
- What you listen is Radio
- What is the abbreviation of ECB
- What is the difference between Foreign Institutional Investment [FII] and Foreign Direct Investment [FDI]
Interview Experience – 104
Time: 15 min.
Panel: 5 members
Questions:
- Tell about yourself and family
- Do you have account in bank
- Do you have Debit Card and Credit Card
- What is the difference between Debit Card and Credit Card
- What are Policy Rates of RBI
- Explain Policy Rates of RBI
- What is full form of Repo Rate
- What are different types of banking
- What is mobile banking, online banking, core banking
- What is necessary for online banking
- What is the difference between one time password, Normal password, Transaction password
- Why do you want to join bank
- What was your role is ICICI
- What is marketing in Banks
- Which field you like other than bank
- How did you organise an event, what was you role, in which department
- How did you raise funds for the events
Interview Experience – 105
Time: 10 min.
Panel: 4 members
Questions:
- Why banking
- You are 2008 passed out, since then what are you doing
- How your core field useful for banking
- What are alternate banking channels
- How will you market banking financial products
- How will you promote your bank products as a manager when all banks are offering same rate of interest
- Are you ready to relocate
- How will you manage your family & child
- What is your husband
Interview Experience – 106
Time: 10 min.
Panel: 4 members
Questions:
- Tell about Neeti Ayog
- What is E.V.M [Electronic Voting Machine]
- What is your father and mother
- What is mixed economy
- If you are placed as a branch manager, how will you develop the branch
- What are the documents required to start a bank account
- What are the documents required to start a bank account for business person
Interview Experience – 107
Time: 15 min.
Panel: 5 members
Questions:
- Tell about yourself
- Tell about P.M. Jandhan Yojana
- How many ATM transactions limit per month
- Who controls ATM
- What are the types of ATM’s
- What is your father, Mother
- How many acres of land you have for cultivation
- What crop you cultivate
- Do you took loan on your land, how much part of loan government given loan waive
- Why bank after B.Tech
- What are your strengths
- What are your hobbies
Interview Experience – 108
Time: 10 min.
Panel: 5 members
Questions:
- Tell about your family
- Tell about your education
- Tell about your hobbies
- Tell about your strengths
- Who is Mithali Raj
- What was the award won by Mittali Raj
- What is banking
- What are the types of deposits
- Which type of deposit beneficial to bank [fixed or CASA]
- Who is the president of India
- What is the difference between manufacturing & production
Interview Experience – 109
Time: 8 min.
Panel: 5 members Questions:
Questions:
- Tell about yourself
- What is Bank Rate, SLR, CRR, Policy rates
- Tell about your native place
- What are short term money marketing instruments
- What is inflation, deflation & its effect on economy
- Why bank after B.tech
Interview Experience – 110
Time: 8 min.
Panel: 5 members
Questions:
- What is common between you & me
- What is banking
- What are ‘KYC’ norms
- What is differenciate finance
- You are 2012 passed out, what you are doing since then
- What is your father
- Why your home place famous for
- Is there a chance to India to win 2015 cricket world cup
- In Indian cricket team who is all rounder
- What is N.C.C in cricket terminology
- Who is Knight wood Award Recepient
- In Indian cricket team whom we call as ‘SIR’
Interview Experience – 111
Time: 10 min.
Panel: 5 members
Questions:
- Why T.C’s is in news recently
- Which account business people open & why
- What are the types of loans
- What are the types of pollution
- What are the methods to prevent chemical pollution
- Who are noble prize winners in peace recently, they belongs to which country
- Tell about Pradhan Mantri Jandhan Yojana
- What are the steps to be follow to open a bank account
- Why ‘KYC’ norms need to be follow to open an account
- Name the highest positions in ‘NAVY & AIR FORCE’
Interview Experience – 112
Time: 5 min.
Panel: 4 members
Questions:
- Why bank, you have job in ‘WIPRO’
- What do you know about bank
- What is CRR, SLR
- How does bank earn money apart from the loans
Interview Experience – 113
Time: 10 min.
Panel: 6 members
Questions:
- How you are in Hyderabad, where as you are from U.P
- What is your father
- What is the difference between public sector bank & private bank
- Is R.B.I regulates private banks
- What is Repo Rate, Reverse Repo Rate
- Tell about your college, why it is famous
- Why do you want to join bank, why not teaching
- What are direct instruments to control monetary policy
- What is CRR, SLR
- What is Balance Sheet & Record Balance Sheet
Interview Experience – 114
Time: 15 min.
Panel: 4 members
Questions:
- Why don’t banks run at no profit, no loss
- Give suggestions to reduce N.P.A
- What is a bank
- What factors do you look into before sanctioning a loan
- Tell about yourself
- When your core field has a good scope then why banking
- Recently IIT’s & NIT’s collaborated to frame a Road map to educate rural children, what is its name
- What is career advancement, do you think it is necessary & why do you think it is necessary
- What is your father
- What subject your mother teaches
- Is your sister married
- Can you tell, different payment options avalible in banking
Interview Experience – 115
Time: 10 min.
Panel: 5 members
Questions:
- Tell about HUD-HUD cyclone
- What do you mean by HUD-HUD
- What do you mean by credit card & Debit card
- Tell about the accounts in a bank (Types)
- What do you call those accounts
- Why do you want to get into banking
- What is your father
- Why don’t you join in your father’s company
- Did you attend any examination in your core sector
- What do you mean by ‘DMAT’ account, what is the full form of ‘DMAT’ account
- If you really interested in banking then tell one act about banking
- Name the recipients of Bharat Ratna, Padmasree, Padmabhusan, Padmavibhusan recently
- What is the order of Awards
Interview Experience – 116
Time: 15 min.
Panel: 5 members
Questions:
- Why do you want to join bank after 5years of experience
- Are you interested to relocate
- What is the speciality of your home town ‘VANGARA’
- What is P.V. Narasimha Rao’s speciality
- Who was the finance minister when he was Prime Minister
- What is the theme of Republic day this year
- What are ‘KYC’ norms
- What is your husband
- What is your father
Interview Experience – 117
Time: 10 min.
Panel: 6 members
Questions:
- Tell about your company & location
- Why do you want to join bank
- What is priority sector & what is its role
- What is casting
- What do you do before casting
- Tell about RBI
- Name the two financial institutions which got licence recently for R.B.I
- What is your role in company
- How is the development in the company
Interview Experience – 118
Time: 10 min.
Panel: 4 members
Questions:
- What is your father, where is he working
- Why bank after B.tech
- What are N.P.A’s
- What is the effect of N.P.A’s
- What are white labelled ATM’s
- Name the banks with Hyderabad head quarters
- Name the banks with woman chairperson
- Who is chief election commissioner
Interview Experience – 119
Time: 10 min.
Panel: 4 members
Questions:
- What is planning
- What is budgeting
- Explain BORE’s atomic theory
- Explain E=mc2
- What is NRI account and whom we call as NRI
- What is bank
- What is private bank
- What is government bank
- Why do you want to join bank after engineering
- What are your strengths
Interview Experience – 120
Time: 15 min.
Panel: 5 members
Questions:
- You are 2005 passed out what are you doing since theb \
- What is your husband
- Being as engineering field why bank
- How will you manage bank job with your kids
- Whom we complaint when we have a problem in bank
- What is micro finance institutions
- What is Demand Draft
- Name some micro finance institutions
- What is self help groups
- What is financial inclusion
- What is Pradhan Mantri Jandhan Yojana & what are its facilities
- Do you have an idea about the target they have reached
- Is your husband helpful to you
- Do you have laptop
- Have you taken coaching
- How your friends call you
- Do you know about swach Bharat Abhiyan
- What is the speciality of 2019
Interview Experience – 121
Time: 15 min.
Panel: 5 members.
Questions:
- Tell about your family
- What is your father
- Do you have any work experience
- What is RTGS & NEFT
- What is the Difference between RTGS & NEFT
- What E-Commerce
- What is Monetary Policy
- What are KYC Norms
- What is plastic money
- What is your role in N.S.S (National Service Scheme)
- What is the reason behind introducing N.S.S
Interview Experience – 122
Time: 10 min.
Panel: 4 members
Questions:
- Tell about yourself
- Why bank after pharmacy, when you have good scope your field
- What is tender money & plastic money
- What is self help groups
- Who is the winner of united Nations Award for self help group belongs to kurnool
- Which would you choose between pharmacy & Bank
- From which bird do extract oil for treatment of Arthritis
- Being a pharmacy student you can run a pharma stores, you can be the boss, inspite of that why bank
Interview Experience – 123
Time: 9 min.
Panel: 4 members
Questions:
- Tell about yourself
- Why bank
- Do you know about the programme conducted by Padmashali’s in districts to promote their culture & relations
- Tell about P.M. Jandhan Yojana
- Tell about Beli Bachao & Beti Padao
- Tell about Classical languages
- What is e-commerce & examples
- What is your father
- What are the ingredients to make dosa
Interview Experience – 124
Time: 10 min.
Panel: 4 members
Questions:
- Why bank after B.Tech
- What you found attractive in Banking
- You are 2012 passed out since then what you are doing
- What are your hobbies
- Which news paper you read daily
- What you prepared for interview
- What to you prepared about banking related terms
- Tell about the article recently published in Eenadu paper on economy
- Tell about NACHIKET MOR committee & P.J. Naik committee
- Tell about P.M. Jandhan Yojana
- Are you positive (or) negative
- Are you like your mother
- Are you like your father
- Give reasons for positiveness
- What are the qualities required to become a leader
Interview Experience – 125
Time: 11 min.
Panel: 5 members
Questions:
- What are RRB’s, examples of RRB
- Who controls RRB’s
- What is infra structure
- What is your view on India Vs china
- What are microfinance companies
- Tell about ‘BRICS’
- Which country joined ‘BRICS’ recently
- Tell about N.B.F.C with examples
- Why change in the field from electronics to bank
- What is the share capital of RRB
- Which own’s how much share
Interview Experience – 126
Time: 10 min.
Panel: 4 members
Questions:
- Tell about yourself
- Why bank after engineering
- Did you complete any course in banking
- What are the services of bank other than loans and deposits
- What is NBFC, examples
- What you will do if you become a manager to a bank
- What is your ambition
- Tell about P.M.Jandhan Yojana
- What is the percentage of A.P & Telangana in Jandhan Yojana success.
- What news paper you read regularly
- What are today’s headlines