Interview Experiences of T.I.M.E. Students - IBPS PO CWE 2014 (Interviews held in Jan 2015)

Interview Experience – 1

Duration: 8 min.

Panel: 5 members

Questions:

  1. Tell us about yourself, your educational qualifications and your family.
  2. Where are you from? Tell us something about your home town.
  3. Why did you choose banking after completing B. Tech?
  4. What is banking?
  5. What are the different types of accounts?
  6. According to you, which deposit is advantageous to a bank?

Interview Experience – 2

Duration: 15 min.

Panel: 5 members

Questions:

  1. Tell us something about yourself.
  2. What is core banking? Explain in detail.
  3. Which team won the Football World cup and by how many goals?
  4. Who scored the final goal in the Football World Cup?
  5. Where was it held?
  6. What was the title given to the Man of the Match player in the World Cup Football?
  7. What is the capital of that country?
  8. Who is the famous player from Portugal?
  9. For which club is he playing now?
  10. What is his Jersey number?
  11. Who is the other player from Argentina on whom the Argentina team was dependent on in the finals?
  12. Other than interest, what are the other sources from which banks earn?
  13. What challenges are faced by banks today?
  14. What is the difference between Marketing and Sales?
  15. How will you introduce bank products to customers?
  16. How will you introduce a new customer to a bank?
  17. What is disguised employment?

Interview Experience – 3

Duration: 15 min.

Panel: 4 members

Questions:

  1. What you have done in the past 2 years?
  2. Did you qualify the IBPS PO last year?
  3. How many types of banks are there in India?
  4. What is the difference between public sector banks and private sector banks?
  5. What are scheduled banks?
  6. Are there any non-scheduled banks?
  7. What is current account deficit?
  8. What types of loans are given by banks?
  9. How are banks useful in developing the economy?
  10. Define Bank Rate, Repo Rate, Reverse Repo Rate.
  11. What is VLSI? What is the advanced technology in VLSI?
  12. Tell me a few things about Mahaboob Nagar.
  13. On what basis have you given priority to banks?

Interview Experience – 4

Duration: 10 min.

Panel: 4 members

Questions:

  1. Tell us about yourself.
  2. What will you do if there is excess surplus money?
  3. What is the difference between a bank and the postal department?
  4. What is the difference between financial inclusion and financial institutional investment?
  5. What are self help groups?
  6. What is a capital market?
  7. Where will you suggest your friend to invest money - save in a bank or in a capital market?
  8. What do you know about Muthoot Finance?

Interview Experience – 5

Duration: 10 min.

Panel: 4 members

Questions:

  1. From which college are you?
  2. Why did you choose that college?
  3. On whose advice have you chosen the banking sector for your career?
  4. After 5 years and 10 years, where would you wish to be?
  5. What is the source of income for a bank?
  6. What are assets and liabilities of a bank?
  7. How many types of accounts are there?
  8. Why do aeroplanes fly above clouds?
  9. Should I give you or one of your seniors a chance to work?

Interview Experience – 6

Duration: 10 min.

Panel: 4 members

Questions:

  1. What is the difference between Electronics and Instrumentation?
  2. If you were posted to a rural area, how will you make people understand the usefulness of a bank?
  3. What is the difference between Analog communication and Digital communication?
  4. What are the applications of digital communication in banking?
  5. In a balance sheet, what will you enter in the assets and liabilities column?
  6. What is VLSI design?
  7. What are the applications of VLSI in banking?
  8. If you get through the civil services, which would you prefer - Bank or Civils?

Interview Experience – 7

Duration: 10 min.

Panel: 4 members

Questions:

  1. Tell us about yourself.
  2. Tell us about the Make in India campaign.
  3. When was the Pradhan Mantri Jan Dhan Yojana started? When is it expected to reach its target?
  4. What is your opinion on women empowerment?
  5. What are the recent happenings in the area of women empowerment?
  6. What is special about March 8?
  7. On which date was the Bharatiya Mahila Bank started and on whose birthday was it opened?

Interview Experience – 8

Duration: 10 min.

Panel: 5 members

Questions:

  1. Tell us about yourself.
  2. What is the difference between money lenders and chit funds?
  3. Will you be interested in working if you were posted in Rajasthan?
  4. What is the difference between a savings account and a current account?
  5. What is the difference between a debit card and a credit card?
  6. What is the difference between an account number and an ATM pin number?
  7. Name the schemes that banks offer for Agriculture.

Interview Experience – 9

Duration: 10 min.

Panel: 5 members

Questions:

  1. Apart from you, why are engineering students getting into banks?
  2. What is priority sector lending?
  3. What is financial inclusion?
  4. Tell us about the Pradhan Mantri Jan Dhan Yojana.
  5. What is Negotiable Instruments Act?
  6. How do NRIs transfer their money to India?
  7. What is an NRE account and an FCNR account?
  8. Do banks give loans to IT companies or not?
  9. Who issues a one-rupee note? Is it a negotiable instrument or not?

Interview Experience – 10

Duration: 15 min.

Panel: 4 members

Questions:

  1. Why you have chosen this bank as your first priority?
  2. What you have done for the India cleanliness program – ‘Swachh Bharat Abhiyan’?
  3. Why are today’s youth getting addicted to drugs?
  4. What is the difference between creativity and innovation?
  5. Why have you chosen banking as your career?

Interview Experience – 11

Questions:

  1. How did you prepare for Banking exams?
  2. Which places did Obama visit on the 27th of Jan 2015?
  3. What do you mean by a Recurring deposit?
  4. What is a Savings bank account and why do banks give a 4% interest on these accounts?
  5. What will be the effect on the Indian market, if the international market is affected by recruitments?

Interview Experience – 12

Questions:

  1. Tell us about your family background.
  2. In B.Tech, why did you choose Computer Science?
  3. What is a computer?
  4. What is software?
  5. What is hardware?
  6. Differentiate between hardware and software.
  7. In which year were the RBI Acts and Banking Regulation Acts established?
  8. Name the nationalised banks and private banks.
  9. Differentiate between private banks and nationalised banks.

Interview Experience – 13

Questions:

  1. What is the use of a cheque book?
  2. What are the basic documents needed for giving a loan?
  3. Why is your surname Gandhi?
  4. Differentiate between credit cards and debit cards.
  5. What is the use of Internet banking?
  6. If you were to be posted to your home town, what would you do for the natives of your home town?

Interview Experience – 14

Questions:

  1. Who was Kalpana Chawla?
  2. Who is the 1st Lady Lieutenant General of India?
  3. What are your hobbies?
  4. Tell us something about your native place.
  5. Who is our PM?
  6. Tell us something about him.

Interview Experience – 15

Duration: 10 - 12 min.

Panel: 5 members

Questions:

  1. Tell us about yourself.
  2. How did you prepare for this interview?
  3. What are the 5 initial questions they (TIME) asked you in your mock PI?
  4. Why did you opt for banking?
  5. You passed out in 2012. What did you do these past 2 years?
  6. Teaching and banking are two different areas. Will you be able to manage?
  7. How will you handle our customers?
  8. Your preference is Bank Of Baroda. Is it there in your home town?
  9. Why you are not open to working away from your home town?
  10. What is a Negotiable Instrument?
  11. What is a Bill of Exchange?
  12. What is the sealing of BOE?
  13. What is CPS?
  14. What is Hundi?
  15. How will you identify a false cheque?

Interview Experience – 16

Duration: 20 min.

Panel: 6 members

Questions:

  1. Tell us about yourself.
  2. Are you nervous?
  3. Tell us something about Allahabad Bank and about your father who worked with that bank.
  4. Tell us about your family.
  5. As you said, most of the candidates are from the finance sector. Do you think you will be the best among them?
  6. What is the difference between IT, CSE and MCA?
  7. What is an organization? Is a hospital an organization?
  8. What is the product of any teaching institute?
  9. How many exams have you qualified in till now?

Interview Experience – 17

Duration: 12 - 15 min.

Panel: 5 members

Questions:

  1. Tell us about yourself.
  2. What is team working?
  3. I was given a Case Study. What you will do in this situation if you are the team leader?
  4. Describe your hobbies and strengths.
  5. What is the ISRO Missile Plan?
  6. What is ISIS?
  7. Tell us something about World Cup Cricket?
  8. What is a hydro projects?
  9. How will you work in a rural area?

Interview Experience – 18

Duration: 10 min.

Panel: 5 members

Questions:

  1. Tell us something about yourself.
  2. What is the economic status of your state?
  3. Define the banking terminology - Self Help Group, RBI rates etc.
  4. What has been your role in the development of your society, community and the state?
  5. Social issues.
  6. Why you want to join the Banking sector?

Interview Experience – 19

Duration: 10 min.

Panel: 5 members

Questions:

  1. What is a Bank?
  2. What is an ATM?
  3. What is Green Banking?
  4. What is Customer Bank Relationship?
  5. What is the tagline of BOI?
  6. Who is the governor of BOI?
  7. What are the qualities of an officer in a bank?
  8. How will you convince people in rural areas to take a car loan?
  9. Debate on “Learning Never Ends”.
  10. Tell us something about your hometown.

Interview Experience – 20

Duration: 10 min.

Panel: 5 members

Questions:

  1. Why you want to leave Infosys and join the banking sector?
  2. How is rexin produced?
  3. Who was the first President of India?
  4. Name the bank employee who joined the IT field.
  5. What is Down Level ATM and White level ATM?

Interview Experience – 21

Duration: 10 min.

Questions:

  1. Questions related to work experience.
  2. Give us your educational details.
  3. Why do you want to join the banking sector after completing an MBA?
  4. What is the HDI ranking of India?

Interview Experience – 22

Questions:

  1. What does the word 'Herbert' mean and where does it come from?
  2. Do you have a Driving Lience? Tell me about the fuel prices declared globally.
  3. What is the difference between SBI and other banks?
  4. Define a leader.
  5. What is LED and LCD?
  6. Being an Electrical engineer, aren’t you at risk and how can you be valuable to a bank?
  7. Which is the smallest country in the world?
  8. What is its capital?
  9. Name the two saints who got canonized from India recently.
  10. Why are the RBI And SBI not included in the participating banks list?
  11. What do you know about the recent happening in Sundergarh?
  12. Sundergarh has given us many sports personalities. Which game do you follow?
  13. What is customer service?

Interview Experience – 23

Duration: 10 min.

Panel: 5 members

Questions:

  1. What is a bank?
  2. What is priority sector lending?
  3. To whom should we give priority sector lending?
  4. What kind of loans are given to farmers?
  5. What are your hobbies?
  6. Name a few people who received the Bharat Ratna.
  7. Name the 6 persons who received the Padmashree award.
  8. Name the first woman chief minister.
  9. Name the first woman President of India.
  10. Who was our first prime minister?
  11. What do you understand by Banking Ombudsman?
  12. Where is it in Odisha and who is its chairperson?
  13. Tell us something about yourself.

Interview Experience – 24

Duration: 10 min.

Questions:

  1. Tell us something about yourself.
  2. How will your education be of use in the banking sector?
  3. Name the various types of banking.
  4. Situation: A rural bank has refused to sanction loan and the local villagers, the MLA and the gram panchayat have come to protest. How will you handle the situation?
  5. What is the current technology being used in banks?
  6. What are the latest news headlines?

Interview Experience – 25

Duration: 30 min.

Questions:

  1. Where are you from?
  2. What is the heritage of Cuttack?
  3. Give us your educational details.
  4. Who is chief minister of Andhra Pradesh?
  5. What are inflation control tools?
  6. What is the difference between a capital market and a share market?
  7. Who determines the price of shares and when?
  8. Is the savings account interest regulated or deregulated?
  9. What is deregulation?
  10. What is the SBI account interest rate for an SB account?
  11. If it is 4%, then has it been deregulated?
  12. What are GDR and ADR?
  13. State the difference between these two.
  14. What is SDR?
  15. What is an intangible asset?
  16. Can it be shown in terms of numbers?
  17. Patent and copyright come under which side of a balance sheet?
  18. Give the names of a few CMDs of banks and taglines from your preferred bank list.
  19. Why was Modi's jacket in news?
  20. What are your hobbies and strengths?
  21. Who was the recipient of the Padmashree award from Odisha and for which song?
  22. When was Odiya declared an individual language?

Interview Experience – 26

Duration: 7 - 8 min.

Panel: 4 members

Questions:

  1. Introduce yourself.
  2. Tell us about your family.
  3. Have you qualified in any other exam like the RRB, IBPS Clerks etc.?
  4. What are the other sources of power?
  5. Why did you leave your previous job?
  6. Tell us about your B. Tech project.
  7. Why have you chosen a bank job?

Interview Experience – 27

Duration: 8 min.

Panel: 4 members

Questions:

  1. What is your name?
  2. Tell us about your family.
  3. Which place are you from?
  4. What is your father’s profession?
  5. What is your qualification?
  6. How many marks do you expect?

Interview Experience – 28

Duration: 10 min.

Panel: 4 members

Questions:

  1. Tell me about your qualifications and your achievements.
  2. What is ‘Employ Stock Option’ (ESOP)?
  3. How many ESOPs have you been awarded? What was the market price of that ESOP?
  4. Why do you want to join a bank?
  5. Why did you leave your previous job?
  6. With which bank will you prefer to work?
  7. Why you are interested in Bank of Baroda?
  8. What do you understand by the term ‘socialism’?
  9. (P.S. - No questions were asked on Banking, GK and Current Affairs)


Interview Experience – 29

Panel: 5 members

Questions:

  1. What are the functions of the RBI?
  2. What is Forex reserve?
  3. Why is CASA important for banks?

Interview Experience – 30

Panel: 5 members

Questions:

  1. Tell me something about yourself.
  2. Why did you quit your previous job?
  3. Some people can take defeat and some can't. What's your take on this?
  4. Tell me an instance where you have tried to adapt yourself to the prevailing situation.
  5. What is intelligence mapping?
  6. What is call money market?
  7. When repo rate exists, then why is call money in existence?
  8. What is human capital?
  9. What is capital adequacy? Is it a simple asset? How can you classify risk weightage assets?
  10. What is depreciation and how does it occur?
  11. How can your skills help in PMJDY?
  12. What are BEP, variable cost and marginal cost?
  13. What is an operating system?
  14. What do you know about a bank? Is it simply taking deposits and giving loans, or anything else?

Interview Experience – 31

Panel: 5 members

Questions:

  1. How can we increase productivity?
  2. What do you know about the Jan Dhan Yojana?
  3. What is the difference between PAN and a voter ID card?

Interview Experience – 32

Panel: 5 members

Questions:

  1. What is ECGC bank?
  2. What is EXIM bank?
  3. Enumerate the credit control policies of the RBI.

Interview Experience – 33

Panel: 5 members

Questions:

  1. What is cheque truncation system? What is the involvement of ECE in banks?
  2. What are the functions of a bank?
  3. What is priority sector lending?
  4. What is the difference between micro credit and micro finance?

Interview Experience – 34

Panel: 5 members

Questions:

  1. What has been the impact of the decrease in prices of international oil on India?
  2. What are OCR and PIO cards?
  3. What is encryption and digital signature?

Interview Experience – 35

Questions:

  1. What are your educational qualifications and your family background?
  2. Mention your percentage marks.
  3. You said your father works for MSTC. I haven't heard about it. Can you give me some details?
  4. Can Vizag Steel sell its furniture through MSTC?
  5. Where is it headquartered?
  6. Differentiate between public and private banks.
  7. Do you know that private banks also involve in priority sector lending? What do you understand by the term priority sector lending?
  8. What is RIDF?
  9. Your home town is Chinna Weltair. Tell me about the Girijan Corporation.
  10. Who is its head? What is his cadre?
  11. You studied about Management Science in your third year. What is it about?
  12. What is it for?
  13. What procedure does it involve?
  14. What is a diode?
  15. What is P-N diode?

Interview Experience – 36

Time: 5 min.

Panel: 4 members

Questions:

  1. From which college are you?
  2. What is a bank?
  3. What are the different types of banks?
  4. What is a current account deficit?
  5. What are the different types of loans?
  6. What are the different types of accounts for N.R.Is?
  7. Tell about your home town.

Interview Experience – 37

Time: 5 min.

Panel: 4 members

Questions:

  1. Are you an M.C.A. student?
  2. You passed out in 2012; since then, what have you been doing?
  3. What did you prepare for IBPS?
  4. Is it profitable or a loss to a bank when 50 basic points are reduced on deposits and loan amounts?
  5. Does it have an effect on new deposits or on previous deposits?
  6. If the rate of interest changes, how will it effect loans?
  7. How do NPAs affect banks?
  8. Tell about your family.
  9. What is your father?
  10. What factors help in reducing sound pollution?
  11. What is the effect on banks by N.P.As?

Interview Experience – 38

Time: 5 - 7 min.

Panel: 4 members

Questions:

  1. Tell us about yourself.
  2. Tell us about your parents’ native place.
  3. What is the occupation of your parents?
  4. Tell us about your B. Tech project.
  5. What remedies are available to overcome failures in projects (mcro controller waste vehicle tracking and accident notification)?
  6. What is a diode and a transistor?
  7. Who is governor of R.B.I?
  8. Who is the first lady I.P.S?
  9. What did you learn in engineering economic and management?

Interview Experience – 39

Time: 10 min.

Pane: 5 members

Questions:

  1. Tell us about your native place.
  2. Why is your native place famous and name the famous places there?
  3. What is your father?
  4. Who is chairman of the cement factory INDIA CEMENTS Limited?
  5. Name the person who indulged in the scam?
  6. What is I.R.D.A?
  7. How do banks gets money?
  8. Which categories are under priority sector lending? What are the various percentages given to various sectors?
  9. Will minorities come under weaker sections of priority sector lending?
  10. What is bank assurance?
  11. What is G.D.P?
  12. What are credit card and debit card and what are their differences?
  13. Which company manufactures credit cards?
  14. Which banks give credit cards?

Interview Experience – 40

Time: 5 - 7 min.

Panel: 4 members

Questions:

  1. What is a bank rate?
  2. What is R.B.I.?
  3. What is the difference between public sector banks and private banks?
  4. What is C.R.R. and S.L.R.?
  5. What are Repo and Reverse Repo rates?
  6. If you are posted in a rural area how would you work?
  7. What are the land rates at your place?
  8. How many acres of land do you have?
  9. Did you take any coaching for this exam?
  10. Where did you take coaching?
  11. What is a bank?
  12. What was your role in your college?

Interview Experience – 41

Time: 10 min.

Panel: 5 members

Questions:

  1. Tell us about yourself.
  2. What business does LIC do?
  3. Tell us about Self Help groups.
  4. Tell us about the Pradhan Mantri Jandhan Yojana.
  5. How are the customers in rural areas, villages, towns and cities?
  6. Which type of loan will they take in rural areas, villages, towns and cities?
  7. In which places are customers easy to handle–rural areas, villages, towns and cities?
  8. What is your father?
  9. What is your mother?

Interview Experience – 42

Time: 10 min.

Panel: 4 members

Questions:

  1. What is your designation in A.P. Co-operative bank?
  2. What work do you perform, as a clerk?
  3. What is the procedure for giving a gold loan?
  4. How many types of gold loan does your bank offer?
  5. What are the interest rates for gold loan and period loans?
  6. What is the RBI circular on gold loans?
  7. State the difference between NEFT and RTGS.
  8. What are the different types of fixed deposits?
  9. What are the types of electronic fund transfer in banks other than NEFT and RTGS?
  10. What are your hobbies?
  11. What are your strengths?
  12. What are your weaknesses?

Interview Experience – 43

Time: 15 min.

Panel: 4 members

Questions:

  1. Tell us about yourself.
  2. What were your subjects in B. Tech?
  3. What is an NPA?
  4. Have you ever seen a balance sheet?
  5. In the bottom of the balance sheet where do you find sources of profit for a bank?
  6. The SARFAESI ACT does not work on agricultural loans, then how will you recover the loan?
  7. What is the provision in banking?
  8. Tell us about your present and future.

Interview Experience – 44

Time: 15 min.

Panel: 5 members

Questions:

  1. Please introduce yourself.
  2. What is your father (Readymade Garment Business)?
  3. What is stock and who helps your father?
  4. Is the shop small or big?
  5. What is a balance sheet?
  6. What is the validity of D.D.?
  7. What are the KYC norms?
  8. Have you appeared for any other exams?
  9. What is the full form of GMAT?
  10. What are the types of loans?
  11. How will you decide the loan for a business. Purpose or for higher education (abroad)?
  12. Give the currencies of countries of your choice.
  13. Who is the Telangana I.T minister?
  14. Who is the Telangana District Collector?
  15. What are the duties of a P.O?
  16. Which documents are required for KYC norms verification?
  17. The number on AADHAR card is called _______.
  18. Tell us about the Bharatiya Mahila Bank.
  19. Do you know Hindi (write and speak)?

Interview Experience – 45

Time: 5 min.

Panel: 4 members

Questions:

  1. Tell us about yourself.
  2. Being an Engineering student, why did you opt for the banking sector as a career choice?
  3. Tell us about the Pradhan Mantri Jandhan Yojana.
  4. Recently the RBI has cut Repo, Rev. Repo rates. Why?
  5. What is Inflation and Deflation?
  6. What is the difference between depreciation and devaluation?

Interview Experience – 46

Time: 8 min.

Panel: 4 members

Questions:

  1. What is Financial Accounting?
  2. What is Management Accounting?
  3. What will be bearing Management Accounting
  4. Explain Theory X and Y?
  5. Tell us about any famous author in H.R.
  6. What will you do if you are posted in a rural area?
  7. What is a credit card and a debit card?
  8. What is credit risk loan?
  9. What is a Medium Enterprise?

Interview Experience – 47

Time: 20 min.

Panel: 6 members

Questions:

  1. Tell us about Make in India.
  2. What are KYC norms?
  3. Explain Net Banking with examples.
  4. How can we retrieve data from the database and which software can we use?
  5. Tell us about priority sector.
  6. What is cache memory?

Interview Experience – 48

Time: 12 min.

Panel: 4 members

Questions:

  1. What is your father?
  2. Do you know mantras and slokas?
  3. Do you know any poems in Telugu?
  4. What is your brother?
  5. What is your sister?
  6. In how many ways can we get a solution, when there are 10 questions with 2 options each?
  7. Give a lecture on any topic of your subject for 4 minutes.
  8. What do you know about cloud computing?
  9. Which bank guarantees letter of credit?
  10. Tell us about a Balance Sheet.
  11. What are current assets and liabilities?
  12. What is contingent liability?

Interview Experience – 49

Time: 12 min.

Panel: 5 members

Questions:

  1. What is your father? (Goldsmith)
  2. What is today's gold rate?
  3. What is your job experience?
  4. What is the full form of CARD abbreviation in the Stamps and Registration Department?
  5. What is your role in your department?
  6. What are the different types of works in your department?
  7. What is a cheque and crossed cheque?
  8. What is your ATM Pin No. and abbreviation?
  9. Who was the first lady prime minister of India?
  10. Who is the first lady Bharat Ratna recipient?

Interview Experience – 50

Time: 10 min.

Panel: 5 members

Questions:

  1. Why did you choose banking as a career afterB.Tech?
  2. What is your family background?
  3. Explain your B.Tech project.
  4. What are monetary policies?
  5. What is Repo Rate?
  6. Who is the recent Miss World?
  7. Who is nightingale of India?
  8. Who was the first president of India

Interview Experience – 51

Time: 12 min.

Panel: 5 members

Questions:

  1. Tell us about yourself.
  2. Why did you choose bank after B.Tech?
  3. What is banking?
  4. Will you give loan to anybody?
  5. The banking industry runs in LAN or WAN
  6. Explain your B.Tech project.
  7. What are the main points in your project?
  8. What is the maximum capacity of a mobile phone memory?
  9. The government has launched a scheme specially for vegetable and Fruit sellers. What is that?

Interview Experience – 52

Time: 15 min.

Panel: 5 members

Questions:

  1. What is financial inclusion?
  2. What are KYC norms?
  3. What is the full name of the present Prime Minister of India?
  4. Why do you want to join a bank?
  5. Why do you want to change your field, because the government has spent some money on you to become a software engineer?
  6. Who will you prefer for this post, someone already employed or unemployed?
  7. Why don't you choose Civils?

Interview Experience – 53

Time: 10 min.

Panel: 5 members

Questions:

  1. Where did you do your M.B.A?
  2. What is your specialisation in M.B.A?
  3. What is Retail Management?
  4. What is Brand Management?
  5. What is Inventory valuation?
  6. What is Monetary Policy and how does it work?
  7. What is G.D.P?
  8. What is Inflation?
  9. Who implements the Monetary Policy?
  10. Who is governor of RBI?
  11. Who is Sumithra Mahajan?
  12. Who is SBI C.E.O?
  13. Who is Chanda Kochhar?
  14. Where is the fresh water lake in Andhra Pradesh?
  15. Tell me about your MBA project.

Interview Experience – 54

Time: 15 min.

Panel: 5 members

Questions:

  1. From where have you done your B.Tech?
  2. From where have you done your MBA?
  3. What is NEETI AAYOG and what is your understanding about that topic
  4. What is Make In India? Tell us in detail.
  5. What is priority sector lending?
  6. What is financial statement and what are the types of financial statements?
  7. What is the difference between CASH FLOW and FUND FLOW?
  8. What is the difference between Capital Market and Money Market? Who regulates them?
  9. What is the difference between Marketing and Selling?
  10. What is Law of Demand?
  11. What are Small and Medium Enterprises? Give examples.
  12. What is your favourite subject in B.Tech?
  13. What are the types of Operating Systems and which is convinient to use?
  14. What is the full form of Windows XP?
  15. Tell about Hyderabad Central University.
  16. What are the different types of Windows versions?

Interview Experience – 55

Time: 10 min.

Panel: 5 members

Questions:

  1. What is a private banking?
  2. What is investment banking?
  3. How would you attract customers?
  4. What is Repo rate and Reverse Repo rate?
  5. What is Reverse Mortagage?
  6. What is specialised banking?
  7. What is Financial Inclusion?
  8. How would your hobbies help our bank?
  9. What are the disadvantages of credit cards?
  10. Which top qualities does a banker need?
  11. How many banks have headquarters in Hyderabad?

Interview Experience – 56

Time: 15 min.

Panel: 5 members

Questions:

  1. What is your father? (Handloom waiver)
  2. How do we make silk sarees? Explain the process.
  3. Tell us about Pochampally sarees and their market.
  4. Other than sarees, why is Pochampally famous?
  5. Tell us about your native place. (Yadagiri gutta )
  6. What are the initiatives taken by the Telangana government to develop Yadagiri gutta?
  7. How many types of deposit accounts are in banks?
  8. What are the different types of loans?
  9. What is the rate of interest for savings bank accounts?
  10. What is the rate of interest for term deposits?
  11. Why is first priority given to ECGC?
  12. What are the functions of ECGC?
  13. What are the RBI policy rates?
  14. What did you learn in the 3 years of your teaching?
  15. Which subject did you teach?
  16. What is the full form of COBAL?
  17. Which version of Oracle is used while studying and teaching?
  18. Which type of deposit account is healthy for a bank?

Interview Experience – 57

Time: 12 min.

Panel: 4 members

Questions:

  1. Tell us about yourself.
  2. Why did you choose bank after B.Tech?
  3. How is civil engineering helpful in banking?
  4. What is your father? (Employee in National Remote Sensing Centre)
  5. What is Remote Sensing? How it is useful to agriculture?
  6. What is the composition of cement in brick wall construction?
  7. What is GPRS?
  8. What are KYC norms?
  9. What is the recent step taken by the RBI?
  10. What is Repo rate and Reverse Repo rate?
  11. What are today's headlines?
  12. What is MOM?

Interview Experience – 58

Time: 10 min.

Panel: 5 members

Questions:

  1. Tell us about your family.
  2. Tell us about yourself.
  3. You passed out in 2012; since then, what have you been doing?
  4. What is CIBIL and what is its role?
  5. Who is governor of RBI?
  6. What is the role of exports for India?
  7. What are the initiatives of Mr. Narendra Modi after becoming prime minister of India?

Interview Experience – 59

Time: 15 min.

Panel: 5 members

Questions:

  1. What is RBI and what are its functions?
  2. Tell us about MAKE IN INDIA Campaign.
  3. Tell us about the NITI AAYOG.
  4. Tell us about DMAT account.
  5. Why has the value of shares increased?
  6. How do you market bank products?
  7. Tell us about 2G, 3G, 4G communications.
  8. Tell us about your B.Tech project.

Interview Experience – 60

Time: 8 min.

Panel: 4 members

Questions:

  1. What is SUZZY LOGIC in load despatch?
  2. What is Ultra Mega Power Plant?
  3. Tell us about your home town. (Warangal)
  4. What is Stock Market?
  5. Who is Bull and Bear?
  6. Tell us about the Telangana C.M.
  7. Why should power from the KrishnaPatnam Thermal Power Plant be given to Telangana?

Interview Experience – 61

Time: 10 min.

Panel: 5 members

Questions:

  1. Tell us about your family. (Gold business)
  2. How do you purchase gold (in the form of biscuit or ornaments)?
  3. How do you weigh gold?
  4. Name the instrument used to measure gold.
  5. Do you have any account in a bank?
  6. Have you ever taken a loan from a bank?
  7. What is the rate of interest for gold loans?
  8. What is mortagage, lien and SARFAISI ACT?
  9. In which year was SARFAESI ACT established and in which year was it amended?
  10. How bank will implement the SARFAESI ACT?
  11. What is the duration of the SARFAESI ACT?
  12. Tell us about the Pradhan Mantri Jandhan Yojana.
  13. What is Financial Inclusion?
  14. Who will check the purity of gold in banks for gold loans?

Interview Experience – 62

Time: 10 min.

Panel: 5 members

Questions:

  1. Tell us about yourself.
  2. What is your educational qualification?
  3. What is your father?
  4. What are the risks that a person in a real estate business sales is subjected to?
  5. Have you ever visited a bank; what are the general things you noticed in a bank?
  6. What are the risks bankers face?
  7. What is Dollar Rate?
  8. Tell us about IMF.
  9. Tell us about the Bharatiya Mahila Bank.
  10. What is meant by Women Empowerment?
  11. What is today's headlines?

Interview Experience – 63

Time: 10 min.

Panel: 5 members

Questions:

  1. Why do you want to change from teaching to banking?
  2. Tell us about the MAKE IN INDIA campaign, What are the pros and cons and your views about it?
  3. Tell us about the Clean Ganga campaign.
  4. What is DIODES, LED, CAPASITOR, INDUCTOR?
  5. Tell us about NEFT & RTGS.
  6. What is SWOT analysis?
  7. Have you been to any village?
  8. What did you notice there?
  9. What were the major crops in that village?
  10. What is Corporate Management?

Interview Experience – 64

Time: 7 min.

Panel: 4 members

Questions:

  1. Tell us about your native place Vijayawada.
  2. Who are the central and state ministers from Krishna district?
  3. What is a Transconductor?
  4. What is a Semi-Conductor?
  5. What is an Insulator?
  6. What is a Conductor?
  7. Tell about your B.Tech project.
  8. What is an ATM?

Interview Experience – 65

Time: 10 min.

Panel: 4 members

Questions:

  1. You got good marks in Intermediate. Why did you score poorly in EAMCET?
  2. Why did you go the other states for studying?
  3. What happened in France recently?
  4. What is the Mahatma Gandhi National Rural Employees Guarantee Scheme?
  5. What are Treasury bills?
  6. What is your father?
  7. What are government securities?
  8. Who is the founder of your college?
  9. Describe your college atmosphere
  10. How was the hostel food

Interview Experience – 66

Time: 10 min.

Panel: 5 members

Questions:

  1. Tell us something about Self Help Groups.
  2. Name the women C.M.Ds of Public Sector Banks.
  3. Name the women C.Ms of Indian States.
  4. Who are the governors of Maharashtra and Kerala?
  5. After becoming a bank employee, while giving an agricultural loan, what criteria you will follow?
  6. Who is the father of White Revolution?
  7. Which two states have been successful in implementing the White Revolution?
  8. Which place do you come from?
  9. From which place did you do your graduation?
  10. From which college did you do your graduation?
  11. Have you ever attended college placements? In how many were you placed?

Interview Experience – 67

Time: 15 min.

Panel: 4 members

Questions:

  1. Why did you choose banking after 6 years of experience in the software industry?
  2. Did they fire you because of your poor performance?
  3. Why did you leave software industry?
  4. How will you collect a loan, if the customer does not repay the loan amount?
  5. On which criteria will you give a loan?
  6. What was the controversy over the Clean Ganga Campaign?
  7. Who is the river water development minister?
  8. What is inflation?
  9. Which factors influence inflation?
  10. What is Repo Rate, CRR? Who controls these. Explain.
  11. Tell us about Brain-drain. Do you support this or oppose it?
  12. Do you have a bank account?
  13. What are the rates of interest in savings account, current account, and fixed deposits?

Interview Experience – 68

Time: 10 min.

Panel: 5 members

Questions:

  1. Tell us about the something Bharatiya Mahila bank.
  2. Who is Sania Mirza, Saina Nehwal and who is next to Saina Nehwal?
  3. What is the impact on existing banks of new banks?
  4. What are Repo Rate and NPA?
  5. Which bank accounts on twitter
  6. What are the types of Savings Accounts?
  7. What is controller panel and how does it work?
  8. Name the youngest parliamentarian whose name is recorded in the LIMCA book of records.
  9. What is the motto of the speech given by Dr. A.P.J. Abdul Kalam?

Interview Experience – 69

Time: 20 min.

Panel: 5 members

Questions:

  1. Tell us about your family.
  2. Please introduce yourself.
  3. What are the major reforms in the banking sector?
  4. Why is the % of NPA increasing?
  5. What is Vijayawada famous for?
  6. Why did you choose bank after B. Tech?
  7. What are the differences between Rupay card Vs Credit Card?
  8. Who is the founder of Andhra Bank and who is its present CMD?
  9. What is the reason for combining the posts of Chairman and CMD?
  10. What is Plastic Money?
  11. Tell about U.S. Sub-prime crisis
  12. What are the long term effects due to a fall in prices?

Interview Experience – 70

Time: 10 min.

Panel: 4 members

Questions:

  1. How will your engineering be helpful in the field of banking?
  2. How do you lead your team as a team leader?
  3. How will you handle a situation during stressful periods?
  4. What are your hobbies?
  5. Which is your favourite musical instrument?
  6. According to you, which is the most melodious instrument?
  7. Which is your favourite character in animation?
  8. How do you overcome stress?

Interview Experience – 71

Time: 8 min.

Panel: 5 members

Questions:

  1. What is your father?
  2. Tell us about yourself.
  3. What are the advantages of a computer?
  4. What are the types of ATMs?
  5. What is modulation?
  6. Tell us something about Andhra Bank.
  7. Do you read the newspapers?
  8. Tell us something about Charlie Hepdo?
  9. Why do you want to change your field when there is no change in your salary?

Interview Experience – 72

Time: 10 min.

Panel: 4 members

Questions:

  1. Why you have given first preference to Punjab National Bank?
  2. Where is the headquarters of Punjab National Bank?
  3. Who is the CMD of Punjab National Bank?
  4. How many types of deposits are there? What are the differences?
  5. Which schemes have been presented by Chief Minister Mr. KCR for minorities?
  6. Is there any reservation for minorities?
  7. Who is the present Chairman of ISRO?
  8. Who is ex-chairman of ISRO?
  9. What is Mangalyaan?

Interview Experience – 73

Time: 10 min.

Panel: 6 members

Questions:

  1. Please introduce yourself.
  2. How do you identify the value of Resistor?
  3. How many colours are there in the colour coding scheme?
  4. What is W.T.O?
  5. What is G – 20?
  6. What are the differences between G-20 and W.T.O?
  7. What is SWIFT in banking?

Interview Experience – 74

Time: 10 min.

Panel: 4 members

Questions:

  1. Tell us what you know about the Pradhan Mantri Jandhan Yojana.
  2. Tell us something about Swachh Bharat Abhiyan.
  3. Tell about Beti Bachao and Beti Padao.
  4. What is generation gap?
  5. If you are posted in rural areas, what you will do?
  6. Why do you want to join the banking sector?
  7. What are your goals in life?
  8. Tell us about your family.

Interview Experience – 75

Time: 15 min.

Panel: 5 members

Questions:

  1. Tell us about your education and family.
  2. In what capacity did you work in Bank of America and what was your role there?
  3. On whom was the Bharat Ratna conferred recently?
  4. Which award did L K Advani receive recently?
  5. Who received which awards from our Telangana state in the Padma categories?
  6. What is a white label ATM?
  7. What are those private companies (which run white label ATM's) called?
  8. Which NBFC became a bank in 2003?
  9. What is Micro-Finance Regulation Act?
  10. You did Pharmacy and then MBA and worked for 6 months, and now you are unemployed. Why do you think we should select you?
  11. There are leaders in banks. Can you be innovative leader? Because this is a big problem for banks that leaders aren't able to bring it down or control and it's continuously giving losses, How can u bring “that something” down by ur innovative leadership?
  12. Why is Hyderabad Famous now?

Interview Experience – 76

Time: 10 min.

Panel: 4 members

Questions:

  1. Tell me something about yourself.
  2. How does the RBI exercise control over the banking system? What mechanisms does it use?
  3. What are the various instruments of monetary policy?
  4. What are the current policy rates fixed by the RBI.
  5. Apart from accepting deposits from people, by what other means can banks raise money?
  6. What are RTGS and NEFT?
  7. What is the difference between the two?
  8. You graduated in Computer Science. Can you tell me how Computer technology is currently being applied in the Banking sector?
  9. Women empowerment: How do banks play a role in empowering women?
  10. What is Disinvestment?,
  11. Can you name the company in which the government is disinvesting next?
  12. You graduated in 2010. What have you been doing since then?
  13. Did you take any coaching for your Bank exam preparation?
  14. What does your name mean? Does it have any relation with your native place?

Interview Experience – 77

Panel: 5 members

Questions:

  1. Please introduce yourself.
  2. What is your father?
  3. What is the difference between a public and a private company?
  4. Is there any ceiling regarding the number of members in a partnership firm?
  5. Define debt equity ratio.
  6. What is merchant banking?
  7. What are underwriting companies?
  8. Define current assets.
  9. Define current liabilities.
  10. How do you take failure?
  11. Which you prefer, Banking or C.A final?
  12. What is your previous work experience.
  13. What is your experience regarding bank audit.
  14. What are your strengths and weakness.

Interview Experience – 78

Time: 10 min.

Panel: 4 members

Questions:

  1. Tell me something about yourself?
  2. Why did you choose banking?
  3. What is the proportion of cement used for a constructing a brick wall?
  4. How is remote sensing used for agriculture?
  5. How is Civil Engineering useful for banking?
  6. Do you read the newspaper daily?
  7. How have fallen oil, prices impacted Iran’s economy?
  8. What do you know about MOM?
  9. Which messaging service has crossed SMS?
  10. What are KYC norms?
  11. What are the recent steps taken by the RBI?
  12. What are the current Repo and Reverse Repo rates?

Interview Experience – 79

Time: 15 min.

Panel: 5 members

Questions:

  1. What is your name?
  2. What does your father do?
  3. What did you do after Graduation?
  4. What qualities do you possess for becoming a PO/Manager?
  5. Why should we select you?
  6. What are agro-industries?
  7. What are agro-animal industries?
  8. Describe working in Bank in two sentence.
  9. How did you prepare for Bank exams?
  10. Where do you hail from?
  11. Did you appear for IBPS-PO last year?
  12. Did you appear for Clerical exams last year?

Interview Experience – 80

Time: 10 min.

Panel: 5 members

Questions:

  1. Where are you from?
  2. How are you in Hyderabad? How long have you been in Hyderabad? And why are you in Hyderabad?
  3. Can you read, write, speak and understand Telugu?
  4. Where have you graduated from?
  5. Why do you want to work in a Bank? Why did you not go for college placements?
  6. What are the different types of deposits?
  7. What are your hobbies?
  8. Do you know about Marketing? How can you market in the Banking sector? What are the different Banking products?
  9. What is “MAD”? (The NGO I've worked with) What does it do?
  10. What was the theme of Republic Day?
  11. Who won the Ashok Chakra gallantry award?

Interview Experience – 81

Time: 15 min.

Panel: 4 members

Questions:

  1. Tell us about your job experience, and the roles and responsibilities of your job.
  2. Define Marketing.
  3. Define Marketing management.
  4. What is Customer satisfaction?
  5. What is Financial inclusion?
  6. What is the name of the scheme started by Modi to Financial inclusion?
  7. What is CRR? What is the current rate of CRR?
  8. What is Consumer Behavior?
  9. How many districts are there in Telangana?
  10. Which rivers flow through Telangana?
  11. Define Cash management.
  12. Who is a Volunteer.
  13. Why do you want to join a bank?
  14. What is the difference between Mechanical Engineering and Automobile Engineering.

Interview Experience – 82

Time: 10 min.

Panel: 4 members

Questions:

  1. What’s your name?
  2. Whats is your qualification?
  3. You have done PGDM in Marketing. Now tell me how will you sell our bank product?
  4. One question related to mobile banking and internet banking.
  5. You passed out in 2011. What have you been doing all these days?
  6. What are your hobbies?
  7. Why are you attending an interview in Hyderabad though your hometown is Bangalore?
  8. Why have you chosen banking?
  9. What’s your father?
  10. How many siblings do you have?
  11. How will you rate yourself on a scale of 100?
  12. So Madhuri, do you know the meaning of your name?
  13. Is there any specific reason behind you being named Madhuri?
  14. Who named you?

Interview Experience – 83

Time: 15 min.

Panel: 5 members

Questions:

  1. Tell us about yourself and your family background.
  2. Do you have a bank account? What is a debit and a credit card?
  3. What is the difference between credit and debit cards.
  4. What are policy rates? Explain them and give their current values.
  5. What is the full form of Repo?
  6. What is MSF?
  7. Which is the your field of interest other than banking?
  8. Questions about event organising.
  9. Why do you want to work in the public sector?
  10. How many types of banking are there?
  11. Is internet banking secured and why?
  12. What are the important items needed for online banking. Explain.

Interview Experience – 84

Time: 10 min.

Panel: 6 members

Questions:

  1. Introduce yourself.
  2. Why do you want to join the banking sector?
  3. What is the condition of agriculture in your area, and why has its contribution to G.D.P. reduced?
  4. What are the functions of NABARD?
  5. Use of signals and system. ECE in banks.
  6. What is the difference between a Switch, Router and a Hub.
  7. Explain P.S.L. and its required limits for different types of banks.
  8. What do you read in Fibre optics technology?
  9. Where it is being used recently?
  10. Define Repo rate and what is the latest news about it.
  11. What is the difference between currency and money?
  12. What is going on in currency notes now-a-days?
  13. How many questions did you attempt in the exam?
  14. What could be your score?

Interview Experience – 85

Time: 10 min.

Panel: 5 members

Questions:

  1. Tell me about yourself and your family background.
  2. What is the use of your CA and PGDBA qualifications to your bank post and to the bank?
  3. Define a Balance Sheet and all various accounts in it.
  4. Define Contingent Liability.
  5. What is FICCI?
  6. What is DRT (Debt Recovery Tribunal)?
  7. What is ASBA (Application Supported by Blocked Amount) and its practical usage?
  8. What is Commercial Paper?
  9. What is Certificate of Deposit?
  10. What are Bills of Exchange?
  11. What is Lien?
  12. Define Negotiable Instruments.
  13. What is a Common Seal and why it is used?

Interview Experience – 86

Time: 8 min.

Panel: 4 members

Questions:

  1. What is the difference between hard work and smart work?
  2. What is the meaning of your name?
  3. What do you mean by working capital and a working capital gap?
  4. What should be the ideal current ratio and debt equity ratio?
  5. What is consumer surplus?
  6. What is marginal utility?
  7. What is deferred liability guarantee?
  8. What do you mean by a closed-ended and open-ended scheme?
  9. What is Rupay?
  10. Are you willing to work anywhere in the state?

Interview Experience – 87

Time: 12 min.

Panel: 4 members

Questions:

  1. What is the practical work in banking?
  2. How do banks give loans to small scale industries?
  3. How do banks give crop loans?
  4. Why was N. Srinivasan in news recently? (Jan 22)
  5. The Supreme Court ordered N. Srinivasan to opt for either Chennai Kings or BCCI.
  6. Can N. Srinivasan challange his decision in Supreme Court or not?
  7. Tell us about the power dispute between Telangana and Andhra Pradesh.
  8. Where does your father work?
  9. Have you visited your father's factory?
  10. Who is the C.M.D of your company?
  11. Why do you want to a join a bank?

Interview Experience – 88

Time: 10 min.

Panel: 4 members

Questions:

  1. Tell us about Bluetooth.
  2. Tell us about the Telangana issue.
  3. Who is chairman of the Telangana State Public Service Commission?
  4. What is RTGS & what are the charges?
  5. Tell us about your B.Tech college.
  6. You passed out in 2012; what have you been doing since then?
  7. Why you are not placed in software industry?
  8. What is Food Security Bill & Food Security act?

Interview Experience – 89

Time: 15 min.

Panel: 4 members

Questions:

  1. Why is there a four-year gap after your Engineering?
  2. How much capital is required to start a new bank?
  3. Name two banks started recently.
  4. What is a bank?
  5. What is NBFC?
  6. What are the differences between a bank and an NBFC?
  7. Have you taken any advantage of your father's job?
  8. What do you want to do in future other than banking?
  9. What is your father?
  10. What are the posts in the State Public Service Commission?
  11. What does B.P.O mean and what are its functions?
  12. Why did you not opt for a software job?

Interview Experience – 90

Time: 15 min.

Panel: 4 members

Questions:

  1. Where are you from?
  2. What is your father's occupation?
  3. When did you complete your Engineering?
  4. What are your hobbies?
  5. What are your strengths and weaknesses?
  6. What do you mean by banking?
  7. What are the types of deposits?
  8. How many types of lending are there?
  9. What do you mean by CASA and NDTL?
  10. What is NPCI?
  11. What is its mandate?
  12. What is Rupay Card?
  13. What is SIDBI and where is its headquarters?
  14. How does SIDBI provide finance to smaller and micro enterprises?
  15. Name any two recipients of the Padma Vibhushan from different fields?

Interview Experience – 91

Time: 10 min.

Panel: 4 members

Questions:

  1. You are 2011 passed out, since then what you are doing
  2. What was your role at MANAPPURAM loan?
  3. What is the role of Bank Manager?
  4. If you are posted in North India, are you willing to join.
  5. Tell about Pradnan Mantri Jandhan Yojana
  6. Do you find any generation gap between old generation and New generation.
  7. What is your turning point in future.

Interview Experience – 92

Time: 12 min.

Panel: 4 members

Questions:

  1. How was the day
  2. Which paper you read daily
  3. What are today’s head lines
  4. What are the tournaments in lawn tennis
  5. What is major tournament in lawn tennis
  6. Which type of court in Coimbledon & French open lawn tennis
  7. What is Engineering
  8. Which field you like Electrical (or) Electronics
  9. How digital Camera works
  10. What is your interesting subject in Electrical Engineering
  11. Explain about “Make in India Campaign”
  12. Explain NEFT & RTGS
  13. Difference between NEFT & RTGS
  14. What is financial Inclusion
  15. What is Retail Banking

Interview Experience – 93

Time: 12 min.

Panel: 4 members

Questions:

  1. What is your father
  2. Why bank after B.Tech, you got good percentage
  3. Why vacancies are huge in banking
  4. How the vacancies are created
  5. What is the Capital required for Based III committee
  6. What is N.P.A
  7. What is money laundering
  8. What are the Nava Ratna Companies
  9. What are the Maha Ratna Companies
  10. Tell about Credit Rating Agencies
  11. Who is the famous and biggest person from Karimnagar
  12. From which village he belongs to
  13. Famous poet from Karim Nagar
  14. Recently which award he got
  15. Which Actoress died in Air Crash while travelling to Karimnagar to attend election campaign
  16. Belongs to which party
  17. How many brothers you have & what they are doing

Interview Experience – 94

Time: 8 min.

Panel: 5 members

Questions:

  1. Tell about “Make in India” Campaign
  2. Difference between 2 stroke & 4 stroke engine
  3. What are today’s head lines
  4. What is Initial Public offering
  5. What are the various types modes of raising capital for company.
  6. What is the role of RBI in Controlling inflation
  7. What is galloping inflation
  8. Explain CRR, SLR, Repo Rate, Reverse Repo Rate.

Interview Experience – 95

Time: 10 min.

Panel: 5 members

Questions:

  1. What are today’s headlines
  2. What is banking
  3. What is financial inclusion
  4. Difference between Public Sector Banks and Private banks
  5. Difference between NEFT & RTGS
  6. What are your hobbies
  7. Who is the author of book ‘RED SAREE’
  8. What is your Ambition
  9. You are passed out in 2012 since then what are you doing

Interview Experience – 96

Time: 10 min.

Panel: 4 members

Questions:

  1. Why banking after B.Tech
  2. Tell about self help group
  3. What are KYC norms
  4. Tell about your home town
  5. What is required to open a bank account
  6. What is the role of P.O in bank
  7. You have good scope with ‘IIT’, why bank
  8. What is your weakness
  9. Explain your project

Interview Experience – 97

Time: 12 min.

Panel: 4 members

Questions:

  1. Tell about yourself, Parents
  2. How many brothers & Sisters you have, what they are doing
  3. Why do you want to join bank, you are already employee of TC’s
  4. What is Pradhan Mantri Jandhan Yojana
  5. How bank will get benefit with Jandhan Yojana with Zero balance account.
  6. Tell about Bati Bachao & Beti Padhao Yojana
  7. What is Electronic voting Machine (EVM)
  8. Tell about Bhopal gas tragedy, which gas it was

Interview Experience – 98

Time: 12 min.

Panel: 5 members

Questions:

  1. What is your role in bank [Bank Employee]
  2. What is the process for gold loan
  3. What is DMAT Account
  4. What is P.M. Jandhan Yojana
  5. What documents are required to establish a company, under company Act 1956.
  6. Is, Insurance facility is applicable to the fixed deposit amount
  7. What is the abbreviation of “DICGC”
  8. Define Marketing

Interview Experience – 99

Time: 10 min.

Panel: 4 members

Questions:

  1. Tell about yourself
  2. Who is the supreme Commander of Armed forces
  3. What is commercial paper
  4. When was banks Nationalised
  5. How many banks
  6. In II Phandse of Nationalisation, how many banks.
  7. Who is the chief election commissioner
  8. Who is lok sabha speaker
  9. What is financial Risk management
  10. What are the tools used to minimize the risk
  11. Why should bank returns peoples money
  12. Why should they minimize their N.P.A
  13. Are you willing to relocate, how will you manage your family

Interview Experience – 100

Time: 10 min.

Panel: 4 members

Questions:

  1. What is your letter
  2. What kind of crops grow
  3. Difference between genetic drug & Branded drug
  4. What is more effective
  5. What are Patents
  6. What is the role and functions of Bank
  7. What is customer Acquisition and customer retention
  8. What is money laundering
  9. What kind of steps bankers take to promote economy
  10. When is Army day, National voter’s day observed
  11. Who is J.C. Bose
  12. Name some important pharma companies.
  13. Who is the CEO of sun pharma

Interview Experience – 101

Time: 6 min.

Panel: 4 members

Questions:

  1. Tell about yourself
  2. What is famous in Anantapur
  3. If Prime Minister came to your home town, you got an opportunity to speak to him, so what would you discuss with him.
  4. Tell about swami Vivekananda
  5. Tell about his foreign meeting
  6. Puttaparti society how it is running
  7. What is ECGC, Repo Rate, CRR

Interview Experience – 102

Time: 10 min.

Panel: 4 members

Questions:

  1. If a customer of village comes a bank, then how will you help him in his transactions.
  2. Tell about P.M. Jandhan Yojana
  3. What is benefit for a bank by opening account with zero balance under P.M. Jandhan Yojana
  4. If no power then telephone signals how it will work
  5. You are passed out in 2012, what are you doing since then
  6. Why bank after B.Tech
  7. Tell about your father, Mother, Siblings

Interview Experience – 103

Time: 20 min.

Panel: 5 members

Questions:

  1. Tell about yourself
  2. Why bank after B.Tech
  3. If a person wants to open an account, who is salaries person, which account you will suggest
  4. In which bank Indian people maintaining their black money in Switzerland
  5. Elaborate the 1st budget of NDA government
  6. Which facility banks offer for business people
  7. What is the difference between economic growth and economic development
  8. What is the difference between Pay banks and small banks.
  9. Where ‘G-20’ summit recently held
  10. What is the difference between bank and NBFC (Non Banking Financial Company)
  11. If NBFC wants to open bank in private sector, what is authorised capital
  12. Recently R.B.I given licenses to Private sector, What are they
  13. What are the functions of R.B.I
  14. What is RBI currency management department
  15. In which city of Maharashtra currency notes printing is done
  16. Tell about home town (Nanded)
  17. Tell about recent elections held in Maharashtra, which party won the elections
  18. How do you spend your leisure time
  19. What you listen is Radio
  20. What is the abbreviation of ECB
  21. What is the difference between Foreign Institutional Investment [FII] and Foreign Direct Investment [FDI]

Interview Experience – 104

Time: 15 min.

Panel: 5 members

Questions:

  1. Tell about yourself and family
  2. Do you have account in bank
  3. Do you have Debit Card and Credit Card
  4. What is the difference between Debit Card and Credit Card
  5. What are Policy Rates of RBI
  6. Explain Policy Rates of RBI
  7. What is full form of Repo Rate
  8. What are different types of banking
  9. What is mobile banking, online banking, core banking
  10. What is necessary for online banking
  11. What is the difference between one time password, Normal password, Transaction password
  12. Why do you want to join bank
  13. What was your role is ICICI
  14. What is marketing in Banks
  15. Which field you like other than bank
  16. How did you organise an event, what was you role, in which department
  17. How did you raise funds for the events

Interview Experience – 105

Time: 10 min.

Panel: 4 members

Questions:

  1. Why banking
  2. You are 2008 passed out, since then what are you doing
  3. How your core field useful for banking
  4. What are alternate banking channels
  5. How will you market banking financial products
  6. How will you promote your bank products as a manager when all banks are offering same rate of interest
  7. Are you ready to relocate
  8. How will you manage your family & child
  9. What is your husband

Interview Experience – 106

Time: 10 min.

Panel: 4 members

Questions:

  1. Tell about Neeti Ayog
  2. What is E.V.M [Electronic Voting Machine]
  3. What is your father and mother
  4. What is mixed economy
  5. If you are placed as a branch manager, how will you develop the branch
  6. What are the documents required to start a bank account
  7. What are the documents required to start a bank account for business person

Interview Experience – 107

Time: 15 min.

Panel: 5 members

Questions:

  1. Tell about yourself
  2. Tell about P.M. Jandhan Yojana
  3. How many ATM transactions limit per month
  4. Who controls ATM
  5. What are the types of ATM’s
  6. What is your father, Mother
  7. How many acres of land you have for cultivation
  8. What crop you cultivate
  9. Do you took loan on your land, how much part of loan government given loan waive
  10. Why bank after B.Tech
  11. What are your strengths
  12. What are your hobbies

Interview Experience – 108

Time: 10 min.

Panel: 5 members

Questions:

  1. Tell about your family
  2. Tell about your education
  3. Tell about your hobbies
  4. Tell about your strengths
  5. Who is Mithali Raj
  6. What was the award won by Mittali Raj
  7. What is banking
  8. What are the types of deposits
  9. Which type of deposit beneficial to bank [fixed or CASA]
  10. Who is the president of India
  11. What is the difference between manufacturing & production

Interview Experience – 109

Time: 8 min.

Panel: 5 members Questions:

Questions:

  1. Tell about yourself
  2. What is Bank Rate, SLR, CRR, Policy rates
  3. Tell about your native place
  4. What are short term money marketing instruments
  5. What is inflation, deflation & its effect on economy
  6. Why bank after B.tech

Interview Experience – 110

Time: 8 min.

Panel: 5 members

Questions:

  1. What is common between you & me
  2. What is banking
  3. What are ‘KYC’ norms
  4. What is differenciate finance
  5. You are 2012 passed out, what you are doing since then
  6. What is your father
  7. Why your home place famous for
  8. Is there a chance to India to win 2015 cricket world cup
  9. In Indian cricket team who is all rounder
  10. What is N.C.C in cricket terminology
  11. Who is Knight wood Award Recepient
  12. In Indian cricket team whom we call as ‘SIR’

Interview Experience – 111

Time: 10 min.

Panel: 5 members

Questions:

  1. Why T.C’s is in news recently
  2. Which account business people open & why
  3. What are the types of loans
  4. What are the types of pollution
  5. What are the methods to prevent chemical pollution
  6. Who are noble prize winners in peace recently, they belongs to which country
  7. Tell about Pradhan Mantri Jandhan Yojana
  8. What are the steps to be follow to open a bank account
  9. Why ‘KYC’ norms need to be follow to open an account
  10. Name the highest positions in ‘NAVY & AIR FORCE’

Interview Experience – 112

Time: 5 min.

Panel: 4 members

Questions:

  1. Why bank, you have job in ‘WIPRO’
  2. What do you know about bank
  3. What is CRR, SLR
  4. How does bank earn money apart from the loans

Interview Experience – 113

Time: 10 min.

Panel: 6 members

Questions:

  1. How you are in Hyderabad, where as you are from U.P
  2. What is your father
  3. What is the difference between public sector bank & private bank
  4. Is R.B.I regulates private banks
  5. What is Repo Rate, Reverse Repo Rate
  6. Tell about your college, why it is famous
  7. Why do you want to join bank, why not teaching
  8. What are direct instruments to control monetary policy
  9. What is CRR, SLR
  10. What is Balance Sheet & Record Balance Sheet

Interview Experience – 114

Time: 15 min.

Panel: 4 members

Questions:

  1. Why don’t banks run at no profit, no loss
  2. Give suggestions to reduce N.P.A
  3. What is a bank
  4. What factors do you look into before sanctioning a loan
  5. Tell about yourself
  6. When your core field has a good scope then why banking
  7. Recently IIT’s & NIT’s collaborated to frame a Road map to educate rural children, what is its name
  8. What is career advancement, do you think it is necessary & why do you think it is necessary
  9. What is your father
  10. What subject your mother teaches
  11. Is your sister married
  12. Can you tell, different payment options avalible in banking

Interview Experience – 115

Time: 10 min.

Panel: 5 members

Questions:

  1. Tell about HUD-HUD cyclone
  2. What do you mean by HUD-HUD
  3. What do you mean by credit card & Debit card
  4. Tell about the accounts in a bank (Types)
  5. What do you call those accounts
  6. Why do you want to get into banking
  7. What is your father
  8. Why don’t you join in your father’s company
  9. Did you attend any examination in your core sector
  10. What do you mean by ‘DMAT’ account, what is the full form of ‘DMAT’ account
  11. If you really interested in banking then tell one act about banking
  12. Name the recipients of Bharat Ratna, Padmasree, Padmabhusan, Padmavibhusan recently
  13. What is the order of Awards

Interview Experience – 116

Time: 15 min.

Panel: 5 members

Questions:

  1. Why do you want to join bank after 5years of experience
  2. Are you interested to relocate
  3. What is the speciality of your home town ‘VANGARA’
  4. What is P.V. Narasimha Rao’s speciality
  5. Who was the finance minister when he was Prime Minister
  6. What is the theme of Republic day this year
  7. What are ‘KYC’ norms
  8. What is your husband
  9. What is your father

Interview Experience – 117

Time: 10 min.

Panel: 6 members

Questions:

  1. Tell about your company & location
  2. Why do you want to join bank
  3. What is priority sector & what is its role
  4. What is casting
  5. What do you do before casting
  6. Tell about RBI
  7. Name the two financial institutions which got licence recently for R.B.I
  8. What is your role in company
  9. How is the development in the company

Interview Experience – 118

Time: 10 min.

Panel: 4 members

Questions:

  1. What is your father, where is he working
  2. Why bank after B.tech
  3. What are N.P.A’s
  4. What is the effect of N.P.A’s
  5. What are white labelled ATM’s
  6. Name the banks with Hyderabad head quarters
  7. Name the banks with woman chairperson
  8. Who is chief election commissioner

Interview Experience – 119

Time: 10 min.

Panel: 4 members

Questions:

  1. What is planning
  2. What is budgeting
  3. Explain BORE’s atomic theory
  4. Explain E=mc2
  5. What is NRI account and whom we call as NRI
  6. What is bank
  7. What is private bank
  8. What is government bank
  9. Why do you want to join bank after engineering
  10. What are your strengths

Interview Experience – 120

Time: 15 min.

Panel: 5 members

Questions:

  1. You are 2005 passed out what are you doing since theb \
  2. What is your husband
  3. Being as engineering field why bank
  4. How will you manage bank job with your kids
  5. Whom we complaint when we have a problem in bank
  6. What is micro finance institutions
  7. What is Demand Draft
  8. Name some micro finance institutions
  9. What is self help groups
  10. What is financial inclusion
  11. What is Pradhan Mantri Jandhan Yojana & what are its facilities
  12. Do you have an idea about the target they have reached
  13. Is your husband helpful to you
  14. Do you have laptop
  15. Have you taken coaching
  16. How your friends call you
  17. Do you know about swach Bharat Abhiyan
  18. What is the speciality of 2019

Interview Experience – 121

Time: 15 min.

Panel: 5 members.

Questions:

  1. Tell about your family
  2. What is your father
  3. Do you have any work experience
  4. What is RTGS & NEFT
  5. What is the Difference between RTGS & NEFT
  6. What E-Commerce
  7. What is Monetary Policy
  8. What are KYC Norms
  9. What is plastic money
  10. What is your role in N.S.S (National Service Scheme)
  11. What is the reason behind introducing N.S.S

Interview Experience – 122

Time: 10 min.

Panel: 4 members

Questions:

  1. Tell about yourself
  2. Why bank after pharmacy, when you have good scope your field
  3. What is tender money & plastic money
  4. What is self help groups
  5. Who is the winner of united Nations Award for self help group belongs to kurnool
  6. Which would you choose between pharmacy & Bank
  7. From which bird do extract oil for treatment of Arthritis
  8. Being a pharmacy student you can run a pharma stores, you can be the boss, inspite of that why bank

Interview Experience – 123

Time: 9 min.

Panel: 4 members

Questions:

  1. Tell about yourself
  2. Why bank
  3. Do you know about the programme conducted by Padmashali’s in districts to promote their culture & relations
  4. Tell about P.M. Jandhan Yojana
  5. Tell about Beli Bachao & Beti Padao
  6. Tell about Classical languages
  7. What is e-commerce & examples
  8. What is your father
  9. What are the ingredients to make dosa

Interview Experience – 124

Time: 10 min.

Panel: 4 members

Questions:

  1. Why bank after B.Tech
  2. What you found attractive in Banking
  3. You are 2012 passed out since then what you are doing
  4. What are your hobbies
  5. Which news paper you read daily
  6. What you prepared for interview
  7. What to you prepared about banking related terms
  8. Tell about the article recently published in Eenadu paper on economy
  9. Tell about NACHIKET MOR committee & P.J. Naik committee
  10. Tell about P.M. Jandhan Yojana
  11. Are you positive (or) negative
  12. Are you like your mother
  13. Are you like your father
  14. Give reasons for positiveness
  15. What are the qualities required to become a leader

Interview Experience – 125

Time: 11 min.

Panel: 5 members

Questions:

  1. What are RRB’s, examples of RRB
  2. Who controls RRB’s
  3. What is infra structure
  4. What is your view on India Vs china
  5. What are microfinance companies
  6. Tell about ‘BRICS’
  7. Which country joined ‘BRICS’ recently
  8. Tell about N.B.F.C with examples
  9. Why change in the field from electronics to bank
  10. What is the share capital of RRB
  11. Which own’s how much share

Interview Experience – 126

Time: 10 min.

Panel: 4 members

Questions:

  1. Tell about yourself
  2. Why bank after engineering
  3. Did you complete any course in banking
  4. What are the services of bank other than loans and deposits
  5. What is NBFC, examples
  6. What you will do if you become a manager to a bank
  7. What is your ambition
  8. Tell about P.M.Jandhan Yojana
  9. What is the percentage of A.P & Telangana in Jandhan Yojana success.
  10. What news paper you read regularly
  11. What are today’s headlines