Interview & GD Experiences of T.I.M.E. Students - SBI PO 2016

Interview Experience 1:

G.D Topic : "Every News is Breaking News for our Dramatic Media"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Discussion to get Consensus :

Along with the topic, they also gave 9 options. One had to give his / her preference in the first five minutes and then the group was expected to come to a consensus on the preferences (all preference of the entire group should be same) in the next 35 minutes.

By the end, on how many options did group arrive at a consensus was important (arriving at a consensus on each option wasn't necessary).

Second Topic: "Environment Safe Guard"

Options in order of preference:

  • Reforestation

  • Organic framing

  • Stop dumping harmful waste into rivers

  • Ban plastic

  • Reducing vehicle pollution

Interview :

Time : 8 minutes

Panel : 4 members

  1. In which year did you complete your graduation?

  2. What have you been doing since then?

  3. What exactly is bank preparation (we never prepared for banking exam and I joined as a PO in 1978 directly)?

  4. Why did you opt for a career in banking afterbecoming an Engineer? .

  5. Is it possible to have a bank branch in every village?

  6. What is LAN gaming (my hobby)?

  7. What did you gain from it?

  8. Is the game of thrones an LAN game?

  9. What are the advantages of Mechanical Engineering?

  10. What is conservation of energy?

  11. Which district does your town fall in (recently new districts have been announced in Telangana)?

  12. Which district does Kothur town come under (which is near my town)?




Interview Experience 2:

G.D Topic : "Is India Ready For Smart Cities"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic : "Qualities of a Successful Bank Manager"

  • 5 min time was allotted to arrive at a priority order.

Interview :

Time : 8 minutes

Panel : 4 members

  1. Tell us somehting about your eEducational background.

  2. How can your education be of help in Banking?

  3. Tell us about native place Warangal,

  4. Tell us something about the Kakatiya Kingdom and Rudrama Devi.

  5. What is your opinion about the famous Hyderabadi fish medicine for Asthma?




Interview Experience 3:

G.D Topic : "In an age of "Breaking News",are TV channels sensationalising every issue for TRP?"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic: " To save the environment, which activities should be undertaken in the given order?"

Options in order of preference:

  • Reforestation

  • Organic farming

  • Reduce Plastic Usage

  • Stop exerting wastage from industries into rivers

Interview :

Time : 18 minutes

Panel : 4 members

  1. Why did you choose banking?

  2. Do you read news papers?

  3. Since when have IITans stopped reading newpapers?

  4. What is the latest news you read?

  5. Who are the US presidency candidates?

  6. What parties are they from?

  7. Recently, the US state secretary visited India, What do you think about our relations with the US?

  8. Have you ever participated in the SAARANG (cultural festival of college)?

  9. What did you do?

  10. Who is the current RBI governor?

  11. Have you ever visited your college SBI branch?

  12. How were the services ofered there?

  13. Your CGPA is 5.54 and percentage of marks is 50.4% Can you explain how?

  14. Tell us about your parents.

  15. Which subject did your father teach?

  16. Your father teaches Social Studies but you are not interested in it. Why is it so?

  17. What is the hierarchy of the number series?

  18. What is irrational number. Give examples.

  19. What is friction?

  20. What is inertia?

  21. What is KYC?

  22. What are the valid documents for KYC?

  23. Who is an Ombudsman?




Interview Experience 4:

G.D Topic : "Is population growth a boon or a bane."

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic: "Qualities as a commander you would look for while selecting your subordinate."

Interview :

Time : 15 minutes

Panel : 5 members

  1. Tell about your educational background and your Project in B.Tech.

  2. Who is the Missile Man of India?

  3. Where is the missile launching station located in Odisha?

  4. Tell us about Mr. Abdul Kalam for two minutes.

  5. Tell us about your project in Cognizant.

  6. Why you are switching from the IT sector to Banking?

  7. What is inflation?

  8. Do you read a newsPaper? Then narrate an interesting article that you have recently read.

  9. What is black money?

  10. How is illegal money converted to legal money?

  11. What precautions are in place to reduce black money?

  12. What are the steps to be taken at the bank level?

  13. What documents are needed to open a bank account?

  14. What is the minimum age for allowing children to work?

  15. Which article defines the right to education?




Interview Experience 5:

G.D Topic : "Are technological advancements like Facebook, Twitter etc. hampering future generations?"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Interview :

Time : 10 minutes

Panel : 4 members

  1. Tell us something about yourself.

  2. What are debuntures?

  3. What is the difference between debuntures and shares?

  4. By what means can we decide before purchasing shares in an organisation?

  5. What are the examples of credit rating agencies?

  6. Name some such US based agencies?

  7. What is OTP?

  8. Can someone else hack an OTP?




Interview Experience 6:

G.D Topic : "Is Population growth a boon or a bane?"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 15 minutes

Second Topic:

"Which qualities should a second Commandant have to lead the group in the absence of a leader?"

Options in order of preference:

1. Adherence to guideline

2. Resourcefulness

3. 'Yes' manship

4. Unselfishness

5. Obedience to rules

6. More effective than a leader

Interview :

Time : 10 minutes

Panel : 5 members

  1. You mentioned that your father is a BSNL employee. Tell us what you know about BSNL.

  2. What are the reasons for the losses being faced by the BSNL?

  3. Name the coastal states in India and tell me which state has the longest coastline?

  4. What is the number of SBI branches in India and what is SBI's turnover this year?

  5. Why are bank branches opened in other countries?

  6. What is the southern most point of India?

  7. What did you so after completing your graduation?

  8. What are the characteristics of coastal states?

  9. What is your opinion on retirement age; should it be 58 or 60?




Interview Experience 7:

G.D Topic : "Does the linking of rivers cause ecological disaster?"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 15 minutes

Second Topic: "Which quality will be the priority would you see in your spouse?"

Options in order of preference:

1. Economic Status

2. Good looks

3. Education

4. Family background

5. Profession

6. Pleasing personality

Interview :

Time : 12 minutes

Panel : 5 members

  1. Tell me which of your qualities make you the best employee.

  2. How does your educational background help a bank?

  3. What do you like in the present system of banking?

  4. You mentioned your birthplace as Uppada. What is it famous for?

  5. Tell us about the stock market.

  6. About JIO and other networks: Is it good to offer such low prices when they affect other network providers?

  7. Do you read a newspaper daily?

  8. Tell us what is disinvestment and in which organisation dod the GOI divest?




Interview Experience 8:

G.D Topic : "Are Indian family values degrading because of the influence of western culture?"

No. of candidates in GD : 11 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic: "Traits required for empathy (Prioritization of the traits given)"

Options in order of preference:

  1. Accurate self assesment

  2. Good rapport

  3. Listening to others

  4. Understanding others

  5. Service Orientation

  6. Developing others

  7. Inflluencing others

Interview :

Time : 15 minutes

Panel : 4 members

  1. Why did you choose the banking sector?

  2. Why do you want job security?

  3. What is the domestic savings percentage in India?

  4. Which country has the highest domestic savings in the world?

  5. Why do the CEOs of private banks get higher salaries while a PSB chairman gets paid in peanuts?

  6. What are your hobbies?

  7. What is a photon?

  8. What is a transistor?

  9. Explain a BJT transistor.

  10. What is a positron?

  11. Where is an electron placed in an atom?

  12. Where is a positron present?

  13. I know that your college has a good reputation and excellent placement record. Then why did you not get selected by a good company?




Interview Experience 9:

G.D Topic : "Are Indian family values degrading because of the influence of western culture?"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic: "What are the soft skills required for a Banking officer?"

Options in order of preference:

  1. Leadership Skills

  2. Networking Skills

  3. Communication Skills

  4. Self-management

  5. Customer handling

  6. Team Work

  7. Marketing Skills

  8. Emotional Skills

Interview :

Time : 15 minutes

Panel : 4 members

  1. Why did you opt for banking as a career?

  2. What is Universal banking?

  3. What is Narrow banking?

  4. What do you mean by public administration?

  5. What is the difference between Constitutional law and normal law?

  6. Which states have a ban on alcohol?

  7. Does Maharashtra have a ban on alcohol?

  8. Which state has banned Inception?

  9. Where did you work previously?

  10. Why did you come to Hyderabad?

  11. Will you work in any area of banking? How do we trust you?

  12. Why did you quit your previous job?

  13. When did you start preparing for bank exams?

  14. To what extent did you succeed in your previous attempts?

  15. Which branch of engineering are you from?

  16. What is NAND gate? Tell us its truth table.

  17. What is the difference between a programmer, an analyst and a system analyst?

  18. Tell me a programme with which you can calculate I = PNR/100

  19. Do you play cricket?

  20. Did you watch IPL matches? What teams have been banned from the IPL?

  21. What are the names of new teams?




Interview Experience 10:

G.D Topic : "NGOs work for society or for self-interest"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic: " Qualities of a leader"

Interview :

Time : 18 minutes

Panel : 5 members

  1. Being from a technical background, why are you looking at a career in banking?

  2. How can the Aadhar card be used to curb money laundering?

  3. Is India a rich or a poor country?

  4. What are the main reasons for poverty in India and how can we eradicate them?

  5. What is a capitalist, a socialist and a communist economy. What kind of an economy is India?

  6. What can be done for transgenders to ensure that they are recognized as a part of society?

  7. Who is the founder of Jainism?

  8. Should India have democracy?




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Interview Experience 11:

G.D Topic : "Educational institutions are turnign into teaching shops"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Interview :

Time : 14 minutes

Panel : 5 members

  1. Tell us somthing about yourself.

  2. What is the historical importance of your city?

  3. Why have you choosen the banking sector as a career option?

  4. What are our neighboring countries?

  5. Which of our neighbouring countries are friendly? Why?

  6. Which of our neighbouring countries are our enemies? Why?

  7. Which sector plays a major role in India - manufacturing or service sector?

  8. What are the measures to be taken to control traffic in your city?

  9. Should the existing reservation system be continued even after 10 years?

  10. What do you know about the national pension scheme? Is it applicable to SBI employees?

  11. What have you done all these years after your graduation?

  12. Do you think still females are inferior to males? Why?

  13. What are the government schemes for the girl child?




Interview Experience 12:

G.D Topic : "In the era of Internet, is the literacy rate coming down?"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic: "Factors which were responsible for India's poor performance in the recently concluded Rio Olympics"

Options in order of preference:

  1. Poor infrastructure

  2. Lack of encouragement from parents

  3. More focus on cricket

  4. Lack of a specialized diet

  5. Lack of funding from the government etc.

Interview :

Time : 15 minutes

Panel : 5 members

  1. Which time of the day is the "Todi Raga" played ( my hobby is playing the Tabla)?

  2. Who is Charles Correa?

  3. What is your hometown famous for?

  4. What is the genetically modified version of cotton called?

  5. You have done B.Tech in Computer Science. Why do you want to join a bank?

  6. What are the main schemes launched by the NDA government?

  7. Tell us something about the Digital India programme.

  8. What is the difference between a Private sector bank and a Public sector bank?

  9. What is the government's percentage share in the SBI?

  10. What are Non-Performing Assets?

  11. What is the total amount of NPA of all public sector banks?

  12. Who is the Chief Justice of India?

  13. Name the public undertaking which was facing losses for for some time but has now recovered and has started generating profits?

  14. From where did you get this information?

  15. Which newspaper do you read?

  16. What is the latest news that you have read?

  17. What is G-20?

  18. What is the venue of next the G-20 summit?

  19. What is the full form of PMG?

  20. What is the difference between RTGS and IMPS?




Interview Experience 13:

G.D Topic : "Technology kills imagination."

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes


Interview :

Time : 15 minutes

Panel : 4 members

  1. Where are you from?

  2. When did you complete your graduation?

  3. Why did you choose banking as your career option?

  4. What does your father do?

  5. How many siblings do you have?

  6. What is the difference between a housewife and a homemaker?

  7. What types of songs do you listen to?

  8. Name two favourite authors and tell us what you like in them.

  9. Why don't you write your last name?

  10. What is monetary policy?

  11. Enumerate the Role of the SBI.

  12. What is the difference between a credit card and a debit card?

  13. How amny union territories are there and what is the difference between union territories and states?

  14. What is happening in Delhi currently?

  15. What is financial inclusion?

  16. What is Man ki Baat?

  17. Will you be comfortable in working outside Maharashtra?




Interview Experience 14:

G.D Topic : "Is the River linking project causing harm to the ecology. How?"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic: "What do you want in your spouse?" (8 options were given)

Interview :

Time : 10 minutes

Panel : 4 members

  1. Tell about the 1991 reforms?

  2. You graduated in 2015. What have you been doing since then?

  3. Tell us somehting about the SAARC countries.

  4. What steps has the government taken to improve the economy?

  5. How will you use your knowledge from graduation in banking?

  6. Is your college autonomous or is it under under the ambit of University of Pune?

  7. Tell us about the Masala bonds.

  8. Tell us about the various Railway zones in India.




Interview Experience 15:

G.D Topic : "Election is a money market or a democracy "

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic: "Fossil Fuels."

Interview :

Time : 10 minutes

Panel : 4 members

  1. Tell about yourself

  2. Tell about your home town

  3. Do you know about the UNSC?

  4. Tell us something about agriculture in India?

  5. What is Kinetic energy?

  6. What is Potential energy

  7. Tell us about your extra curricular activities.




Interview Experience 16:

G.D Topic : "The love for money is the source of all evils."

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic: "Skills required for collaboration"

Options in order of preference:

  1. Goal Orientation

  2. Presentation

  3. Listening Skills

  4. Creativity

  5. Intelligence

  6. Empathy

Interview :

Time : 15 minutes

Panel : 4 members

  1. Who is the nightingale of India?

  2. Tell us about sovereign gold bonds, their rates and amount.

  3. What is India's export?

  4. What does India export?

  5. Tname the top 10 companies it exports to.

  6. The exports of wich nations are the highest?

  7. What is FDI?

  8. What is a public sector?

  9. Name the banks that have not been nationalized so far.

  10. What is the number of Public Sector Banks

  11. In what capacity did you work in your previous company?




Interview Experience 17:

G.D Topic : "Population is a boon or a bane."

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic: "Qualities essential in a deputy commander"

Interview :

Time : 8 minutes

Panel : 4 members

  1. Introduce yourself

  2. Why you want to join bank

  3. What are today's head lines

  4. Tell about your college

  5. Tell us something about earthquakes.

  6. Where does bamboo grow?




Interview Experience 18:

G.D Topic : "In the era of the Internet, are literacy rates going up or falling down?"

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Second Topic:

"Factors which were responsible for India's poor performance in the recently concluded Rio Olympics"

Options in order of preference:

  1. Poor infrastructure

  2. Lack of encouragement from parents

  3. More focus on cricket

  4. Lack of a specialized diet

  5. Lack of funding from the government etc.

Interview :

Time : 10 minutes

Panel : 4 members

  1. Tell us about your qualification.

  2. What is Niti Aayog? Tell us the difference between te Niti Aayog and the Planning Commission.

  3. Enumerate the difference between GDP and GNP.

  4. What is the present rate of GDP?

  5. Tell us something about your family.

  6. Tell us about the satellite recently launched by the ISRO.

  7. Name the Indian who won a gold medal in the recent Olympics.

  8. Tell us something about banking modules.




Interview Experience 19:

G.D Topic : "Children reality shows on media destroy the childhood in children."

No. of candidates in GD : 10 members

Preparation Time : 5 minutes

Discussion time per student : 2 minutes ( approx.)

Open house discussion Time : 20 minutes

Interview :

Time : 10 minutes

Panel : 4 members

  1. Tell us something about yourself

  2. What is your father

  3. Who is the Central Railway minister

  4. Tell us what you know about the Railway Budget.

  5. Tell us something about Odisha.

  6. Who is the governor of Odisha

  7. Tell us what you know about the Postal Department.