Interview Experience – 1
Duration : 10 min
Panel : 1 Female member and 3 Male members
Questions :
-
You completed graduation completed in 2013. Since then, what have you been doing?
-
What is the difference between a Cheque and a DD?
-
If you lend Rs. 20, 000 to one of your friends and he wants to repay you in the form of a DD / a Cheque, which will you prefer and why?
-
What is SARFAESI ACT? Explain about it and expand the abbrevation.
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Are there any other ACTs similar to the SARFAESI ACT?
-
Name the women CEOs of banks.
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What are CRR and SLR?
-
Define a company.
-
Is HDFC a company or not?
Interview Experience – 2
Duration : 12 min
Panel : 1 Female member and 3 Male members
Questions :
-
Youare a student of NIT (Patna) and that too from a reputed college. Why do you then want to join a bank?
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Why are you not appearing for GATE / MS?
-
What is a Negotiable instrument? Explain with examples.
-
How do NRIs open bank accounts? What are they called?
-
What are inflation and deflation?
-
What are the measures to control inflation and deflation?
-
At present, how many currencies are available in the market for trading?
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If you are posted as a Manager in a rural area, what changes will you effect i the bank?
-
Name the women IAS from Telangana who recently working in the Uttar Pradesh cadre.
Interview Experience – 3
Duration :15 min
Panel :1 Female member and 4 Male members
Questions :
-
Where are you from?
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What are your strengths and weakness?
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What are the four Vedas?
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What are the Upanishads?
-
Where are you working?
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What are KYC norms?
-
Why do we have KYC?
-
What is a counterfeit note?
-
What is the procedure to be undertaken in case you find a fake note?
-
What is the latest circular on counterfeit currency notes?
-
What is the Pradhan Mantri Jan Dhan Yojana?
-
What is the benefit to the customer in PMJDY and what benefit results for the bank?
-
Will you pay the cheque written as Pay X or bearer across the counter if Y comes to encash it?
-
You have a good voice quality; is it natural or acquired?
Interview Experience – 4
Duration :20 min
Panel :1 Female member and 4 Male members
Questions :
-
We've come across the first Mba candidate since moring (One of the panelists remarked); There were two girls who were MBAs (commented another panel member).
-
It seems like we have a package here!
-
What is your Ph.D subject?
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Why do people spend around 10 -15 lakhs on MBA? Marwadis don't have an MBA degree but they have excellent business skills!
-
How will you utilize your experience in a bank?
-
Mr. Rohit sell us a Savings bank account of your XYZ bank.
-
What do you mean by Quality Service? I came to your bank yesterday, my father is hospitalised in ABC hospital and I was in hurry; I asked for help in your bank, but nobody attended to my query. The guard was so rude, that I felt like punching him! I think you are lying before us about your quality service.
-
Don't you feel that leaving your job was a wrong decision, and that you can earn better in the role of a faculty member?
-
Who helped you in past 6-7 months?
-
Tell us about your family.
-
Tell us about your father.
-
Why didn't you try in Private banks? Haven't you ever tried getting a job there earlier?
-
Mr. Rohit, the concluding question now: Where do you see yourself after 20 years?
Interview Experience – 5
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Tell us about your family.
-
What is customer satisfaction?
-
How can you satisfy a customer?
-
What is gold monetization?
-
What is the difference between gold monetization and monetization?
-
As a blind person, in which area can you be suitable for a PO job?
-
Are your communication skills strong or weak?
-
If Mr. Narendra Modi comes before you, how will you communicate with him?
-
Tell us about the software used by the blind for operating computers.
Interview Experience – 6
Duration :10 min
Panel : 1 Female member and 4 Male members
Questions :
-
Please introduce yourself to us.
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Which is your name? Which is your surname?
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What was the nature of the job you were previously doing?
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Why should we select you to our bank? What added value can you provide to the bank as an employee?
-
Is this your first bank interview?
-
Tell me about the various ways in which an Indian can start a business (grocery store).
-
Can banks stop giving loans to customers? if yes, under what circumstances can this happen?
-
How do banks get liquidity to disburse loans?
-
Can the payment of a demand draft be stopped?
-
Who can issue such an order?
-
Can cheques be stopped from payments? How?
-
What is Brick and Mortar banking?
-
What are the various banking services available?
-
What are the various banking products offered?
Interview Experience – 7
Duration :15 min
Panel :1 Female member and 4 Male members
Questions :
-
Please introduce yourself to us.
-
Define SLR and CRR.
-
What are the qualities of a banker?
-
Tell us something related to the establishment of the RBI.
-
What had happened in 1949?
-
What is the Banking Revolution Act? What happened after it was enacted?
-
Tell us what you know about the nationalizations of banks.
-
What is an NPA?
-
How can NPAs be minimised?
-
What is an RTGS and an NEFT? Differentiate between them.
-
Why do you want to join the banking industry?
-
Do you have any idea about the privatization of the banking sector?
-
Tell us about Financial statement
-
Tell about Financial Inclusion and Financial literacy.
-
Tell us something about your family.
-
Tell us about your work experience
Interview Experience – 8
Duration :15 min
Panel :1 Female member and 4 Male members
Questions :
-
What is your name?
-
Where do you stay?
-
Tell us about the companies in which you have worked.
-
Tell us something about your job profile.
-
Why did you leave your job?
-
Novartis is a fine company. Do you plan to join it again in future?
-
What are Mutual Funds?
-
What is Budgeting?
-
What is Marginal Cost?
-
What are direct and indirect costs?
-
Being a cost accountant, how will you influence your company's management to produce high margin products rather than produce in bulk with low margins?
-
What is Corporate Social Responsiveness?
-
What is the controversy regarding Subhash Chandra Bose?
-
What is GDP?
-
What was the GDP last year and what is this year's target?
-
What is a Fund Flow Statement?
Interview Experience – 9
Duration :16 min
Panel :1 Female member and 3 Male members
Questions :
-
You have a background of Electronics and Communication Engineering, Tell us what you have learned in your college.
-
What is micro and macro economics?
-
Since you are from an engineering background and now Metro trains are about to start in the city, why don't you apply for a job there? Why have you chosen banking as a career option?
-
What are your strenghts?
-
Can you expand ECGC.
-
I see that you have opted for EXIM and ECGC Banks in the priority list. Why is it so? How are they diffferent from each other?
-
What is EXIM bank, and what does the ECGC do?
-
Can you tell us something about BRICS.
-
Who is the present RBI Governor?
-
What does the RBI do?
-
Why did you opt for the EXIM Bank?
-
What is Current Account Deficit?
-
You seem to be interested in Exports. Can you give us terms that are used before and after shipping?
Interview Experience – 10
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
-
Name the leading ladies in the banking sector.
-
When were banks nationalised?
-
What do you know about a bank?
-
Tell about the EXIM bank.
-
Tell about the NABARD.
-
Tell us about the various rates in the banking sector, particularly the Repo Rate and the Reverse Repo Rate.
Interview Experience – 11
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
-
What is communication?
-
How can one develop good communication skills?
-
What is needed for a conversation?
-
When does conversation become good?
-
How do banks function?
-
Who regulates banks, other than the RBI?
Interview Experience – 12
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Tell us about your father's job.
-
What are your hobbies?
-
Which is your native place?
-
What is biochemistry?
-
What is cholestrol?
-
How can biochemistry be useful for industrial purposes?
-
Name four citrus fruits.
-
What have you been doing since 2012?
-
Which subjects do you teach during home tuitions?
-
Name some famous Mathematicians.
-
Tell us about your native place Rajamahedravarm.
-
Tell us what you know about the Dowleswaram Bridge.
-
What are the sub rivers of River Godavari?
-
Name some persons famous for science labs.
Interview Experience – 13
Duration :15 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell us about your family.
-
How will you manage a bank job with two kids?
-
If you are transferred, then what will you do?
-
Why did you leave previous job?
-
Tell us about your your previous job.
-
What are your experiences in your previous job?
-
Tell us what you know about GDP, NDP.
-
What is fiscal policy?
-
What is fiscal deficit?
-
What is monetary policy? Who makes the Monetary policy?
Interview Experience – 14
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell about yourself
-
Why do you want to join bank
-
What is KYC?
-
What is a 'no frills' accounts?
-
What is Financial Inclusion?
-
What is the minimum balance in the Pradhan Mantri Jan Dhan Yojana?
Interview Experience – 15
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
-
Please introduce yourself to us.
-
Tell us something about your father and family.
-
Why do you want to join a bank?
-
What are your hobbies?
-
What are your strenghts?
-
Tell us about the quota for women in the Parliament.
-
Are you wiiling to relocate ?
Interview Experience – 16
Duration :12 min
Panel :1 Female member and 3 Male members
Questions :
-
Introduce yourself
-
Why do you want to join a bank?
-
What are your hobbies?
-
What can you cook? Which is your favourite dish?
-
What is RTI?
-
Tell us what you know about the EXIM bank.
-
What is DCR?
Interview Experience – 17
Duration :12 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell about your family
-
Tell about your home town
-
Why do you want to join a bank after completing Engineering?
-
Are you willing to work in Jammu and Kashmir?
-
Why you did not apply for the SBI - J&K notification?
-
Which social welfare programmes of the Telangana state are related to villages?
-
What is priority sector lending?
Interview Experience – 18
Duration :15 min
Panel :1 Female member and 4 Male members
Questions :
-
To which place do you belong?
-
What are your educational qualifications?
-
Why did you leave the field of Chemistry?
-
From where did you pursue MBA? What were your optional subjects?
-
What is the role of a Marketing Manager?
-
How will you contribute to the bank as an MBA graduate?
-
What was your project in MBA?
-
Since when have you been staying in Hyderabad?
-
What are the differences between Public Sector Banks and Private Banks?
-
' A government of India undertaking ' – What does this phrase mean?
-
What are the products of banks?
-
Who opens a saving account?
-
How will you increase salary account numbers in a bank?
-
If you are posted in rural areas, how will you spread awareness among people regarding banking (especially among women)?
-
Tell us about Self Help groups.
-
What is the role of banks in Self Help groups?
-
What are the new schemes of employment?
-
Why did you leave your job?
Interview Experience – 19
Duration :15 min
Panel :1 Female member and 3 Male members
Questions :
-
What are the functions of the RBI?
-
What is a current account deficit?
-
Tell us what you know about the ECGC.
-
Define Management and Leadership.
-
Define the term Balance Sheet.
-
Tell us something about Current Assets and Liabilities.
-
What are the different types of NRI accounts?
-
Tell us something about BRICS.
-
Which was the first Indian company to be listed on the NASBAQ?
-
What is your father's occupation?
-
What is Asif Nagar in Hyderabad famous for?
Interview Experience – 20
Duration :12 min
Panel :1 Female member and 3 Male members
Questions :
-
Why did you leave previous job?
-
Is networking useful to banking?
-
How will your communication skills be of help to the bank?
-
Tell us something about the Bharatiya Mahila Bank. Who is the head of the bank?
-
When was the RBI established?
-
When were banks nationalised?
-
What is the reason for the nationalisation of banks?
-
What kind of loans do banks offer to customers?
-
Women Empowerment and Power to women; which would you choose and why?
-
What is primary sector lending?
-
Tell us something about the recent meeting held in PARIS.
-
What is carbon emission and how can you reduce it at the domestic level?
Interview Experience – 21
Duration :15 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell us about yourself.
-
What is Net Present Value?
-
What are the Income Tax slabs and what is the highest rate of Income Tax?
-
Is there any Education Cess?
-
Can we claim the invested money in the scheme Sukanya Samrudhi Yojana under Section 80C / 80D of the Income Tax?
-
What is a Limited Liability Partnership?
-
What is Buyer's Credit?
-
Tell us what you know about Process Accounting.
-
Tell us something about the Pradhan Mantri Jan Dhan Yojana.
-
Will you be confortable working for a bank, the reason being you hail from a professional field?
Interview Experience – 22
Duration :10 min
Panel :4 members 1 Female member and 4 Male members
Questions :
-
Why you are interested in joining the banking sector?
-
What are the differences between NEFT and RTGS?
-
Tell us about Self Help groups.
-
Did you get selected for any Campus interview?
-
Name some female CMDs of banks.
-
What is the role of women in banking?
-
What are the functions and guidelines of the RBI?
Interview Experience – 23
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell us about yourself in brief.
-
What do you know about the Andhra Bank?
-
What are the different types of deposits?
-
What is the difference between a Current Account and a Savings Account?
-
Name one female minister in the AP cabinet.
-
Are you willing to work anywhere in the state?
-
Which are the smart cities in AP and what do you know about them generally?
-
Who is the speaker of the AP Assembly?
-
Did you attend coaching classes and if so, whihc institute did you join for this purpose?
Interview Experience – 24
Duration :8 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell us something about yourself.
-
Why did you opt for the banking sector after graduating in Engineering?
-
What are RTGS, NEFT and IMPS?
-
What is NABARD and what are its functions?
-
What are the functions of the RBI and what are its monetary policies?
-
What are Non-Banking Finance Companies (NBFCs)?
-
What is the difference between small banks and payment banks?
-
What is ECGC and what are its functions?
-
If selected, will you be willing to work anywhere in India?
Interview Experience – 25
Duration :12 min
Panel :1 Female member and 3 Male members
Questions :
-
Please introduce yourself to us.
-
Why do you want to join a bank after a degree in engineering?
-
Is this your first bank interview?
-
What is CASA?
-
What is the difference between assets and liabilities?
-
What is an NPA?
-
What are the documents required to open a bank account?
-
What is the use of a PAN card?
-
If you were the manager of a bank, how would you manage it and complete a given task within the stipulated time period?
Interview Experience – 26
Duration :8 min
Panel :1 Female member and 3 Male members
Questions :
-
What is deficit budget?
-
What is the role of a PO in a bank?
-
How can Engineering be useful in banking?
-
What is your father?
-
Tell us something about your work experience.
-
What is your annual package?
-
What are the functions of a bank?
-
What are the functions of the RBI?
Interview Experience – 27
Duration :5 min
Panel :1 Female member and 3 Male members
Questions :
-
What is your father?
-
How many acres of agricultural land do you have for cultivation?
-
Tell us about gold sovereign bonds.
-
Tell us what you know about the KYC norms.
-
What do you know about partnership firms?
-
What are the different types of banks?
-
Tell us about your mother.
-
Are you still working somewhere?
Interview Experience – 28
Duration :5 min
Panel :1 Female member and 3 Male members
Questions :
-
What are you doing currently?
-
What is your role in TCS?
-
Why do you want to join a bank?
-
What is NPA and what is the procedure for its recovery?
-
What is a Current Account Deficit?
-
What is SARFAESI ACT?
-
Explain your project (antenna).
-
What are the functions of the RBI?
Interview Experience – 29
Duration :15 min
Panel :1 Female member and 3 Male members
Questions :
-
What is the turnover of the District Cooperative Bank?
-
What is a ledger, a journal and what do they contain?
-
What are assets and liabilities?
-
What is analog communication?
-
What is Financial Inclusion and what are its advantages?
-
Tell us something about the minimum amount to be paid under the Pradhan Mantri Jan Dhan Yojana, Life insurance and Accidental insurance.
-
What is the use of the Aadhar Card? Is it useful for photo ID and address ID?
-
Tell us about the KYC norms.
-
What is women empowerment? What are the schemes related to banks meant for women?
-
What are the other schemes related to women (other than opening of banks)?
Interview Experience – 30
Duration :9 min
Panel :1 Female member and 3 Male members
Questions :
-
What is the difference between RRBs and Cooperative banks?
-
Which anti-viruses are used in the banking sector?
-
What is meant by Encryption and Decryption?
-
What is the use of a virtual keyboard?
-
What is universal banking?
-
What is inflation?
Interview Experience – 31
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
How you will justify yourself as a Probatiionary Officer of a bank?
-
What is globalisation and what is its impact on the Indian economy?
-
Explain CASA.
-
Expalin the term Balance Sheet. Where is loss shown in the Balance Sheet and when can banks show a loss?
-
What are Basal norms III?
-
What does your father do?
-
Explain Profitability Ratio / Percentag e.
Interview Experience – 32
Duration :12 min
Panel : 1 Female member and 4 Male members
Questions :
-
Tell us about your family background.
-
You are a graduate of the College of Engineering, Pune. Why then do you opt for a career in banking? These two are different domain afterall!
-
Tell us about the crop seasons i.e., Kharif and Rabi.
-
Explain the terma Commercial crop and Cash crops.
-
Expand NABARD. Tell us what you know about capital composition i.e., the shareholding pattern of the Centre and the states.
-
Suppose a customer visits a bank daily for 10 days for loan approval, and the loan application is rejected by bank on the 10th day. How you will handle this obviously irate customer?
Interview Experience – 33
Duration :15 min
Panel :1 Female member and 4 Male members
Questions :
-
Why should we hire you? There are 25 candidates, and we have to recruit only one person of them.
-
Tell us something about your basic profile.
-
Enumerate the functions of RBI.
-
Tell us something about the KYC norms. How do you verify your customer? What is the importance of an ID proof in the KYC procedure?
-
Tell us about the MUDRA bank and the BANDHAN bank. Where is headquarterws of the BANDHAN bank? Is the BANDHAN bank a micro finance institution or a private bank?
-
Name some top female CEOs and MDs of Public sector banks.
-
Why do you want to make a career in banking?
-
Tell us about the start-up trend in India.
-
Explain the meaning of the Mudra Schemes. What are the limits of the Shishu loan, the Yuva loan and the Kishore loan respectively?
-
If higher growth prospects are offered to you in future by the bank, will you stick to the PO level or consider uplifting yourself?
Interview Experience – 34
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Tell us something about your family.
-
What is your role in the District Cooperative Central Bank?
-
What are the the functions of the RBI?
-
How many types of bank accounts are there?
-
What are the types of loans and what are their individual rates of interest?
-
What is your father?
-
Why do we celebrate the Republic day in India?
-
When is International Women's Day celebrated every year?
Interview Experience – 35
Duration :10 min
Panel :1 Female member and 5 Male members
Questions :
-
Where do you hail from?
-
Tell us about your family in brief.
-
You are a 2011 passout. What have you been doing since then?
-
What do you know about banking?
-
How can you be of use to a bank?
-
How is network programming useful to a bank?
-
What is e-banking?
-
If you are posted in a village, which types of loans can you sanction and on what basis?
-
What do you know about hacking?
-
What is the capital of Andhra Pradesh?
Interview Experience – 36
Duration :15 min
Panel :1 Female member and 3 Male members
Questions :
-
Where are you from?
-
What is your qualification?
-
Tell us about your project in M. Tech.
-
What is the difference between Transco and Discom?
-
How can we prevent power thefts?
-
Why are you interested in banking?
-
Who is the present Lok Sabha speaker?
-
Who is the speaker of the Telangan Assembly?
-
What is recession?
-
What is GDP?
Interview Experience – 37
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
-
What are 2G, 3G and 4G? How are they different from one another?
-
What is your father?
-
What is a stale cheque?
-
What is the validity of a Demand draft?
-
What is the meaning of your name and how is it special?
-
Which is your home town and what is it famous for?
Interview Experience – 38
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Please introduce yourself to us in brief.
-
Tell us something about your family.
-
What are RAM and ROM? What is the difference between them?
-
Tell us about the attack on Pathankot.
-
What is the full form of ASCII? How do we code it?
-
What are Republic Day awards?
-
What are the differenct types of Chakras / Padma awards?
-
What is BBC?
-
Who is the Governor of Maharashtra?
Interview Experience – 39
Duration :12 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell u about yourself in short.
-
What is Financial Inclusion?
-
Tell us what you can about the Pradhan Mantri Jan Dhan Yojana.
-
What are the different types of taxes?
-
Why do you want to join a bank?
-
You completed graduation in 2013. What have you been doing since then?
-
Who is the Union Defence Minister?
-
What is your home town and what is it famous for?
Interview Experience – 40
Duration :12 min
Panel :1 Female member and 3 Male members
Questions :
-
Which is the newly formed state in India?
-
How many states are there in India?
-
How many districts are there in Telangana and what are they?
-
Which are the neighbouring states of Telangana?
-
Why are you interested in banking?
-
Why should we select you?
-
What is the role of a PO in a bank?
-
Who is the CM of Telangana?
-
When is the Telangan formation day celebrated?
Interview Experience – 41
Duration :10 min
Panel : 1 Female member and 3 Male members
Questions :
-
Tell us about your family.
-
What are your hobbies?
-
You completed your graduation in 2010. What have you been doing since then?
-
Tell us something about your previous job.
-
What is a chit fund? What was your role in that ompany?
-
What does your father do?
-
What is CASA?
-
What is a Capital Adequecy Ratio?
Interview Experience – 42
Duration :12 min
Panel :1 Female member and 4 Male members
Questions :
-
Why did you take a long time to complete your graduation?
-
How many Union Territories are there in India? Please name them. What does you father do?
-
What do you know about a bank?
-
Apart from money, what else can you deposit in banks?
-
Apart from lending, what other means do banks employ to earn money?
-
What are fiscal and current deposits?
-
What is depriciation and its types?
-
Do banks charge something on Debit cards?
-
What is Financial Inclusion? Was it introduced by Shri Narendra Modi, or by someone else?
-
Have you ever shared your knowledge about financial inclusion with the people around you?
Interview Experience – 43
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell us something about yourself.
-
What are you hobbies?
-
Tell us what you can about your parents.
-
What are the borders of India?
-
Which two countries is India threatened by?
-
What are the fields in medicine?
-
Which planet is called the Red planet?
-
When is the International Teachers Day celebrated?
-
Whom do we call the missile man of India?
-
Why do we call him by that name?
-
What are consumer loans and industrial loans?
-
Tell us the different types of crosses in cheques.
-
Tell us what you know about agricultural banking.
Interview Experience – 44
Duration :10 min
Panel : 1 Female member and 3 Male members
Questions :
-
Where are you from?
-
Are you an Electrical Engineering student?
-
You passed out in 2011. What have you been doing since then?
-
What is working capital?
-
What is the effect of working capital?
-
How does it affect banks while giving loans?
-
Explain the term Balance Sheet.
-
What are current asset and current liability?
-
What is a non-current asset and a liabillity?
-
What is a balance sheet equation?
-
With which company have you worked and where is it located?
-
What do you mean by a captive branch?
-
What is inflation?
-
What are its effects?
-
Why did you leave your previous job?
Interview Experience – 45
Duration :10 min
Panel :1 Female member and 5 Male members
Questions :
-
Tell us something about yourself.
-
Why did you join a bank after completing B. Tech?
-
What are KYC norms?
-
Which documenta are required as address proof?
-
The exports and imports of which company are high for India?
-
What are the major imports of India?
-
What are the minor exports of India?
-
Why do we celebrate Republic Day?
-
What is the difference between 26th Dec and 26th January?
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How do banks contribute to the growth of the Indian Economy?
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What do you know about the MUDRA bank?
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Tell us what you know about the Sisu, Kishore and the Tarun loans.
Interview Experience – 46
Duration :15 min
Panel :1 Female member and 3 Male members
Questions :
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What is the share value of the Andhra Bank?
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What do you know about shares and debentures?
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How did you get a good percentage?
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What are your hobbies?
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What are the different Ragas in classical music?
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Name some famous Carnatic flute artists.
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How many stage performances have you given so far?
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Have you ever received any state level or district level prizes?
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Who is your guru?
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Have you ever performed in the Ravindra Bharati auditorium in Hyderabad?
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What generated your interest in music?
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Have you ever given a concert in the Visakhapatnam Swarna Bharati Kala Mandapam?
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What is a DMAT account?
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What is the difference between a DMAT account trading and a normal account trading?
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How can you convert physical shares to online shares?
Interview Experience – 47
Duration :8 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell us about your family.
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What is the difference between Power systems and Power electronics?
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Why are Transcos, Gencos and Discoms separate from one another?
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Explain a cheque in detail.
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What are the different types of loans?
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Why do you want to have a job at a raw age of 21 years?
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What will you do for your village if you are posted there as a Branch Manager?
Interview Experience – 48
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
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Why did you opt for a career in banking after M. Pharmacy?
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Are you willing to relocate?
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Who is a banking regulator?
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When was the RBI formed?
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Tell us something about the RBI.
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What are the different types of loans?
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What do you know about Self Help groups? How are banks related to Self Help groups?
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What is the 24 th of January observed as?
Interview Experience – 49
Duration :15 min
Panel :1 Female member and 4 Male members
Questions :
-
Tell us about your family in brief.
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If Rs. 100 crore is deposited in a bank, how much money can the bank lend?
-
Tell us what you know about Mainframe technology.
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What are your hobbies?
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Why do you want to change from the IT sector to the banking sector?
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Which books do you read?
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Tell us something about the SQL code 905. What are its uses?
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What is the full form of CICS?
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What is the full form of COBAL?
Interview Experience – 50
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
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What do you know about the ISRO?
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What is PSLV?
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How many satellites have been launched by the ISRO so far?
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What is Financial Inclusion?
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What are the different schemes related to Financial Inclusion?
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What is the difference between a 'No frills account' and a BSBDA?
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Tell us about the PM Jan Dhan Yojana. Why was it started?
-
Tell us about the IRNSS 1B.
Interview Experience – 51
Duration :5 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell us about your family.
-
Tell us about your father's business.
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What is GDP,? What is the current value of the GDP?
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What are Forex Reserves? What is the present value of Forex Reserve?
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How will you deal with property loan access?
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Why did you opt for a career in banking?
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What is the relationship between a customer and a banker?
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Tell us something about the Foriegn Exchange Management Act.
Interview Experience – 52
Duration :15 min
Panel :1 Female member and 4 Male members
Questions :
-
Tell us something about yoursel.
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Can you draw a sketch of mine?
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What are banks?
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Is there anything for banks to account with the RBI?
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What is CRR?
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Have you heard the term NDTL?
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What are the functions of banks?
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What are the types of loans offered by banks?
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What is the difference between Cash Credit and Overdraft?
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How does the government get so much of money?
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Name some taxes given by banks.
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What does the government do with the toll tax amount?
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You have never stayed anywhere outside your home town. Will you be able to work anywhere else?
Interview Experience – 53
Duration :10 min
Panel :1 Female member and 5 Male members
Questions :
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Introduce yourself
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Why is EXIM bank your first priority option?
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What do you know about the EXIM bank?
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What is SLR?
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What is CRR?
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What is Repo Rate & Rev. Repo Rate
Interview Experience – 54
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Why you want to join a bank after studying Engineering?
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Why have you given EXIM and ECGC as your preferences?
-
Explain the working of the EXIM and ECGC.
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How do they differ in their working? When were they established?
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What is the difference between private and commercial banks?
-
Name some old private banks.
-
Tell us something about the nationalization of banks with relevant dates.
Interview Experience – 55
Duration :15 min
Panel :1 Female member and 4 Male members
Questions :
-
Tell us about yourself including your family background.
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Why do you prefer banking after completing M. Tech?
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While working in a bank, you find a colleague, who is also your good friend, indulging in corruption. What will you do?
-
Name the bank which monitors all the infra projects in India and also stste a few of its functions.
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Who regulates the RRB? Enumerate some functions of that institution.
-
Tell us something about the MUDRA bank.
-
Define MSME.
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On what basis are companies catagorised in MSME?
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Who has recently been appointed CEO of the Mudra Bank?
Interview Experience – 56
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
What do you mean by KYC norms?
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How many districts are there in Bihar?
-
Who is the Chief minister of Telangana?
-
State one famous thing of your native place.
-
Tell us about your educational background.
Interview Experience – 57
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Who is the best football player of South America?
-
What are the types of deposits in bank?
-
Tell us about your educational background.
-
Who received the Padma Shri Awards this year?
-
Who was the Chief Guest of the 26 th January celebrations?
Interview Experience – 58
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Tell us something about yourself.
-
Tell us about your family.
-
Tell about your home town
-
What do you know about the Pradhan Mantri Jan Dhan Yojana.
-
What are the other schemes launched by Prime Minister
-
What do you know about Swacch Bharat Abhiyan
Interview Experience – 59
Duration :15 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell us about yourself in brief.
-
What are your hobbies?
-
What is DIY (Do it yourself)?
-
Why do you want to join a bank job after completing B.Tech?
-
By whom has the Dream Big quotation been given?
-
Tell us what you know about APJ Abdul Kalam.
-
Who is a known as the Missile Man of India?
-
What is the difference between a missile and a satellite?
-
What is a negotiable instrument?
-
How many parties do cheques and promissory notes involve?
-
What is a stale cheque and a post -dated cheque?
-
Why have you given your first preference to Andhra Bank?
-
What do you know about the Andhra Bank?
-
Why have you given the last preference to the ECGC?
-
What is the primary purpose of the ECGC?
Interview Experience – 60
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell us something about yourself.
-
Tell us about your father's profession.
-
Why did you opt for a career in banking?
-
Explain about your M. Tech project.
-
What is a bank?
-
What are your hobbies?
-
Do you play games?
-
Define a 2 stroke and a 4 stroke engine.
-
What is the difference between 2 stroke and 4 stroke engines?
Interview Experience – 61
Duration :12 min
Panel :1 Female member and 4 Male members
Questions :
-
What is the Niti Aayog?
-
Who is famous in Odisha for Hockey?
-
What is a D-box?
-
What is a penalty corner?
-
When is the World Hindi Day celebrated every year?
-
What is the work of the EXIM bank?
-
How does banking help in the growth of GDP?
Interview Experience – 62
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Please introduce yourself to us.
-
Tell us about your college in brief.
-
Why did you opt for banking after a graduation in engineering?
-
What is the difference between an LED and an ordinary bulb?
-
How will you make a common man understand this difference in technical terms?
-
What is a cheque?
-
What is a crossed cheque?
-
How many types of cheques are there?
Interview Experience – 63
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Please introduce yourself to us.
-
What is the difference between a Balance sheet and a Trial balance?
-
What is profit?
-
What is a profit and loss appropriation account?
-
What is EECV?
-
Of which two rivers is the river Brahmini a confluence?
-
How many persons can be elected by the President in the Rajya Sabha?
Interview Experience – 64
Duration :15 min
Panel :1 Female member and 4 Male members
Questions :
-
Please introduce yourself to us.
-
In which year did you complete your B.Tech?
-
What are your hobbies?
-
What were you doing after B.Tech?
-
What is your father's occupation?
-
What is the difference between nationalised banks and public sector banks?
-
What is MSME?
-
What is Micro in MSME?
-
Tell us some thingabout the planning commission.
-
Who was the Chief Guest for the 26 th January celebrations?
-
A parade was organised by the French group on the 26 th of January. Why?
-
What is Make in India? What have been its impact on the Indian Economy?
Interview Experience – 65
Duration :25 min
Panel :1 Female member and 5 Male members
Questions :
-
What is the difference between shares and debentures?
-
What is a geo-stationary satellite?
-
What is GPS?
-
What is remote sensing?
-
What is the differnce between a Money Market and a Capital Market?
-
What are your hobbies?
-
Tell us something about the recently passed Bankruptcy code.
-
What are the different types of banking?
-
What is the difference between a Credit card and a Debit card?
Interview Experience – 66
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Tell us about yourself in brief.
-
Why do you want to join a bank?
-
What are the challenges faced by the banking sector?
-
What is the use of HR and Marketing in banking?
-
What is the difference between liquidation and liquification?
-
What is the gold monetization scheme about?
-
Has the gold monetization scheme been a success?
-
Why did the government of India initiate this scheme?
-
Which is the oldest bank in India?
-
Do you have a facebook account? Why is facebook blue in colour?
Interview Experience – 67
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Please introduce yourself to us.
-
Tell us something about Rourkela.
-
What is VAT?
-
What is GST?
-
Why has the GST bill not been passed yet?
-
What is a profit and loss appropriation account?
Interview Experience – 68
Duration :15 min
Panel :1 Female member and 4 Male members
Questions :
-
Please introduce yourself to us.
-
Tell us what you can about your family.
-
What did you do after B.Tech?
-
How is steel manufactured in the Bokaro Steel Plant?
-
What is an NPA? How can it be minimized?
-
What is DRI?
-
What is a Balance Sheet?
-
What is the difference between a time liability and a current liability?
-
What is Plastic money?
-
What is the role of a Mechanical Engineer in a bank?
-
What are your strengths?
-
What is the difference between a Boss and a Leader?
-
What is the resource of a manager in a bank?
-
What changes have come into the banking sector in your city in recent times?
-
What would yyou like to do once you are appointed as a Manager in your native place?
Interview Experience – 69
Duration :12 min
Panel :1 Female member and 3 Male members
Questions :
-
Why did you opt for banking?
-
Tell us what you know about the Pradhan Mantri Jan Dhan Yojana.
-
What challenges have banks ben facing of late?
-
What is primary sector lending?
-
How much percentage is each bank supposed to spend on the primary sector?
-
What is NABARD?
-
Which section in NABARD deals with lending things not utilized by other banks?
-
Tell us about your family.
-
What is your father?
-
Why did you quit your present job?
Interview Experience – 70
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
-
Tell us about Bitcoin.
-
What do you know about the Infrastructure sector.
-
Tell us something about your family in brief.
-
Tell us about your father.
-
What are the regulatory agencies in India?
-
Why have you given the first preference to the ECGC?
-
What do you mean by negative list with respect to insurance?
Interview Experience – 71
Duration :10 min
Panel :1 Female member and 4 Male members
Questions :
-
Where are you from?
-
Which famous places are in the vicinity of your hometwon?
-
What is your father?
-
What is your mother?
-
What do you cultivate in your fields?
-
Tell us what you know about a bank.
-
What bank facilities are extended to customers?
-
Tell us about Mutual Funds.
-
Name the banks providing Mutual Funds as a product.
-
What are your hobbies?
-
Do you have a Facebook account?
-
How many friends do you have there?
-
How did you prepare for Current Affairs?
-
Do you have any knowledge in the field agriculture?
-
What is Digital India?
Interview Experience – 72
Duration :12 min
Panel :1 Female member and 4 Male members
Questions :
-
Please introduce yourself to us in brief.
-
What is the use of CAD CAM in Mechanical Engineering?
-
Why do you want to join the banking sector after studying B.Tech?
-
What are the functions of the RBI?
-
What is the gap in the Monetary policy?
-
What is Financial Literacy?
-
How will you give service to customers if you join a bank?
-
What is the capital of Kerala?
-
What is the capital of Guwahati?
-
What is the capital of Karnataka?
-
What is the capital of Rajasthan?
Interview Experience – 73
Duration :10 min
Panel :1 Female member and 3 Male members
Questions :
-
What does your name 'Mamata' mean?
-
Tell us something about your family.
-
What is your role in your current job? For which company are you working?
-
What are the schemes floated by the Telangana government?
-
What do you mean by the term 'below poverty line'?
-
What are the different types of deposits in banks?
-
What is the rate of interest on a savings bank account?
-
What do you know about banking Ombudsman