Interview Experiences of T.I.M.E. Students - IBPS PO CWE 2015 (Interviews held in Jan 2016)

Interview Experience – 1

Duration : 10 min
Panel : 1 Female member and 3 Male members

Questions :

  1. You completed graduation completed in 2013. Since then, what have you been doing?

  2. What is the difference between a Cheque and a DD?

  3. If you lend Rs. 20, 000 to one of your friends and he wants to repay you in the form of a DD / a Cheque, which will you prefer and why?

  4. What is SARFAESI ACT? Explain about it and expand the abbrevation.

  5. Are there any other ACTs similar to the SARFAESI ACT?

  6. Name the women CEOs of banks.

  7. What are CRR and SLR?

  8. Define a company.

  9. Is HDFC a company or not?


Interview Experience – 2

Duration : 12 min

Panel : 1 Female member and 3 Male members

Questions :

  1. Youare a student of NIT (Patna) and that too from a reputed college. Why do you then want to join a bank?

  2. Why are you not appearing for GATE / MS?

  3. What is a Negotiable instrument? Explain with examples.

  4. How do NRIs open bank accounts? What are they called?

  5. What are inflation and deflation?

  6. What are the measures to control inflation and deflation?

  7. At present, how many currencies are available in the market for trading?

  8. If you are posted as a Manager in a rural area, what changes will you effect i the bank?

  9. Name the women IAS from Telangana who recently working in the Uttar Pradesh cadre.


Interview Experience – 3

Duration :15 min

Panel :1 Female member and 4 Male members

Questions :

  1. Where are you from?

  2. What are your strengths and weakness?

  3. What are the four Vedas?

  4. What are the Upanishads?

  5. Where are you working?

  6. What are KYC norms?

  7. Why do we have KYC?

  8. What is a counterfeit note?

  9. What is the procedure to be undertaken in case you find a fake note?

  10. What is the latest circular on counterfeit currency notes?

  11. What is the Pradhan Mantri Jan Dhan Yojana?

  12. What is the benefit to the customer in PMJDY and what benefit results for the bank?

  13. Will you pay the cheque written as Pay X or bearer across the counter if Y comes to encash it?

  14. You have a good voice quality; is it natural or acquired?


Interview Experience – 4

Duration :20 min

Panel :1 Female member and 4 Male members

Questions :

  1. We've come across the first Mba candidate since moring (One of the panelists remarked); There were two girls who were MBAs (commented another panel member).

  2. It seems like we have a package here!

  3. What is your Ph.D subject?

  4. Why do people spend around 10 -15 lakhs on MBA? Marwadis don't have an MBA degree but they have excellent business skills!

  5. How will you utilize your experience in a bank?

  6. Mr. Rohit sell us a Savings bank account of your XYZ bank.

  7. What do you mean by Quality Service? I came to your bank yesterday, my father is hospitalised in ABC hospital and I was in hurry; I asked for help in your bank, but nobody attended to my query. The guard was so rude, that I felt like punching him! I think you are lying before us about your quality service.

  8. Don't you feel that leaving your job was a wrong decision, and that you can earn better in the role of a faculty member?

  9. Who helped you in past 6-7 months?

  10. Tell us about your family.

  11. Tell us about your father.

  12. Why didn't you try in Private banks? Haven't you ever tried getting a job there earlier?

  13. Mr. Rohit, the concluding question now: Where do you see yourself after 20 years?


Interview Experience – 5

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Tell us about your family.

  2. What is customer satisfaction?

  3. How can you satisfy a customer?

  4. What is gold monetization?

  5. What is the difference between gold monetization and monetization?

  6. As a blind person, in which area can you be suitable for a PO job?

  7. Are your communication skills strong or weak?

  8. If Mr. Narendra Modi comes before you, how will you communicate with him?

  9. Tell us about the software used by the blind for operating computers.


Interview Experience – 6

Duration :10 min

Panel : 1 Female member and 4 Male members

Questions :

  1. Please introduce yourself to us.

  2. Which is your name? Which is your surname?

  3. What was the nature of the job you were previously doing?

  4. Why should we select you to our bank? What added value can you provide to the bank as an employee?

  5. Is this your first bank interview?

  6. Tell me about the various ways in which an Indian can start a business (grocery store).

  7. Can banks stop giving loans to customers? if yes, under what circumstances can this happen?

  8. How do banks get liquidity to disburse loans?

  9. Can the payment of a demand draft be stopped?

  10. Who can issue such an order?

  11. Can cheques be stopped from payments? How?

  12. What is Brick and Mortar banking?

  13. What are the various banking services available?

  14. What are the various banking products offered?


Interview Experience – 7

Duration :15 min

Panel :1 Female member and 4 Male members

Questions :

  1. Please introduce yourself to us.

  2. Define SLR and CRR.

  3. What are the qualities of a banker?

  4. Tell us something related to the establishment of the RBI.

  5. What had happened in 1949?

  6. What is the Banking Revolution Act? What happened after it was enacted?

  7. Tell us what you know about the nationalizations of banks.

  8. What is an NPA?

  9. How can NPAs be minimised?

  10. What is an RTGS and an NEFT? Differentiate between them.

  11. Why do you want to join the banking industry?

  12. Do you have any idea about the privatization of the banking sector?

  13. Tell us about Financial statement

  14. Tell about Financial Inclusion and Financial literacy.

  15. Tell us something about your family.

  16. Tell us about your work experience


Interview Experience – 8

Duration :15 min

Panel :1 Female member and 4 Male members

Questions :

  1. What is your name?

  2. Where do you stay?

  3. Tell us about the companies in which you have worked.

  4. Tell us something about your job profile.

  5. Why did you leave your job?

  6. Novartis is a fine company. Do you plan to join it again in future?

  7. What are Mutual Funds?

  8. What is Budgeting?

  9. What is Marginal Cost?

  10. What are direct and indirect costs?

  11. Being a cost accountant, how will you influence your company's management to produce high margin products rather than produce in bulk with low margins?

  12. What is Corporate Social Responsiveness?

  13. What is the controversy regarding Subhash Chandra Bose?

  14. What is GDP?

  15. What was the GDP last year and what is this year's target?

  16. What is a Fund Flow Statement?


Interview Experience – 9

Duration :16 min

Panel :1 Female member and 3 Male members

Questions :

  1. You have a background of Electronics and Communication Engineering, Tell us what you have learned in your college.

  2. What is micro and macro economics?

  3. Since you are from an engineering background and now Metro trains are about to start in the city, why don't you apply for a job there? Why have you chosen banking as a career option?

  4. What are your strenghts?

  5. Can you expand ECGC.

  6. I see that you have opted for EXIM and ECGC Banks in the priority list. Why is it so? How are they diffferent from each other?

  7. What is EXIM bank, and what does the ECGC do?

  8. Can you tell us something about BRICS.

  9. Who is the present RBI Governor?

  10. What does the RBI do?

  11. Why did you opt for the EXIM Bank?

  12. What is Current Account Deficit?

  13. You seem to be interested in Exports. Can you give us terms that are used before and after shipping?


Interview Experience – 10

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. Name the leading ladies in the banking sector.

  2. When were banks nationalised?

  3. What do you know about a bank?

  4. Tell about the EXIM bank.

  5. Tell about the NABARD.

  6. Tell us about the various rates in the banking sector, particularly the Repo Rate and the Reverse Repo Rate.


Interview Experience – 11

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. What is communication?

  2. How can one develop good communication skills?

  3. What is needed for a conversation?

  4. When does conversation become good?

  5. How do banks function?

  6. Who regulates banks, other than the RBI?


Interview Experience – 12

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Tell us about your father's job.

  2. What are your hobbies?

  3. Which is your native place?

  4. What is biochemistry?

  5. What is cholestrol?

  6. How can biochemistry be useful for industrial purposes?

  7. Name four citrus fruits.

  8. What have you been doing since 2012?

  9. Which subjects do you teach during home tuitions?

  10. Name some famous Mathematicians.

  11. Tell us about your native place Rajamahedravarm.

  12. Tell us what you know about the Dowleswaram Bridge.

  13. What are the sub rivers of River Godavari?

  14. Name some persons famous for science labs.


Interview Experience – 13

Duration :15 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell us about your family.

  2. How will you manage a bank job with two kids?

  3. If you are transferred, then what will you do?

  4. Why did you leave previous job?

  5. Tell us about your your previous job.

  6. What are your experiences in your previous job?

  7. Tell us what you know about GDP, NDP.

  8. What is fiscal policy?

  9. What is fiscal deficit?

  10. What is monetary policy? Who makes the Monetary policy?


Interview Experience – 14

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell about yourself

  2. Why do you want to join bank

  3. What is KYC?

  4. What is a 'no frills' accounts?

  5. What is Financial Inclusion?

  6. What is the minimum balance in the Pradhan Mantri Jan Dhan Yojana?


Interview Experience – 15

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. Please introduce yourself to us.

  2. Tell us something about your father and family.

  3. Why do you want to join a bank?

  4. What are your hobbies?

  5. What are your strenghts?

  6. Tell us about the quota for women in the Parliament.

  7. Are you wiiling to relocate ?


Interview Experience – 16

Duration :12 min

Panel :1 Female member and 3 Male members

Questions :

  1. Introduce yourself

  2. Why do you want to join a bank?

  3. What are your hobbies?

  4. What can you cook? Which is your favourite dish?

  5. What is RTI?

  6. Tell us what you know about the EXIM bank.

  7. What is DCR?


Interview Experience – 17

Duration :12 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell about your family

  2. Tell about your home town

  3. Why do you want to join a bank after completing Engineering?

  4. Are you willing to work in Jammu and Kashmir?

  5. Why you did not apply for the SBI - J&K notification?

  6. Which social welfare programmes of the Telangana state are related to villages?

  7. What is priority sector lending?


Interview Experience – 18

Duration :15 min

Panel :1 Female member and 4 Male members

Questions :

  1. To which place do you belong?

  2. What are your educational qualifications?

  3. Why did you leave the field of Chemistry?

  4. From where did you pursue MBA? What were your optional subjects?

  5. What is the role of a Marketing Manager?

  6. How will you contribute to the bank as an MBA graduate?

  7. What was your project in MBA?

  8. Since when have you been staying in Hyderabad?

  9. What are the differences between Public Sector Banks and Private Banks?

  10. ' A government of India undertaking ' – What does this phrase mean?

  11. What are the products of banks?

  12. Who opens a saving account?

  13. How will you increase salary account numbers in a bank?

  14. If you are posted in rural areas, how will you spread awareness among people regarding banking (especially among women)?

  15. Tell us about Self Help groups.

  16. What is the role of banks in Self Help groups?

  17. What are the new schemes of employment?

  18. Why did you leave your job?


Interview Experience – 19

Duration :15 min

Panel :1 Female member and 3 Male members

Questions :

  1. What are the functions of the RBI?

  2. What is a current account deficit?

  3. Tell us what you know about the ECGC.

  4. Define Management and Leadership.

  5. Define the term Balance Sheet.

  6. Tell us something about Current Assets and Liabilities.

  7. What are the different types of NRI accounts?

  8. Tell us something about BRICS.

  9. Which was the first Indian company to be listed on the NASBAQ?

  10. What is your father's occupation?

  11. What is Asif Nagar in Hyderabad famous for?


Interview Experience – 20

Duration :12 min

Panel :1 Female member and 3 Male members

Questions :

  1. Why did you leave previous job?

  2. Is networking useful to banking?

  3. How will your communication skills be of help to the bank?

  4. Tell us something about the Bharatiya Mahila Bank. Who is the head of the bank?

  5. When was the RBI established?

  6. When were banks nationalised?

  7. What is the reason for the nationalisation of banks?

  8. What kind of loans do banks offer to customers?

  9. Women Empowerment and Power to women; which would you choose and why?

  10. What is primary sector lending?

  11. Tell us something about the recent meeting held in PARIS.

  12. What is carbon emission and how can you reduce it at the domestic level?


Interview Experience – 21

Duration :15 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell us about yourself.

  2. What is Net Present Value?

  3. What are the Income Tax slabs and what is the highest rate of Income Tax?

  4. Is there any Education Cess?

  5. Can we claim the invested money in the scheme Sukanya Samrudhi Yojana under Section 80C / 80D of the Income Tax?

  6. What is a Limited Liability Partnership?

  7. What is Buyer's Credit?

  8. Tell us what you know about Process Accounting.

  9. Tell us something about the Pradhan Mantri Jan Dhan Yojana.

  10. Will you be confortable working for a bank, the reason being you hail from a professional field?


Interview Experience – 22

Duration :10 min

Panel :4 members 1 Female member and 4 Male members

Questions :

  1. Why you are interested in joining the banking sector?

  2. What are the differences between NEFT and RTGS?

  3. Tell us about Self Help groups.

  4. Did you get selected for any Campus interview?

  5. Name some female CMDs of banks.

  6. What is the role of women in banking?

  7. What are the functions and guidelines of the RBI?


Interview Experience – 23

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell us about yourself in brief.

  2. What do you know about the Andhra Bank?

  3. What are the different types of deposits?

  4. What is the difference between a Current Account and a Savings Account?

  5. Name one female minister in the AP cabinet.

  6. Are you willing to work anywhere in the state?

  7. Which are the smart cities in AP and what do you know about them generally?

  8. Who is the speaker of the AP Assembly?

  9. Did you attend coaching classes and if so, whihc institute did you join for this purpose?


Interview Experience – 24

Duration :8 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell us something about yourself.

  2. Why did you opt for the banking sector after graduating in Engineering?

  3. What are RTGS, NEFT and IMPS?

  4. What is NABARD and what are its functions?

  5. What are the functions of the RBI and what are its monetary policies?

  6. What are Non-Banking Finance Companies (NBFCs)?

  7. What is the difference between small banks and payment banks?

  8. What is ECGC and what are its functions?

  9. If selected, will you be willing to work anywhere in India?


Interview Experience – 25

Duration :12 min

Panel :1 Female member and 3 Male members

Questions :

  1. Please introduce yourself to us.

  2. Why do you want to join a bank after a degree in engineering?

  3. Is this your first bank interview?

  4. What is CASA?

  5. What is the difference between assets and liabilities?

  6. What is an NPA?

  7. What are the documents required to open a bank account?

  8. What is the use of a PAN card?

  9. If you were the manager of a bank, how would you manage it and complete a given task within the stipulated time period?


Interview Experience – 26

Duration :8 min

Panel :1 Female member and 3 Male members

Questions :

  1. What is deficit budget?

  2. What is the role of a PO in a bank?

  3. How can Engineering be useful in banking?

  4. What is your father?

  5. Tell us something about your work experience.

  6. What is your annual package?

  7. What are the functions of a bank?

  8. What are the functions of the RBI?


Interview Experience – 27

Duration :5 min

Panel :1 Female member and 3 Male members

Questions :

  1. What is your father?

  2. How many acres of agricultural land do you have for cultivation?

  3. Tell us about gold sovereign bonds.

  4. Tell us what you know about the KYC norms.

  5. What do you know about partnership firms?

  6. What are the different types of banks?

  7. Tell us about your mother.

  8. Are you still working somewhere?


Interview Experience – 28

Duration :5 min

Panel :1 Female member and 3 Male members

Questions :

  1. What are you doing currently?

  2. What is your role in TCS?

  3. Why do you want to join a bank?

  4. What is NPA and what is the procedure for its recovery?

  5. What is a Current Account Deficit?

  6. What is SARFAESI ACT?

  7. Explain your project (antenna).

  8. What are the functions of the RBI?


Interview Experience – 29

Duration :15 min

Panel :1 Female member and 3 Male members

Questions :

  1. What is the turnover of the District Cooperative Bank?

  2. What is a ledger, a journal and what do they contain?

  3. What are assets and liabilities?

  4. What is analog communication?

  5. What is Financial Inclusion and what are its advantages?

  6. Tell us something about the minimum amount to be paid under the Pradhan Mantri Jan Dhan Yojana, Life insurance and Accidental insurance.

  7. What is the use of the Aadhar Card? Is it useful for photo ID and address ID?

  8. Tell us about the KYC norms.

  9. What is women empowerment? What are the schemes related to banks meant for women?

  10. What are the other schemes related to women (other than opening of banks)?


Interview Experience – 30

Duration :9 min

Panel :1 Female member and 3 Male members

Questions :

  1. What is the difference between RRBs and Cooperative banks?

  2. Which anti-viruses are used in the banking sector?

  3. What is meant by Encryption and Decryption?

  4. What is the use of a virtual keyboard?

  5. What is universal banking?

  6. What is inflation?


Interview Experience – 31

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. How you will justify yourself as a Probatiionary Officer of a bank?

  2. What is globalisation and what is its impact on the Indian economy?

  3. Explain CASA.

  4. Expalin the term Balance Sheet. Where is loss shown in the Balance Sheet and when can banks show a loss?

  5. What are Basal norms III?

  6. What does your father do?

  7. Explain Profitability Ratio / Percentag e.


Interview Experience – 32

Duration :12 min

Panel : 1 Female member and 4 Male members

Questions :

  1. Tell us about your family background.

  2. You are a graduate of the College of Engineering, Pune. Why then do you opt for a career in banking? These two are different domain afterall!

  3. Tell us about the crop seasons i.e., Kharif and Rabi.

  4. Explain the terma Commercial crop and Cash crops.

  5. Expand NABARD. Tell us what you know about capital composition i.e., the shareholding pattern of the Centre and the states.

  6. Suppose a customer visits a bank daily for 10 days for loan approval, and the loan application is rejected by bank on the 10th day. How you will handle this obviously irate customer?


Interview Experience – 33

Duration :15 min

Panel :1 Female member and 4 Male members

Questions :

  1. Why should we hire you? There are 25 candidates, and we have to recruit only one person of them.

  2. Tell us something about your basic profile.

  3. Enumerate the functions of RBI.

  4. Tell us something about the KYC norms. How do you verify your customer? What is the importance of an ID proof in the KYC procedure?

  5. Tell us about the MUDRA bank and the BANDHAN bank. Where is headquarterws of the BANDHAN bank? Is the BANDHAN bank a micro finance institution or a private bank?

  6. Name some top female CEOs and MDs of Public sector banks.

  7. Why do you want to make a career in banking?

  8. Tell us about the start-up trend in India.

  9. Explain the meaning of the Mudra Schemes. What are the limits of the Shishu loan, the Yuva loan and the Kishore loan respectively?

  10. If higher growth prospects are offered to you in future by the bank, will you stick to the PO level or consider uplifting yourself?


Interview Experience – 34

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Tell us something about your family.

  2. What is your role in the District Cooperative Central Bank?

  3. What are the the functions of the RBI?

  4. How many types of bank accounts are there?

  5. What are the types of loans and what are their individual rates of interest?

  6. What is your father?

  7. Why do we celebrate the Republic day in India?

  8. When is International Women's Day celebrated every year?


Interview Experience – 35

Duration :10 min

Panel :1 Female member and 5 Male members

Questions :

  1. Where do you hail from?

  2. Tell us about your family in brief.

  3. You are a 2011 passout. What have you been doing since then?

  4. What do you know about banking?

  5. How can you be of use to a bank?

  6. How is network programming useful to a bank?

  7. What is e-banking?

  8. If you are posted in a village, which types of loans can you sanction and on what basis?

  9. What do you know about hacking?

  10. What is the capital of Andhra Pradesh?


Interview Experience – 36

Duration :15 min

Panel :1 Female member and 3 Male members

Questions :

  1. Where are you from?

  2. What is your qualification?

  3. Tell us about your project in M. Tech.

  4. What is the difference between Transco and Discom?

  5. How can we prevent power thefts?

  6. Why are you interested in banking?

  7. Who is the present Lok Sabha speaker?

  8. Who is the speaker of the Telangan Assembly?

  9. What is recession?

  10. What is GDP?


Interview Experience – 37

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. What are 2G, 3G and 4G? How are they different from one another?

  2. What is your father?

  3. What is a stale cheque?

  4. What is the validity of a Demand draft?

  5. What is the meaning of your name and how is it special?

  6. Which is your home town and what is it famous for?


Interview Experience – 38

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Please introduce yourself to us in brief.

  2. Tell us something about your family.

  3. What are RAM and ROM? What is the difference between them?

  4. Tell us about the attack on Pathankot.

  5. What is the full form of ASCII? How do we code it?

  6. What are Republic Day awards?

  7. What are the differenct types of Chakras / Padma awards?

  8. What is BBC?

  9. Who is the Governor of Maharashtra?


Interview Experience – 39

Duration :12 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell u about yourself in short.

  2. What is Financial Inclusion?

  3. Tell us what you can about the Pradhan Mantri Jan Dhan Yojana.

  4. What are the different types of taxes?

  5. Why do you want to join a bank?

  6. You completed graduation in 2013. What have you been doing since then?

  7. Who is the Union Defence Minister?

  8. What is your home town and what is it famous for?


Interview Experience – 40

Duration :12 min

Panel :1 Female member and 3 Male members

Questions :

  1. Which is the newly formed state in India?

  2. How many states are there in India?

  3. How many districts are there in Telangana and what are they?

  4. Which are the neighbouring states of Telangana?

  5. Why are you interested in banking?

  6. Why should we select you?

  7. What is the role of a PO in a bank?

  8. Who is the CM of Telangana?

  9. When is the Telangan formation day celebrated?


Interview Experience – 41

Duration :10 min

Panel : 1 Female member and 3 Male members

Questions :

  1. Tell us about your family.

  2. What are your hobbies?

  3. You completed your graduation in 2010. What have you been doing since then?

  4. Tell us something about your previous job.

  5. What is a chit fund? What was your role in that ompany?

  6. What does your father do?

  7. What is CASA?

  8. What is a Capital Adequecy Ratio?


Interview Experience – 42

Duration :12 min

Panel :1 Female member and 4 Male members

Questions :

  1. Why did you take a long time to complete your graduation?

  2. How many Union Territories are there in India? Please name them. What does you father do?

  3. What do you know about a bank?

  4. Apart from money, what else can you deposit in banks?

  5. Apart from lending, what other means do banks employ to earn money?

  6. What are fiscal and current deposits?

  7. What is depriciation and its types?

  8. Do banks charge something on Debit cards?

  9. What is Financial Inclusion? Was it introduced by Shri Narendra Modi, or by someone else?

  10. Have you ever shared your knowledge about financial inclusion with the people around you?


Interview Experience – 43

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell us something about yourself.

  2. What are you hobbies?

  3. Tell us what you can about your parents.

  4. What are the borders of India?

  5. Which two countries is India threatened by?

  6. What are the fields in medicine?

  7. Which planet is called the Red planet?

  8. When is the International Teachers Day celebrated?

  9. Whom do we call the missile man of India?

  10. Why do we call him by that name?

  11. What are consumer loans and industrial loans?

  12. Tell us the different types of crosses in cheques.

  13. Tell us what you know about agricultural banking.


Interview Experience – 44

Duration :10 min

Panel : 1 Female member and 3 Male members

Questions :

  1. Where are you from?

  2. Are you an Electrical Engineering student?

  3. You passed out in 2011. What have you been doing since then?

  4. What is working capital?

  5. What is the effect of working capital?

  6. How does it affect banks while giving loans?

  7. Explain the term Balance Sheet.

  8. What are current asset and current liability?

  9. What is a non-current asset and a liabillity?

  10. What is a balance sheet equation?

  11. With which company have you worked and where is it located?

  12. What do you mean by a captive branch?

  13. What is inflation?

  14. What are its effects?

  15. Why did you leave your previous job?


Interview Experience – 45

Duration :10 min

Panel :1 Female member and 5 Male members

Questions :

  1. Tell us something about yourself.

  2. Why did you join a bank after completing B. Tech?

  3. What are KYC norms?

  4. Which documenta are required as address proof?

  5. The exports and imports of which company are high for India?

  6. What are the major imports of India?

  7. What are the minor exports of India?

  8. Why do we celebrate Republic Day?

  9. What is the difference between 26th Dec and 26th January?

  10. How do banks contribute to the growth of the Indian Economy?

  11. What do you know about the MUDRA bank?

  12. Tell us what you know about the Sisu, Kishore and the Tarun loans.


Interview Experience – 46

Duration :15 min

Panel :1 Female member and 3 Male members

Questions :

  1. What is the share value of the Andhra Bank?

  2. What do you know about shares and debentures?

  3. How did you get a good percentage?

  4. What are your hobbies?

  5. What are the different Ragas in classical music?

  6. Name some famous Carnatic flute artists.

  7. How many stage performances have you given so far?

  8. Have you ever received any state level or district level prizes?

  9. Who is your guru?

  10. Have you ever performed in the Ravindra Bharati auditorium in Hyderabad?

  11. What generated your interest in music?

  12. Have you ever given a concert in the Visakhapatnam Swarna Bharati Kala Mandapam?

  13. What is a DMAT account?

  14. What is the difference between a DMAT account trading and a normal account trading?

  15. How can you convert physical shares to online shares?


Interview Experience – 47

Duration :8 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell us about your family.

  2. What is the difference between Power systems and Power electronics?

  3. Why are Transcos, Gencos and Discoms separate from one another?

  4. Explain a cheque in detail.

  5. What are the different types of loans?

  6. Why do you want to have a job at a raw age of 21 years?

  7. What will you do for your village if you are posted there as a Branch Manager?


Interview Experience – 48

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Why did you opt for a career in banking after M. Pharmacy?

  2. Are you willing to relocate?

  3. Who is a banking regulator?

  4. When was the RBI formed?

  5. Tell us something about the RBI.

  6. What are the different types of loans?

  7. What do you know about Self Help groups? How are banks related to Self Help groups?

  8. What is the 24 th of January observed as?


Interview Experience – 49

Duration :15 min

Panel :1 Female member and 4 Male members

Questions :

  1. Tell us about your family in brief.

  2. If Rs. 100 crore is deposited in a bank, how much money can the bank lend?

  3. Tell us what you know about Mainframe technology.

  4. What are your hobbies?

  5. Why do you want to change from the IT sector to the banking sector?

  6. Which books do you read?

  7. Tell us something about the SQL code 905. What are its uses?

  8. What is the full form of CICS?

  9. What is the full form of COBAL?


Interview Experience – 50

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. What do you know about the ISRO?

  2. What is PSLV?

  3. How many satellites have been launched by the ISRO so far?

  4. What is Financial Inclusion?

  5. What are the different schemes related to Financial Inclusion?

  6. What is the difference between a 'No frills account' and a BSBDA?

  7. Tell us about the PM Jan Dhan Yojana. Why was it started?

  8. Tell us about the IRNSS 1B.


Interview Experience – 51

Duration :5 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell us about your family.

  2. Tell us about your father's business.

  3. What is GDP,? What is the current value of the GDP?

  4. What are Forex Reserves? What is the present value of Forex Reserve?

  5. How will you deal with property loan access?

  6. Why did you opt for a career in banking?

  7. What is the relationship between a customer and a banker?

  8. Tell us something about the Foriegn Exchange Management Act.

Interview Experience – 52

Duration :15 min

Panel :1 Female member and 4 Male members

Questions :

  1. Tell us something about yoursel.

  2. Can you draw a sketch of mine?

  3. What are banks?

  4. Is there anything for banks to account with the RBI?

  5. What is CRR?

  6. Have you heard the term NDTL?

  7. What are the functions of banks?

  8. What are the types of loans offered by banks?

  9. What is the difference between Cash Credit and Overdraft?

  10. How does the government get so much of money?

  11. Name some taxes given by banks.

  12. What does the government do with the toll tax amount?

  13. You have never stayed anywhere outside your home town. Will you be able to work anywhere else?


Interview Experience – 53

Duration :10 min

Panel :1 Female member and 5 Male members

Questions :

  1. Introduce yourself

  2. Why is EXIM bank your first priority option?

  3. What do you know about the EXIM bank?

  4. What is SLR?

  5. What is CRR?

  6. What is Repo Rate & Rev. Repo Rate


Interview Experience – 54

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Why you want to join a bank after studying Engineering?

  2. Why have you given EXIM and ECGC as your preferences?

  3. Explain the working of the EXIM and ECGC.

  4. How do they differ in their working? When were they established?

  5. What is the difference between private and commercial banks?

  6. Name some old private banks.

  7. Tell us something about the nationalization of banks with relevant dates.


Interview Experience – 55

Duration :15 min

Panel :1 Female member and 4 Male members

Questions :

  1. Tell us about yourself including your family background.

  2. Why do you prefer banking after completing M. Tech?

  3. While working in a bank, you find a colleague, who is also your good friend, indulging in corruption. What will you do?

  4. Name the bank which monitors all the infra projects in India and also stste a few of its functions.

  5. Who regulates the RRB? Enumerate some functions of that institution.

  6. Tell us something about the MUDRA bank.

  7. Define MSME.

  8. On what basis are companies catagorised in MSME?

  9. Who has recently been appointed CEO of the Mudra Bank?


Interview Experience – 56

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. What do you mean by KYC norms?

  2. How many districts are there in Bihar?

  3. Who is the Chief minister of Telangana?

  4. State one famous thing of your native place.

  5. Tell us about your educational background.


Interview Experience – 57

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Who is the best football player of South America?

  2. What are the types of deposits in bank?

  3. Tell us about your educational background.

  4. Who received the Padma Shri Awards this year?

  5. Who was the Chief Guest of the 26 th January celebrations?


Interview Experience – 58

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Tell us something about yourself.

  2. Tell us about your family.

  3. Tell about your home town

  4. What do you know about the Pradhan Mantri Jan Dhan Yojana.

  5. What are the other schemes launched by Prime Minister

  6. What do you know about Swacch Bharat Abhiyan


Interview Experience – 59

Duration :15 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell us about yourself in brief.

  2. What are your hobbies?

  3. What is DIY (Do it yourself)?

  4. Why do you want to join a bank job after completing B.Tech?

  5. By whom has the Dream Big quotation been given?

  6. Tell us what you know about APJ Abdul Kalam.

  7. Who is a known as the Missile Man of India?

  8. What is the difference between a missile and a satellite?

  9. What is a negotiable instrument?

  10. How many parties do cheques and promissory notes involve?

  11. What is a stale cheque and a post -dated cheque?

  12. Why have you given your first preference to Andhra Bank?

  13. What do you know about the Andhra Bank?

  14. Why have you given the last preference to the ECGC?

  15. What is the primary purpose of the ECGC?


Interview Experience – 60

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell us something about yourself.

  2. Tell us about your father's profession.

  3. Why did you opt for a career in banking?

  4. Explain about your M. Tech project.

  5. What is a bank?

  6. What are your hobbies?

  7. Do you play games?

  8. Define a 2 stroke and a 4 stroke engine.

  9. What is the difference between 2 stroke and 4 stroke engines?


Interview Experience – 61

Duration :12 min

Panel :1 Female member and 4 Male members

Questions :

  1. What is the Niti Aayog?

  2. Who is famous in Odisha for Hockey?

  3. What is a D-box?

  4. What is a penalty corner?

  5. When is the World Hindi Day celebrated every year?

  6. What is the work of the EXIM bank?

  7. How does banking help in the growth of GDP?


Interview Experience – 62

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Please introduce yourself to us.

  2. Tell us about your college in brief.

  3. Why did you opt for banking after a graduation in engineering?

  4. What is the difference between an LED and an ordinary bulb?

  5. How will you make a common man understand this difference in technical terms?

  6. What is a cheque?

  7. What is a crossed cheque?

  8. How many types of cheques are there?


Interview Experience – 63

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Please introduce yourself to us.

  2. What is the difference between a Balance sheet and a Trial balance?

  3. What is profit?

  4. What is a profit and loss appropriation account?

  5. What is EECV?

  6. Of which two rivers is the river Brahmini a confluence?

  7. How many persons can be elected by the President in the Rajya Sabha?


Interview Experience – 64

Duration :15 min

Panel :1 Female member and 4 Male members

Questions :

  1. Please introduce yourself to us.

  2. In which year did you complete your B.Tech?

  3. What are your hobbies?

  4. What were you doing after B.Tech?

  5. What is your father's occupation?

  6. What is the difference between nationalised banks and public sector banks?

  7. What is MSME?

  8. What is Micro in MSME?

  9. Tell us some thingabout the planning commission.

  10. Who was the Chief Guest for the 26 th January celebrations?

  11. A parade was organised by the French group on the 26 th of January. Why?

  12. What is Make in India? What have been its impact on the Indian Economy?


Interview Experience – 65

Duration :25 min

Panel :1 Female member and 5 Male members

Questions :

  1. What is the difference between shares and debentures?

  2. What is a geo-stationary satellite?

  3. What is GPS?

  4. What is remote sensing?

  5. What is the differnce between a Money Market and a Capital Market?

  6. What are your hobbies?

  7. Tell us something about the recently passed Bankruptcy code.

  8. What are the different types of banking?

  9. What is the difference between a Credit card and a Debit card?


Interview Experience – 66

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Tell us about yourself in brief.

  2. Why do you want to join a bank?

  3. What are the challenges faced by the banking sector?

  4. What is the use of HR and Marketing in banking?

  5. What is the difference between liquidation and liquification?

  6. What is the gold monetization scheme about?

  7. Has the gold monetization scheme been a success?

  8. Why did the government of India initiate this scheme?

  9. Which is the oldest bank in India?

  10. Do you have a facebook account? Why is facebook blue in colour?


Interview Experience – 67

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Please introduce yourself to us.

  2. Tell us something about Rourkela.

  3. What is VAT?

  4. What is GST?

  5. Why has the GST bill not been passed yet?

  6. What is a profit and loss appropriation account?


Interview Experience – 68

Duration :15 min

Panel :1 Female member and 4 Male members

Questions :

  1. Please introduce yourself to us.

  2. Tell us what you can about your family.

  3. What did you do after B.Tech?

  4. How is steel manufactured in the Bokaro Steel Plant?

  5. What is an NPA? How can it be minimized?

  6. What is DRI?

  7. What is a Balance Sheet?

  8. What is the difference between a time liability and a current liability?

  9. What is Plastic money?

  10. What is the role of a Mechanical Engineer in a bank?

  11. What are your strengths?

  12. What is the difference between a Boss and a Leader?

  13. What is the resource of a manager in a bank?

  14. What changes have come into the banking sector in your city in recent times?

  15. What would yyou like to do once you are appointed as a Manager in your native place?


Interview Experience – 69

Duration :12 min

Panel :1 Female member and 3 Male members

Questions :

  1. Why did you opt for banking?

  2. Tell us what you know about the Pradhan Mantri Jan Dhan Yojana.

  3. What challenges have banks ben facing of late?

  4. What is primary sector lending?

  5. How much percentage is each bank supposed to spend on the primary sector?

  6. What is NABARD?

  7. Which section in NABARD deals with lending things not utilized by other banks?

  8. Tell us about your family.

  9. What is your father?

  10. Why did you quit your present job?


Interview Experience – 70

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. Tell us about Bitcoin.

  2. What do you know about the Infrastructure sector.

  3. Tell us something about your family in brief.

  4. Tell us about your father.

  5. What are the regulatory agencies in India?

  6. Why have you given the first preference to the ECGC?

  7. What do you mean by negative list with respect to insurance?


Interview Experience – 71

Duration :10 min

Panel :1 Female member and 4 Male members

Questions :

  1. Where are you from?

  2. Which famous places are in the vicinity of your hometwon?

  3. What is your father?

  4. What is your mother?

  5. What do you cultivate in your fields?

  6. Tell us what you know about a bank.

  7. What bank facilities are extended to customers?

  8. Tell us about Mutual Funds.

  9. Name the banks providing Mutual Funds as a product.

  10. What are your hobbies?

  11. Do you have a Facebook account?

  12. How many friends do you have there?

  13. How did you prepare for Current Affairs?

  14. Do you have any knowledge in the field agriculture?

  15. What is Digital India?


Interview Experience – 72

Duration :12 min

Panel :1 Female member and 4 Male members

Questions :

  1. Please introduce yourself to us in brief.

  2. What is the use of CAD CAM in Mechanical Engineering?

  3. Why do you want to join the banking sector after studying B.Tech?

  4. What are the functions of the RBI?

  5. What is the gap in the Monetary policy?

  6. What is Financial Literacy?

  7. How will you give service to customers if you join a bank?

  8. What is the capital of Kerala?

  9. What is the capital of Guwahati?

  10. What is the capital of Karnataka?

  11. What is the capital of Rajasthan?


Interview Experience – 73

Duration :10 min

Panel :1 Female member and 3 Male members

Questions :

  1. What does your name 'Mamata' mean?

  2. Tell us something about your family.

  3. What is your role in your current job? For which company are you working?

  4. What are the schemes floated by the Telangana government?

  5. What do you mean by the term 'below poverty line'?

  6. What are the different types of deposits in banks?

  7. What is the rate of interest on a savings bank account?

  8. What do you know about banking Ombudsman