Interview Experience 1:

Time: 15 Min.

Panel: 1 Female member and 4 Male members

Questions:

1. Tell us something about yourself.
2. Why did you leave your previous job?
3. Why did you migrate to Chennai from your home town?
4. Tell us something about VIT Vellore?
5. Why did you choose bank as an option when you have a good educational background and work experience?
6. Indian banks are different from those of the US. You have worked for a US bank. How will our work experience be of use here?
7. Why did you pursue law?
8. Why didn't you prepare for Civil exams?
9. Tell us something about mortgage and its types?
10. What are the subtle differences between a mortgage and a pledge?
11. Why is there so much of commotion in North east India?
12. Who is CM of Tamil Nadu?
13. Name three bank related governent schemes and explain about them.
14. Why are there mergers on one side and licences for new banks on the other? How do we reconcile to this aspect? Please justify this statement.
15. What are your hobbies?
16. What is the latest news on Brexit? Tell us about it in brief.
17. What is the reason for troubles in the Brexit deal?

Interview Experience 2:

Time: 12 Min.

Panel: 1 Female member and 4 Male members

Questions:

1. Tell us something about yourself.
2. Why did you opt for banking after completing Engineering?
3. How will Engineering help in Banking?
4. What is the difference between nominal and real rates of interest?
5. Why is the Indian economy growing faster than the USA?
6. What do you mean by priority sector?
7. How is the Skill India Programme helping the people of India?
8. Do you know of any institute where this skill training is provided?
9. What are the various categories that come under the priority sector?
10. Are you willing to work in rural areas?

Interview Experience 3:

Time: 15 Min.

Panel: 1 Female member and 4 Male members

Questions:

1. What is your name? Are you from Maharashtra?
2. Where is Madhya Pradesh?
3. Tell us something about yourself.
4. Where does your father work?
5. How does the google app get the names of buildings and streets right?
6. Does the Survey of India send maps to Google?
7. How does GPS work?
8. Can I change the name of my building I live in?
9. What is your CGPA?
10. What did you do in the year you took a gap?
11. How does Google know about traffic conditions on roads?
12. What is the difference between hearing and listening?
13. What is your view on ill-employment?
14. Why does ill-employment happen? What are the reasons?
15. What are your reasons for choosing ill-employment over your core area?
16. If you are selected for this job, will you continue working in this sector?
17. What do you know about data mining and dataware houses?
18. What are the sources of income for banks?
19. What are repo and reverse repo rates?
20. There is another fee based income for banks. What is it?

Interview Experience 4:

Time: 8 Min.

Panel: 1 Female member and 4 Male members

Questions:

1. Tell about what you know about the Sarfaesi Act.
2. What do you know about tangible and intangible items?
3. Explain A balance sheet.
4. What do you know about the Bharatmala project?
5. Explain the term NPA.
6. What is the age limit for opening a bank account?
7. Tell us about your previous job.

Interview Experience 5:

Time: 8 Min.

Panel: 1 Female member and 4 Male members

Questions:

1. Introduce yourself to us.
2. What are your hobbies?
3. Who won the tennis championship this year?
4. What is an NBFC?
5. Give a few examples of NBFC.
6. What are the functions of NBFC.

Interview Experience 6:

Time: 12 Min.

Panel: 1 Female member and 4 Male members

Questions:

1. What is algorithm? How can it be used in banking?
2. What is Artificial Intelligence?
3. What are the main features required for an app?
4. What do your siblings do?
5. What is your long term goal? Are you not interested in joining insurance companies?
6. What is MUDRA loans all about?
7. What kinds of skills would you contribute to banking?
8. Can you work late hours?
9. Which is the oldest metro railways?
10. Which state has the first largest metro rail network in India, as Telangana is the second now?

Interview Experience 7:

Time: 10 Min.

Panel: 1 Female member and 3 Male members

Questions:

1. In which bank do you have an account?
2. Have you ever visited a bank? What did you observe there?
3. Tell us about your native place.
4. If a customer comes to a bank branch after closing time, would you accept his transaction?
5. You are a native of Nalgonda. Tell us what you know about the problem of flourosis.
6. Tell us something about your family.

Interview Experience 8:

Time: 10 Min.

Panel: 1 Female member and 4 Male members

Questions:

1. Expalin the term NPA.
2. My colleague sitting here is asking me for huge amount a loan. What should I do?
3. If I lend her the amount following the process you gave, and she doesn't pay the money back to me. What should I do?
4. I gave her a warning / notice, yet she refuses to return the amount lent to her, and says that she is broke. What do I do now?
5. She has declared herself bankrupt, so she has nothing to mortgage too. What should I do at this stage?
6. What is IBC? Explain the term.
7. Who implements the IBC?
8. To whom should I turn to, for the implementation of IBC, in order to get my money back?

Interview Experience 9:

Time: 10 Min.

Panel: 1 Female member and 4 Male members

Questions:

1. Introduce yourself to us.
2. Tell us what you can about Memorndum of Association.
3. Explain the terms LIFO and FIFO.
4. What are the FDI norms on e-commerce?
5. Explain the term FII.
6. Name a few Public and Private sector companies and the difference between them.